Pontiac 1997 Bonneville Owner's Manual page 34

3. To make the lap part tight, pull down on the buckle
end of the belt as you pull up
on
the shoulder part.
The lap part of the belt should be
worn
low and snug on
the hips, just touching the thighs. In a crash, this applies
force to the strong pelvic bones. And you'd be less
likely to slide under the lap belt. If you slid under it, the
belt would apply force at your abdomen. This could
cause serious or even fatal injuries. The shoulder belt
should go over the shoulder and across the chest.
These parts of the body are best able to take belt
restraining forces.
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