Schwinn U130i Assembly Manual / Owner's Manual page 21

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The graph is a brief guideline, describing the generally suggested target heart rates based on age. As noted above, your
optimal target rate may be higher or lower. Consult your physician for your individual target heart rate zone.
Note: As with all exercises and fitness regimens, always use your best judgment when you increase your exercise time
or intensity.
250
200
150
100
50
Maximum Heart Rate
Target Heart Rate Zone
(keep within this range
for optimum fat-burning)
FAT-BURNING TARGET HEART RATE
196
191
186
181
167
162
158
154
118
115
112
109
0
20-24
25-29
30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69
176
171
166
161
156
150
145
141
137
133
106
103
100
97
94
Age
151
146
128
126
91
88
70+
21

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