Financial Formulas
Financial Formulas
Financial Formulas
Financial Formulas
This section contains financial formulas for computing time value of money, amortization,
cash flow, interest-rate conversions, and days between dates.
Time Value of Money
Time Value of Money
Time Value of Money
Time Value of Money
(
×
(
y
ln
x
[
i
=
e
ƒ
where
PMT
0
y
:
=
C/Y
(.01 ×
x
=
C/Y
=
compounding periods per year
P/Y
=
payment periods per year
I%
=
interest rate per year
(
÷
– FV
i
=
PV
where:
= 0
PMT
Appendix B: Reference Information
)
)
+
1
] 1 –
÷
P/Y
) ÷
I%
C/Y
(
÷
)
1
N
)
–
1
635