Tvm Calculations - HP -18C Owner's Manual

Figure 4-3_ A Cash Flow Diagram Showing Payments at the
Beginning of Each Period
PV
PMT
PMT PMT PMT PMT
5
Future value
(FV)
TVM Calculations
The following general instructions explain how to use the TVM
menu.
1. From the
MAIN
menu, press . . ' then
lIB
to display the
TVM menu.
2. To clear ' the TVM variables, press
.1
CLEAR ALL
I.
3. Read the message that describes the number of payments per
year and the Begin/End mode. If you must change either of
these settings, press
1!11113 .
• To change the number of payments per year, key in the new
value and press
1iilII.
• To change the Begin/End mode, press . . . or
&:. .
• Press
1
EXIT
1
to return to the primary TVM
menu.
4. To store the values you know, key in the number and press the
appropriate menu key.
5. To calculate a value, press the appropriate menu key.
4: Time Value of Money 59