Table of Contents
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Table of Contents
Related Manuals for Calculated Industries Pocker Real Estate Master 3400
Summary of Contents for Calculated Industries Pocker Real Estate Master 3400
- Page 1 4.2843 www.calcert.com sales@calc...
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Page 2: Table Of Contents
Table of Contents Key Definitions ..........3 Mortgage/TVM Keys ......4 Amortization Keys ......... 5 Date Key ..........6 Payments Per Year....... 6 Delta Percent ........6 Percentage Calculations ....... 7 Memory ..........7 Decimal Place Selection ....... 8 Clear All ..........8 Loan Examples ..........8 Monthly Payment ........ -
Page 3: Key Definitions
Balloon Payment/Remaining Balance .. 14 Trust Deed/Purchase Price of a Note - Fully Amortized ........14 Future Value ........15 Date Examples ........15 Delta % - Rate of Appreciation ... 16 Accuracy and Auto Shut-Off .......16 Repair and Return ........17 Warranty ............18 Key Definitions Basic Function Keys... -
Page 4: Mortgage/Tvm Keys
Mortgage/TVM (Time Value of Money) Keys Loan Amount or Present Value ─ Enters or solves for the initial loan amount or present value of a financial problem. Payment ─ Enters or solves for the periodic principal and interest (P&I) payment. Interest-Only Payment ─... -
Page 5: Amortization Keys
Periodic ─ Used with other function keys to designate a value as periodic rather than annual (e.g., 3 6 0 s + T Note: Interest and Term are stored permanently, until they are changed. This means, when you turn the calculator off, the values will stay in memory. -
Page 6: Date Key
Date Key Date Entry Key ─ Used to separate the month, day, and year when entering dates (e.g., to enter 5 . 2 . 0 . 7 05-02-07).This allows you to add or subtract a number of days from a date to find a second date, and subtract one date from another date to find the number of days in between. -
Page 7: Percentage Calculations
Percentage Calculations The percent % key can be used for finding a given percent of a number or for working add-on, discount or division % calculations. For example: 200.00 8 0 0 * 2 5 % = 275.00 2 5 0 + 1 0 % = 23.75 2 5 - 5 % = 200.00... -
Page 8: Decimal Place Selection
Decimal Place Selection Press sand the number of decimal places desired, up to six (e.g., , etc.). Pressing will set the calculator to floating decimal point mode. Note: When you turn the calculator off ), the number of decimal places is restored to two places. -
Page 9: Term
Term How long does it take to pay off a loan of $275,000 at 6.5% interest if you make payments of $1,700 each month? KEYSTROKE DiSPLAY 0.00 275,000.00 2 7 5 0 0 0 L 6.50 6 . 5 I 1,700.00 1 7 0 0 P 32.23... -
Page 10: Loan Amount
(cont'd) What is the periodic interest? KEYSTROKE DiSPLAY 0.64 Loan Amount How much can you borrow if the interest rate is 7.75% on a 30-year mortgage and you can afford to pay $1,200 each month? KEYSTROKE DiSPLAY 0.00 7 . 7 5 I 7.75 3 0 T 30.00... -
Page 11: Interest-Only Payment (Entry)
interest–Only Payment (Entry) How much can you borrow if the interest rate is 7% on a 30-year interest–only mort- gage and you can afford to pay $1,000 each month? KEYSTROKE DiSPLAY 0.00 7.00 1 0 0 0 s P 1000.00 171,428.57 Quarterly Payment Find the quarterly payment on a 10-year... -
Page 12: Total Interest And Principal - For Range Of Payments
(cont'd) KEYSTROKE DiSPLAY 0.00 1 8 0 0 0 0 L 180,000.00 7.00 3 0 T 30.00 1,197.54 (range of payments) 1-360 (total interest) 251,116.02 (total principal) 180,000.00 (total payments) 431,116.02 Total interest and Principal - for Range of Payments How much total interest and principal will you pay in payments 1-5 on a 30-year, $100,000 loan at 7% interest? -
Page 13: Total Interest, Principal And Remaining Balance - For Range Of Years
Total interest, Principal and Remaining Balance - for Range of Years How much total interest and principal will you pay in years 1-5 on a 30-year, $100,000 loan at 7% interest? What is the remaining balance after payments 1-36? KEYSTROKE DiSPLAY 0.00 100,000.00... -
Page 14: Balloon Payment/Remaining Balance
(cont'd) Balloon Payment/Remaining Balance Find remaining balance after 10 years on a 30-year, $300,000 loan at 7.5% interest. KEYSTROKE DiSPLAY 0.00 300,000.00 3 0 0 0 0 0 L 7.50 7 . 5 I 30.00 3 0 T 2,097.64 260,384.96 1 0 s a Trust Deed/Purchase Price of a Note - Fully Amortized... -
Page 15: Future Value
Future Value What will a $200,000 house be worth after 3 years, if you figure an inflation or appreciation rate of 8.5%? Note: Set periods to one per year. KEYSTROKE DiSPLAY 0.00 1.00 1 s , 200,000.00 2 0 0 0 0 0 L 3.00 8.50 8 . -
Page 16: Delta % - Rate Of Appreciation
(cont'd) KEYSTROKE DiSPLAY 0.00 6-10-07 6 . 1 0 . 0 7 4-26-07. - 4 . 2 6 . 0 7 Delta % - Rate of Appreciation A home originally purchased for $150,000 sold a year later for $185,000. What is the rate of appreciation? KEYSTROKE DiSPLAY... - Page 17 Battery Battery included: One CR-1620 battery. Battery Life: 575 hours of actual use. To replace the battery, use a small Phillip’s head screwdriver and unscrew the single screw in the center of the battery door, located on the back of the calculator. Carefully remove the battery door, remove the old battery from the clips, and replace it with one new CR-1620 battery.
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Page 18: Repair And Return
Repair and Return information Return Guidelines: Please read the warranty in this User’s Guide to determine if your Calculated Industries product remains under warranty before calling or returning any device for evaluation or repairs. If your product won’t turn on, check the batteries as outlined in the User’s Guide. -
Page 19: Warranty
Warranty Warranty Repair Service: U.S.A. Calculated Industries (CI) warrants this product against defects in materials and workmanship for a period of one (1) year from the date of original consumer purchase in the U.S. If a defect exists during the warranty period, CI, at... - Page 20 U.S.A. Non-warranty repair covers service beyond the warranty period or service requested due to damage resulting from misuse or abuse. Contact Calculated Industries to obtain current product repair information and charges. Repairs are guaranteed for 90 days. Call toll free: 1-800-854-8075 Outside USA: 1-775-885-4900 Repair Service –...
- Page 21 Disclaimer CI MAKES NO WARRANTY OR REPRESENTATION, EITHER EXPRESS OR IMPLIED, WITH RESPECT TO THE PRODUCT’S QUALITY, PERFORMANCE, MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE. AS A RESULT, THIS PRODUCT, INCLUDING BUT NOT LIMITED TO, KEYSTROKE PROCEDURES, MATHEMATICAL ACCURACY, AND PREPROGRAMMED MATERIAL, IS SOLD “AS IS,”...
- Page 22 Class B computing device, pursuant to Subpart J of Part 15 of FCC rules. Looking for New ideas Calculated Industries, a leading manufacturer of special-function calculators and digital measuring instruments, is always looking for new product ideas in these areas.
- Page 23 Printed in China 1/11 PRG8509E-B 4.2843 www.calcert.com sales@calc...
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