Schwinn 245 Owner's Manual page 24

Your at-rest heart rate is influenced by endurance training. The typical adult has an at rest heart rate of approximately 72
BPM, where as highly trained runners may have readings of 40 BPM or lower.
The Heart Rate table is an estimate of what Heart Rate Zone (HRZ) is effective to burn fat and improve your
cardiovascular system. Physical conditions vary, therefore your individual HRZ could be several beats higher or lower than
what is shown.
The most efficient procedure to burn fat during exercise is to start at a slow pace and gradually increase your intensity
until your heart rate reaches between 60 – 85% of your maximum heart rate. Continue at that pace, keeping your heart
rate in that target zone for over 20 minutes. The longer you maintain your target heart rate, the more fat your body will
burn.
The graph is a brief guideline, describing the generally suggested target heart rates based on age. As noted above, your
optimal target rate may be higher or lower. Consult your physician for your individual target heart rate zone.
Note: As with all exercises and fitness regimens, always use your best judgment when you increase your exercise
time or intensity.
250
200
150
100
50
Maximum Heart Rate
Target Heart Rate Zone
(keep within this range
for optimum fat-burning)
24
FAT-BURNING TARGET HEART RATE
196
191
186
181
167
162
158
154
118
115
112
109
0
20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69
176
171
166
161
156
150
145
141
137
133
106
103
100
97
94
Age
151
146
128
126
91
88
70+