Volvo 960 Owner's Manual page 116

1996 Volvo 960
Loading in cargo space
Seat belts and airbags help give driver and passengers good protection, especially in head-on collisions.
However, there is also a risk of injury from behind. When loading the car, remember that objects not
properly loaded and secured may move forward in collisions or when braking suddenly, causing injury.
Remember that a 44 lbs. object weighs the equivalent of 2,200 lbs in a head-on collision at 30 mph.
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Load the cargo against the backrest
Load both sections of the backrest