Sharp EL-733 Manuals

Manuals and User Guides for Sharp EL-733. We have 1 Sharp EL-733 manual available for free PDF download: Owner's Manual

Sharp EL-733 Owner's Manual

Sharp EL-733 Owner's Manual (84 pages)

Financial Calculator

Brand: Sharp | Category: Calculator | Size: 3.02 MB

Table of Contents

Table of Contents
3
The Keys of the Calculator
5
Turning the Calculator on and off
5
The EL-733 Display
5
Keying in Numbers
5
Digit Grouping
6
Very Large Numbers (Scientific Notation)
6
Clearing the Display and Correcting Errors
6
Three Calculation Modes
7
The 2Ndf Key
7
Active Functions in Normal Mode
8
Arhighmetics in Normal Mode
8
Memory Registers in Normal Mode
9
The M Register
9
Storing a Number in the Register
9
Recalling the Number in the M Register
10
Using a Stored Number in a Calculation
10
Using M+ to Sum Numbers in Memory
10
Clearing Memory
10
Examples in Normal Mode
11
Balancing Your Checkbook
11
Percentage Calculations
13
Mark-Up and Margin
14
Math Functions
16
FIN Mode
17
Arithmetic with Constants
17
Hot to Picture the Insides in FIN Mode
18
The EL-733A Memory in FIN Mode
18
Storing Numbers in FIN Mode Registers
18
Financial Calculations
19
Simple Interest
19
How Compound Interest Works
19
The Cash-Flow Schedule
20
Rules for Drawing Cash-Flow Schedules
21
The Three Parts of a Financial Solution
22
The EL-733A Funancial Functions and Terms
22
Recognizing a TVM Problem
23
Recognizing a Discounted Cash-Flow Problem
24
TVM Applications
25
A Typical Mortgage (Computing a Payment)
25
The 2Ndf, X12 Key, Monthly Periods
25
The 2Ndf ÷ Key and APR
25
Payments at the Beginning of the Period
26
PV Calculations
27
Examples of PV and PMT Calculations
27
Balloon Payments and FV Calculations
28
Payments in BGN Mode
30
Leases
30
Interest Rate Calculation
31
Points up Front (Prepaid Finance Charges)
32
Effective Interest Rates
36
Payment Period and Interest Period Differ
38
Variable Rate Loans
39
More TVM Examples
41
Knowledge Checklist
41
Savings, Ira's and Annuities
42
Interest Rate Conversions
44
Qualifying a Home Buyer
46
Quoting an Actual Effective Interest Rate
47
Amortization Schedules
48
Quoting Total Interest Paid on a Contract
50
Discounted Loans and Mortgages
50
Sliding Cash-Flows
52
Discounted Cash-Flow Analysis
54
NPV: Net Present Value
56
IRR: Internal Rate of Return
59
Where Do All These Numbers Go?
60
Changing Hi and Cfi
61
Discounted Cash-Flow Examples
61
General Investment Analysis
62
Wrap-Around Mortgages
64
Blended Rate Contracts and Mortgages
67
Calculations, Partial Periods
68
Bond Price
70
Dollars and Cents-YS-Ten Digits (Final Payment Calculation)
73
Statistic Mode
74
Active Functions in STAT Mode
74
Single Variable Statistics
75
Keying in Data and the 2Ndf X Function
75
The Data Key and the 2Ndf N Function
76
Standard Deviation
76
The ΣX Function
76
Correcting a Data Entry
77
Two-Variable Statistics
77
Keying in Data
78
Linear Regression of Stock Value Data
79
Slope, Y-Intercept, and Correlation
79
Care and Maintenance
81
How to Proceed if Abnormal Conditions Occur
81
Battery Replacement
81
Specifications
82
Range Limitation
83
Error Conditions
83
Function Index
83

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