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HP -10B Owner's Manual

Business calculator

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Table Of Contents

Table of Contents

Contents
Notice
Features
At a Glance
Basics
Percentages
Memory Keys
Time Value of Money
TVM What if
Amortization
Interest Rate Conversion
IRR/YR and NPV
Statistics
Getting Started
Power on and off
Adjusting the Display Contrasy
Understanding the Display and Keyboard
Cursor
Clearing the Calculator
Clearing Memory
Annunciators
Input Key
SWAP Key
Math Functions
Display Format of Numbers
Specifying Displayed Decimal Places
Scientific Notation
Displaying the Full Precision of Numbers
Interchanging the Period and Comma
Messages
Business Percentages
Percent Key
Finding a Percent
Adding or Subtracting a Percent
Percent Change
Margin and Markup Calculations
Number Storage and Arithmetic
Markup on Cost Calculations
Using Margin and Markup Together
Using Constants
Using the M Register
Using Numbered Registers
Doing Arithmetic Inside Registers
Doing Arithmetic
Power Operator
Using Parentheses in Calculations
Picturing Financial Problems
How to Approach a Financial Problem
Periods and Cash Flows
Simple and Compound Interest
Signs of Cash Flows
Interest Rates
Two Types of Financial Problems
Compound Interest
Recognizing a TVM Problem
Recognizing Cash Flow Problem
Time Value of Money Calculations
Using the TVM Application
Clearing TVM
Begin and End Modes
Load Calculations
Savings Calculations
An Individual Retirement Account
An Annuity Account
Lease Calculations
Amortizing a Range of Payments
Interest Rate Conversions
Compounding and Payment Periods Differ
Cash Flow Calculations
How to Use the Cash Flow Application
NPV and IRR/YR: Discounting Cash Flows
Organizing Cash Flows
Entering Cash Flows
Viewing and Replacing Cash Flows
Calculating Net Present Value
Calculating Internal Rate of Return
Statistical Calculations
Automatic Storage of IRR/YR and NPV
Clearing Statistical Data
Entering Statistical Data
Correcting Statistical Data
One-Variable Statistics
Correcting One-Variable Data
Summary of Statistical Calculations
Mean, Standard Deviations, and Summation Statistics
Linear Regression and Estimation
Additional Examples
Weighted Mean
Business Applications
Setting a Sales Price
Loans and Mortgages
Cost of Not Taking a Cash Discount
Simple Annual Interest
Continuous Compounding
Annual Percentage Rate for a Load with Fees
Automobile Load
Canadian Mortgages
Savings
TVM Calculations
Saving for College Costs
Gains that Go Untaxed until Withdrawal
Value of a Taxable Retirement Account
Cash Flow Examples
Wrap Around Mortgages
Net Future Value
Assistance, Batteries and Service
Answers to Common Questions
Environmental Limits
Power and Batteries
Low Power Annunciator
Battery Specifications
Installing Batteries
Determining if the Calculator Requires Service
Confirming Calculator Operation
If the Calculator Requires Service
Obtaining Service
Shipping
More about Calculations
IRR/YR Calculations
Possible Outcomes of Calculating
Halting and Restarting IRR/YR
Entering a Guess for IRR/YR
Effect of Using to Correct Data
Equations
Index
Special Characters

Quick Links

1 Basics
2 Amortization
3 Irr/Yr and Npv
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