otherwise:
2
(
)Sx
n
–
1
1
1
Sx
=
------------------------------------------------------------------- -
p
1
1
---- - Sx
S
=
---- -
+
p
n
n
2
1
df
=
n
+
n
–
2
1
2
and
is the pooled variance.
Sxp
Financial Formulas
This section contains financial formulas for computing time value of money, amortization, cash
flow, interest-rate conversions, and days between dates.
Time Value of Money
(
×
(
)
)
y
ln
x
+
1
[
] 1 –
i
=
e
where
0
PMT
ƒ
÷
y
:
=
C/Y
x
(.01 ×
=
C/Y
=
compounding periods per year
P/Y
=
payment periods per year
I%
=
interest rate per year
(
1
– FV
(
÷
)
i
=
PV
where:
= 0
PMT
2
(
)Sx
+
n
–
1
2
2
df
P/Y
) ÷
I%
C/Y
÷
)
N
–
1
Appendix B: Reference Information
387