Schwinn 520 Reclined Elliptical Assembly Manual page 20

optimal target rate may be higher or lower. Consult your physician for your individual target heart rate zone.
Note: A s with all exercises and fitness regimens, always use your best judgment when you increase your exercise
time or intensity.
20
FAT-BURNING TARGET HEART RATE
250
196
200
191
186
167
162
158
150
118
115
112
100
50
0
20-24 25-29 30-34 35-39 40-44 45-49 50-54 55-59 60-64 65-69
Maximum Heart Rate
Target Heart Rate Zone
(keep within this range
for optimum fat-burning)
181
176
171
166
161
154
150
145
141
137
109
106
103
100
97
Age
156
151
146
133
128
126
94
91
88
70+