Contactless High Value Payment (Hvp) - Wallet Payments - Ingenico IWL200 series User Manual

Transactions
Contactless High Value Payment (HVP) – Wallet Payments
High Value Payments are contactless payments that are above the limit
for contactless cards (e.g. £30.00) but are protected by the cardholder
verifying themselves to the mobile phone either by the use of a scanned
thumb/fingerprint in the case of Apple Pay, or by the entry of a pass
code for other mobile phone manufacturers. This process is known as a
Cardholder Device Cardholder Verification Method or CDCVM for short.
This means that once HVP is enabled, the contactless logo will be
displayed on your terminal for all transactions rather than just those
under the contactless card limit (e.g. £30.00).
Acceptance of normal contactless cards for transactions below the £30
limit will continue as normal and, if a cardholder taps a contactless card
for a transaction above the £30 limit, the terminal will instruct them to
complete the transaction using chip and PIN.
In some cases, a cardholder may need to tap their mobile phone
against the contactless reader twice. This is because they have not pre
entered their CDCVM on their device prior to starting the transaction
and their device has prompted them to complete their CDCVM and tap
the phone again. The cardholder should follow the instructions on their
device to complete the transaction.
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Terminal User Guide