Honda 1995 Civic Owner's Manual page 9

The Seat Belt System and How It Works
4. Pull up on the shoulder part of the
belt to remove any slack. Make
sure the belt goes over your
collarbone and across your chest.
Driver and Passenger Safety
5. If the shoulder belt crosses your
neck while you are sitting in one of
the outside positions of the rear
seat, you need to adjust your
seating position. Move toward the
center of the seat until the belt fits
over your collarbone.
To unlatch the seat belt, push the
red PRESS button on the buckle.
Guide the belt across your body to
the door pillar. If the belt doesn't
retract easily, pull it out and check
for twists or kinks.