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6.9 Pre-Authorisation.
The Pre-Authorisation feature is optional� Pre-Authorisation functionality will be
subject to Westpac approval and scheme rules and enabled for eligible merchant
category codes� You may enable or disable this feature by contacting the Merchant
Helpdesk�
A Pre-Authorisation is used to reserve funds on a card for a sale to be processed
at a later date� The funds are not debited from the cardholder's account until the
final payment is processed� A Pre-Authorisation completion must be performed
to process the final payment�
Step
Terminal Display
1
Total Amount
5
.00
AUD
Insert card
Swipe card
Press # for Manual
2
Total Amount
5
.00
AUD
PIN or Enter
Signature
38
Action
Once the Pre-Authorisation transaction has
been initiated from the POS, the terminal
will immediately change to the present
card prompt�
The terminal will now display the Insert/Swipe
card screen or press "#" for manual pan input�
The cardholder can now enter their Personal
Identification Number (PIN)� Once entry is
complete the cardholder can press the touch
screen or the
key�
Note: If the customer does not wish to enter
a PIN it can be bypassed for certain card types
by leaving the PIN blank and pressing the
touch screen or the
key�
Step
Terminal Display
Action
3
The terminal will connect to the Bank and
begin processing the Pre-Authorisation�
Please Wait
4
If a chip card was inserted, and is yet to be
removed, this prompt will appear� Remove the
card at this prompt� The terminal will beep as a
reminder if the card is not removed�
Remove Card
5
The terminal will display the transaction result
and send the response back to the POS�
Approved
<Declined Reason>
Press ENTER Key
39
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