HP 35s User Manual page 275

Scientific calculator
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The answer is negative since the loan has been viewed from the borrower's
perspective. Money received by the borrower (the beginning balance) is positive,
while money paid out is negative.

value
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
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Miscellaneous Programs and Equations
Stores 0 in F; prompts for B.
Calculates B, the beginning
loan balance.
Stores 5750 in B; calculates
monthly payment, P.
17-5

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