Chapter 3 Financial Functions; General Information - Sharp EL-738XTBN Operation Manual

Chapter 3
Financial Functions

General Information

Financial calculations
The following fi nancial functions are available. Use NORMAL
mode to perform fi nancial calculations.
TVM (Time Value of Money) solver: Analyze equal and regular
cash fl ows. These include calculations for mortgages, loans,
leases, savings, annuities and contracts or investments with
regular payments.
Amortization calculations: Calculate and create amortization
schedules using values stored in the TVM solver.
Discounted cash fl ow analysis: Analyze unequal cash fl ows
and calculate NPV (net present value) and IRR (internal rate of
return).
Bond calculations: Solve bond prices or yields to maturity with
accrued interest.
Depreciation calculations: Obtain depreciation base values
using three types of calculation methods.
Conversion between APR and EFF: Interest rates can be con-
verted between APR (annual, or nominal percentage rate) and
EFF (effective interest rate).
Day and date calculations: Calculate dates and the number of
days between dates.
Percent change/Compound interest calculations: Calculate
percent change (increase or decrease) and compound interest
rates.
Cost/Sell/Margin/Markup calculations: Calculate cost, selling
price and margin/markup.
Breakeven calculations: Calculate breakeven points (quantity)
using fi xed costs, variable costs per unit, unit prices, and profi t.
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