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Calculated Industries Manuals
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3430
Pocket reference manual
Table Of Contents - Calculated Industries 3430 Pocket Reference Manual
Advanced real estate finance calculator with cash flow and complete buyer qualifying
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(89 pages)
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TABLE OF CONTENTS
KEY DEFINITIONS
..................................4
EXAMPLES
...........................................10
Date Example
....................................10
Monthly Mortgage (P&I) Payment
.....10
Loan Amount
......................................11
Loan Amount Based on Sales Price
and Down Payment
.........................12
Interest Rate
......................................12
Term of a Loan
..................................13
Setting Tax and Insurance
.................14
PITI Payment, Total Payment and
Interest-Only Payment
.....................15
Quarterly Payment
.............................16
Amortization
.......................................17
Bi-Weekly Loans
................................18
Appreciation
.......................................19
Retirement Savings
...........................20
APR and Total Finance Charges,
Including Mortgage Insurance
.........21
ARM Payment - Lifetime Cap
.........22
Estimated Tax Savings
......................24
Rent vs. Buy
......................................25
Setting Qualifying Ratios
...................26
Qualifying Loan Amount
....................26
"Restricted" vs. "Unrestricted"
Qualifying
.........................................28
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Table of Contents
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Enter Payment 1 5 0 0 P
12
Enter Interest 7 • 5 ˆ
26
Table of Contents
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