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Sharp EL-733A Owner's Manual

Financial calculator

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Operation manual (90 pages)

Table Of Contents

Table of Contents

Table of Contents
The Keys of the Calculator
Turning the Calculator on and off
The EL-733 Display
Keying in Numbers
Digit Grouping
Very Large Numbers (Scientific Notation)
Clearing the Display and Correcting Errors
Three Calculation Modes
The 2Ndf Key
Active Functions in Normal Mode
Arhighmetics in Normal Mode
Memory Registers in Normal Mode
The M Register
Storing a Number in the Register
Recalling the Number in the M Register
Using a Stored Number in a Calculation
Using M+ to Sum Numbers in Memory
Clearing Memory
Examples in Normal Mode
Balancing Your Checkbook
Percentage Calculations
Mark-Up and Margin
Math Functions
FIN Mode
Arithmetic with Constants
Hot to Picture the Insides in FIN Mode
The EL-733A Memory in FIN Mode
Storing Numbers in FIN Mode Registers
Financial Calculations
Simple Interest
How Compound Interest Works
The Cash-Flow Schedule
Rules for Drawing Cash-Flow Schedules
The Three Parts of a Financial Solution
The EL-733A Funancial Functions and Terms
Recognizing a TVM Problem
Recognizing a Discounted Cash-Flow Problem
TVM Applications
A Typical Mortgage (Computing a Payment)
The 2Ndf, X12 Key, Monthly Periods
The 2Ndf ÷ Key and APR
Payments at the Beginning of the Period
PV Calculations
Examples of PV and PMT Calculations
Balloon Payments and FV Calculations
Payments in BGN Mode
Leases
Interest Rate Calculation
Points up Front (Prepaid Finance Charges)
Effective Interest Rates
Payment Period and Interest Period Differ
Variable Rate Loans
More TVM Examples
Knowledge Checklist
Savings, Ira's and Annuities
Interest Rate Conversions
Qualifying a Home Buyer
Quoting an Actual Effective Interest Rate
Amortization Schedules
Quoting Total Interest Paid on a Contract
Discounted Loans and Mortgages
Sliding Cash-Flows
Discounted Cash-Flow Analysis
NPV: Net Present Value
IRR: Internal Rate of Return
Where Do All These Numbers Go?
Changing Hi and Cfi
Discounted Cash-Flow Examples
General Investment Analysis
Wrap-Around Mortgages
Blended Rate Contracts and Mortgages
Calculations, Partial Periods
Bond Price
Dollars and Cents-YS-Ten Digits (Final Payment Calculation)
Statistic Mode
Active Functions in STAT Mode
Single Variable Statistics
Keying in Data and the 2Ndf X Function
The Data Key and the 2Ndf N Function
Standard Deviation
The ΣX Function
Correcting a Data Entry
Two-Variable Statistics
Keying in Data
Linear Regression of Stock Value Data
Slope, Y-Intercept, and Correlation
Care and Maintenance
How to Proceed if Abnormal Conditions Occur
Battery Replacement
Specifications
Range Limitation
Error Conditions
Function Index

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1 Table of Contents
2 The El-733 Display
3 The Keys of the Calculator
4 Battery Replacement
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Sharp EL-733A Owner's Manual

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