Calculated Industries 3423 Pocket Reference Manual page 7

s %
s )
s T
l
p
T
ˆ
s ˆ
s +
s l
s b
P
d
s d
a
s a
q
Delta Percent (
the percent change between
two values.
Month Offset
Bi-Weekly mortgage
Mortgage amount or present
value
P&I, PITI (U.S.) , Total
(PITH) payment, and inter-
est-only payment (U.S.)
Number of years
Annual interest rate
Effective Interest Rate
(Eff%) — Converts value
stored as interest to equiva-
lent U.S. rate.
Switches between Canadian
and U.S. Interest Mode
Future value
Periodic — Identifies entry
as periodic rather than yearly
Sales Price of home
Down Payment (entered in
percent or dollar amount)
Loan-to-Value (LTV)
Amortization function
Remaining balance
Qualify based on
32%-40% (Canada)
P R
OCKET EFERENCE
) — Finds
G — 3
UIDE