HP -18C Owner's Manual page 58

The TYM Menu
The time value of money (TVM) menu is used for certain compound
interest calculations. Specifically, use the TVM menu when there is a
series of cash flows (money received or money paid) and:
• The dollar amount is the same for each payment.*
• The cash flows occur at regular intervals.
• Payments coincide with the compounding periods.
To display the TVM menu, starting from the MAIN menu, press
IIIBII,
then . . ..
Figure 4·1. The TVM Menu
END MODE
1
12
PMTS/YR:
0.00
C
EIIIRliII . . IIiIDII . . - fimJD
TVM
menu ' \ .
Payment mode message Displays secondary
TVM
menu
The primary TVM menu has five menu keys for built-in variables, plus
1iIID3 .
The
IiIID3
key displays a secondary menu used to change the
payment conditions and to display the amortization (AMRT) menu.
The message on the display informs you of the current payment con-
ditions (payment mode).
* For situations where the amount of the cash flow varies, use the CFLO menu.
56 4: Time Value of Money