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and that you will not return the card to the cardholder. Retain the card only if
it is safe to do so.
05
Decline. The customer's bank (Card Issuer) indicated that there is a
problem with the card. Ask the cardholder to pay with a different card or in
cash.
58
Acquirer not supported by switch. Record the card type. Ask the
cardholder to pay with a different card or in cash. Contact the bank with
which you have a contract for card acquisition and inform them that you were
unable to process a transaction with the specific card type.
51
Decline, insufficient funds. Inform the cardholder that he does not have
sufficient funds in his/her card account to complete the purchase. Ask the
cardholder to pay with another card or in cash.
57
Transaction not allowed. Inform the cardholder that the transaction
cannot be completed because Card Issuer has not authorized the transaction
with this particular card, recommend the cardholder to contact bank. Ask the
cardholder to pay with another card or in cash.
61
Decline, Transaction limit exceeded. Inform the cardholder that the
transaction cannot be completed because the credit limit on the card would
be exceeded, recommend the cardholder to contact the bank. Ask the
cardholder to pay with another card or in cash.
22
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