(d) enabling the collection of amounts outstanding in relation to the
Goods.
The Provider may give information about the Client to a CRB for the
following purposes:
(a) to obtain a consumer credit report;
(b) allow the CRB to create or maintain a credit information file about the
Client including credit history.
The information given to the CRB may include:
(a) personal information as outlined in 2. above;
(b) name of the credit provider and that the Provider is a current credit
provider to the Client;
(c) whether the credit provider is a licensee;
(d) type of consumer credit;
(e) details concerning the Client's application for credit or commercial
credit (e.g. date of commencement / termination of the credit account
and the amount requested);
(f) advice of consumer credit defaults, overdue accounts, loan
repayments or outstanding monies which are overdue by more than
sixty (60) days and for which written notice for request of payment has
been made and debt recovery action commenced or alternatively that
the Client no longer has any overdue accounts and the Provider has
been paid or otherwise discharged and all details surrounding that
discharge (e.g. dates of payments);
(g) information that, in the opinion of the Provider, the Client has
committed a serious credit infringement;
(h) advice that the amount of the Client's overdue payment is equal to or
more than one hundred and fifty dollars ($150).
The Client shall have the right to request (in writing) from the Provider:
(a) a copy of the information about the Client retained by the Provider
and the right to request that the Provider correct any incorrect
information; and
(b) that the Provider does not disclose any personal information about
the Client for the purpose of direct marketing.
The Provider will destroy personal information upon the Client's request
(in writing) or if it is no longer required unless it is required in order to fulfil
the obligations of this agreement or is required to be maintained and/or
stored in accordance with the law.
The Client can make a privacy complaint by contacting the Provider in
writing. The Provider will respond to that complaint within seven (7) days
of receipt and will take all reasonable steps to make a decision as to the
complaint within thirty (30) days of receipt of the complaint. In the event
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