Saturn 2005 L-Series Owner's Manual page 268

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CAUTION:
{
Rust or dirt on the wheel, or on the parts to
which it is fastened, can make the wheel nuts
become loose after a time. The wheel could
come off and cause an accident. When you
change a wheel, remove any rust or dirt from
the places where the wheel attaches to the
vehicle. In an emergency, you can use a cloth
or a paper towel to do this; but be sure to use
a scraper or wire brush later, if you need to,
to get all the rust or dirt off.
5-68
CAUTION:
{
Never use oil or grease on studs or nuts. If
you do, the nuts might come loose. Your wheel
could fall off, causing a serious accident.