Calyx Point 7 Manuals

Manuals and User Guides for Calyx Point 7. We have 1 Calyx Point 7 manual available for free PDF download: User Manual

Calyx Point 7 User Manual (537 pages)

Brand: Calyx | Category: Software | Size: 11.54 MB

Table of Contents
5
Preface

15
- Document Conventions
  15
  - Typographical Conventions
    15
  - Terminology
    16
- Product Assistance
  16
Chapter 1-Installation

19
- Operating Requirements
  19
  - System Requirements
    19
  - Software Requirements
    20
- Prerequisites
  21
- Typical Installation
  21
- Advanced Installation
  24
Chapter 2-User Interface

33
- Screen Components
  34
- Navigation Panel
  34
  - Loans Tab
    35
    
    Shortcut Toolbar
    36
    
    Current Status
    37
    
    Information Bar
    37
    
    Loan Checklist
    37
  - Tasks Tab
    38
  - Reports & Marketing Tab
    39
  - Templates Tab
    40
- Toolbar Icons
  41
- Key Combinations
  41
  - Activating Keys
    42
  - Function Keys
    42
  - Hot Keys
    42
  - Movement Keys
    43
  - Scrolling Keys
    43
- Buttons and Options
  43
  - Banker
    43
  - Borrower and Prospect Information
    45
  - FHA/VA Loan
    47
  - Loan Application
    47
  - Marketing
    49
  - Truth-In-Lending
    51
  - Verification
    52
- Opening Multiple Files
  52
Chapter 3-Utilities Configuration

53
Chapter 4-Loan File Overview

85
- Loan File Creation
  85
- Saving Loan Files
  92
  - Saving Loan Files as Point Compressed Files (.Pcfs)
    93
- Searching for Loan Files
  93
- Moving Loan Files
  95
  - Moving Loan Files in Point
    95
  - Moving and Copying Loan Files from an External Source
    96
- Deleting Loan Files
  97
- Linking First and Second Mortgage Files
  98
  - Linking from an Existing First Loan File
    98
- Archiving Loan Files
  100
- Rebuilding Lists
  100
- Swapping and Deleting Prospects, Borrowers, and Co-Borrowers
  101
- Print and E-Mail Options
  102
  - Configuring Print Options
    102
    
    Setting the Default Printer
    102
    
    Specifying Paper Configuration
    103
    
    Adjusting Printed Forms
    104
  - Printing and Previewing Forms
    104
  - Printing Envelopes
    106
  - Creating Print Groups
    106
  - E-Mailing Data Files
    108
  - E-Mailing Forms
    109
  - Downloading Point Compressed Files from E-Mail
    111
Chapter 5-Loan Application

113
- Specifying Joint Assets
  114
- Entering Mortgage Type and Loan Terms
  115
- Entering Property Information and Loan Purpose
  116
- Entering Borrower Information
  118
- Entering Employment Information
  120
- Entering Income and Housing Expenses
  122
- Entering Assets and Liabilities
  124
  - Entering Assets
    124
  - Entering Liabilities
    126
  - Entering Real Estate Owned
    129
  - Entering Liabilities in a Different Name
    131
  - Matching Liabilities to Real Estate Owned
    131
- Summarizing the Transaction Details
  132
- Entering Declarations
  133
- Printing the Acknowledgement and Agreement Clause
  134
- Completing the Government Monitoring Information
  135
Chapter 6-Disclosures And Other Forms

137
- Disclosures
  137
  - Good Faith Estimate
    137
    
    Completing the Good Faith Estimate
    138
    
    Completing the GFE Provider Relationship Screen
    145
  - Initial ARM Disclosure Statement
    146
    
    Completing the Initial ARM Disclosure
    146
  - Truth-In-Lending Disclosure Statement
    150
    
    Completing the Truth-In-Lending Disclosure
    151
    
    Completing the High Cost Loan Disclosure (Truth-In-Lending Section 32)
    154
  - State-Specific Disclosures
    154
    
    Application Log (NY)
    155
    
    Brokerage Contract (FL)
    155
    
    CA Fair Lending Notice Disclosure (CA)
    155
    
    Lender Disclosure (FL)
    155
    
    Mortgage Broker Disclosure (TX)
    155
    
    Mortgage Loan Disclosure Statement-MLDS/GFE (CA)
    155
    
    Completing the MLDS for a Traditional Loan
    156
    
    Completing the MLDS for a Non-Traditional Loan
    161
    
    Pre-Application Disclosure (NY)
    168
  - Other Disclosures
    168
    
    Affiliated Business Disclosure
    168
    
    Credit Score Disclosure
    168
    
    Disclosure Notices
    168
    
    Equal Credit Opportunity Act
    169
    
    Flood Insurance Disclosure
    169
    
    Patriot Act Disclosures
    169
    
    Privacy Policy Disclosure
    169
    
    Servicing Disclosure Statement
    169
- Forms
  169
- Transmittal Summary
  181
  - Completing the Transmittal Summary
    181
- Mortgage Insurance and Escrow (Impound) Account Details
  186
  - Calculating Ongoing Escrow Payments
    186
  - Calculating Mortgage Insurance
    188
Chapter 7-FHA And VA Loans

191
- FHA Loans
  191
- VA Loans
  210
Chapter 8-Verifications

215
- Completing Verification Forms
  215
Chapter 9-Electronic Loan Files

219
- Eloanfile
  219
- Electronic Document Storage
  220
Chapter 10-Loan Tracking

231
- Loan Status Tracking
  232
  - Tracking Loan Status and Progress
    232
  - Tracking Basic Documents
    234
  - Tracking Miscellaneous Items
    235
- Tracking Conditions
  237
- Locking Rates and Registering Loans
  239
- Tracking Verifications
  245
- Tracking Title Conditions
  246
- Tracking HMDA Reporting Information
  247
- Tracking Contacts and Agencies
  249
- Tracking Loan Team Members
  251
- Tracking Trust Account Information
  252
- Tracking Loan Profit and Loss
  253
Chapter 11-Banker Functions

255
- Registering and Locking Loans for Sale
  256
- Tracking Underwriting Status
  261
- Recording and Tracking Loan Conditions
  267
- Closing Loans
  271
- Funding Loans
  276
- Submitting and Tracking Warehouse Lender Loans
  278
- Recording Loans
  282
- Tracking Loan Shipment Status
  285
- Tracking Loan Sale Responsibilities
  286
- Supplementary Screens
  288
  - Program and Rate Lock Details
    288
  - Appraisal Information
    290
  - Insurance Information
    291
  - Escrow and Title
    293
  - Related Information
    295
Chapter 12-Loan Scenarios

297
Chapter 13-Integrated Products and Services

315
- Enabling and Disabling Providers
  315
- Lenders
  316
  - Using the Lender Interface
    317
- Services
  318
- Interfaces
  351
  - Installing Interfaces and Exchanging Data
    351
    
    Viewing the Interface Transaction History Log
    355
  - Fannie Mae
    355
    
    Accessing Fannie Mae
    356
    
    Connecting to the Fannie Mae Web Interface
    356
    
    Navigating the Fannie Mae Screens
    357
    
    Completing and Submitting the Fannie Mae Loan Application
    358
    
    Fannie Mae Addendum
    358
    
    Submitting a Loan for Underwriting
    359
    
    Ordering and Viewing a Credit Report
    361
  - Freddie Mac
    362
    
    Connecting to the Freddie Mac LP Web Interface
    362
    
    Freddie Mac Addendum
    363
    
    Completing and Submitting the Freddie Mac Loan Application
    365
    
    Viewing Results
    366
    
    Viewing the Loan Prospector Feedback Certificate
    367
    
    Updating Point Files from Freddie Mac
    368
  - Webcaster
    368
    
    Setting Webcaster Preferences
    368
    
    Updating Loan Status
    369
    
    Viewing Loan Status
    370
Chapter 14-Templates

371
- Loan Program Templates
  371
  - Creating Loan Program Templates
    372
- Closing Cost Scenario Templates
  373
  - Creating Closing Cost Scenario Templates
    373
- Master File Templates
  375
  - Creating Master File Templates
    375
  - Using Master File Templates
    376
- Editing Templates
  376
- Deleting Templates
  376
- Import and Export Templates
  376
  - Data Import Templates
    377
    
    Creating Data Import Templates
    377
    
    Editing Data Import Templates
    378
  - Data Export Templates
    379
    
    Creating a Data Export Template from the Sample
    379
    
    Creating and Editing Data Export Templates
    381
Chapter 15-Reports

383
- Standard Reports
  383
  - Report Templates
    383
  - Generating Standard Reports
    386
  - Types of Reports
    388
    
    Late Documents Report
    388
    
    Business Summary Report (with Excel)
    389
    
    Contact Information Report
    389
    
    Customizing
    389
    
    LO Summary
    389
    
    Business Analysis Report (Banker with Excel)
    390
    
    Dash Board
    390
    
    Yearly Trend
    390
    
    Monthly Trend
    391
    
    LO Summary
    392
    
    Cost and Profit Summary
    393
    
    Data
    393
    
    Loan Profit Summary (Banker with Excel)
    393
    
    Data
    394
    
    Loan Pipeline Report (with Excel)
    394
    
    Warehouse Summary
    394
    
    Data
    395
    
    Detail Status
    395
    
    Loan Status Report (with Excel 2007)
    395
    
    Pipeline Status
    395
    
    Using Functions to Create Formulas in Reports
    396
- Creating Custom Reports
  397
- Manipulating Report Output
  406
  - Manipulating Reports in Point Report Viewer
    406
    
    Formatting Point Report Viewer Reports
    406
    
    Creating Data Filters
    407
    
    Sorting
    408
    
    Saving and Exporting Reports in Point Report Viewer
    410
    
    Subtotaling
    410
  - Manipulating Excel Report Output
    412
Chapter 16-Marketing Tools

415
- Standard Marketing Documents
  415
  - Marketing Templates
    415
  - Generating Address Labels
    416
  - Generating a Standard Marketing Letter
    416
  - Generating a Standard Marketing E-Mail
    417
- Custom Forms
  418
- Documenting Borrower and Prospect Personal Information
  425
- Client Communication
  425
  - Tracking Client Communication
    426
  - Documenting Client Discussions
    427
- Amortization Schedules
  429
- Cash-To-Close Statements
  432
- Consolidating Consumer Debt
  433
- Comparing Loans
  434
  - Comparing Three Loan Scenarios
    434
    
    Printing Loan Comparisons
    436
  - Creating a Sample Comparison of FHA Vs. Conventional Loan
    436
- Comparing Renting to Owning
  437
- Prequalification
  438
  - Prequalifying by Property
    438
  - Prequalifying by Prospect
    439
Chapter 17-Tasks

441
- Creating Tasks
  441
  - Processing Task Reminders
    444
- Searching for Tasks
  444
  - Searching for Tasks (Basic Search)
    444
  - Searching for Tasks (Advanced Search)
    446
- Editing Tasks
  448
- Closing and Deleting Tasks
  449
- Printing Tasks and Task Lists
  450
- Accessing Current Tasks
  450
Chapter 18-Data Import and Export

453
- Data Import
  453
- Data Export
  457
Chapter 19-Contact Management (Cardex)

461
- Cardex Database Overview
  461
- Creating Categories
  462
- Entering Data into the Database
  463
- Editing Database Entries
  464
- Copying, Deleting, and Sorting Records
  465
  - Copying Records
    465
  - Deleting Records
    465
  - Sorting Records
    465
- Searching for Records
  466
  - Using the Advanced Search Dialog Box
    467
- Printing Cardex Records
  467
  - Printing Multiple Records
    467
  - Printing Individual Records
    468
- Data Transfer
  469
  - Transferring Database Entries into a Loan File
    469
  - Transferring Information from a Loan File
    469
- Data Import and Export
  470
  - Importing a Cardex Database
    471
  - Importing Outlook Contacts
    471
  - Importing Comma Delimited Files
    472
  - Exporting Data from Cardex
    474
Chapter 20-HMDA Reporting

477
- Running the HMDA Report
  477
- Sending the HMDA File to HUD
  478
Chapter 21-Data Folder and User Management

481
- Accessing Point Administrator
  481
- Managing Data Folders
  482
- Data Folder Security
  491
  - Setting Data Folder Security and Accessibility
    491
  - Setting User Access to Data Folders
    492
  - Copying User Settings
    494
  - Modifying Users
    495
  - Removing User Access
    496
  - Changing the Template Directory
    496
- Using Point Data Server
  497
Chapter 22-Combined Field Ids

499
Glossary

505
Index

513

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Calyx Point 7 Manuals

Calyx Point 7 User Manual (537 pages)

Table of Contents

Preface

Chapter 1-Installation

Chapter 2-User Interface

Chapter 3-Utilities Configuration

Chapter 4-Loan File Overview

Chapter 5-Loan Application

Chapter 6-Disclosures And Other Forms

Chapter 7-FHA And VA Loans

Chapter 8-Verifications

Chapter 9-Electronic Loan Files

Chapter 10-Loan Tracking

Chapter 11-Banker Functions

Chapter 12-Loan Scenarios

Chapter 13-Integrated Products and Services

Chapter 14-Templates

Chapter 15-Reports

Chapter 16-Marketing Tools

Chapter 17-Tasks

Chapter 18-Data Import and Export

Chapter 19-Contact Management (Cardex)

Chapter 20-HMDA Reporting

Chapter 21-Data Folder and User Management

Chapter 22-Combined Field Ids

Glossary

Index

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