Page 1 4390398 3KRQH %RRN 6DYLQJ &RQWD.WV &DOOLQJ D &RQWD.W (GLWLQJ WKH 3KRQH %RRN 5 &RS\ WR DQG IURP WKH 6,0 &DUG %XVLQHVV &DUGV 3UHSDULQJ <RXU 3KRQH *URXSV $VVHPEO\ 7RX.K 7RQH 6HUYL.HV 6,0 &DUG &KH.NLQJ WKH 0HPRU\ ...
Page 2 &DOO 7LPH DQG &DOO &RVW $GGLWLRQDO :$3 2SWLRQV 6H.XULW\ &KH.NLQJ WKH 7LPH RU &RVW :$3 3XVK 0HVVDJHV 6HWWLQJ WKH &DOO &RVW &UHGLW /LPLW IRU &DOOV 'DWD &DOOV 0LQXWH 0LQGHU 6HQGLQJ 'DWD &DOOV 1HWZRUNV 5H.HLYLQJ 'DWD &DOOV 6HQGLQJ DQG 5H.HLYLQJ (PDLO IURP...
Page 3 2QOLQH 6HUYL.HV /LPLWHG :DUUDQW\ (UL.VVRQ 5HJXODWRU\ 0RELOH ,QWHUQHW ,QIRUPDWLRQ 7URXEOHVKRRWLQJ ,.RQV (UURU 0HVVDJHV 4XL.N .H\V 2WKHU 3UREOHPV 7H.KQL.DO 'DWD ,QGH[ 6DIH DQG (IIL.LHQW 8VH ...
Page 4 (UL.VVRQ 5 6H.RQG HGLWLRQ )HEUXDU\ 7KLV 8VHU¶V *XLGH LV SXEOLVKHG E\ (UL.VVRQ 0RELOH &RPPXQL.DWLRQV $% ZLWKRXW DQ\ ZDUUDQW\ ,PSURYHPHQWV DQG .KDQJHV WR WKLV 8VHU¶V *XLGH QH.HVVLWDWHG E\ W\SRJUDSKL.DO HUURUV LQD..XUD.LHV RI .XUUHQW LQIRUPDWLRQ RU LPSURYHPHQWV WR SURJUDPV DQGRU HTXLSPHQW PD\ EH PDGH E\ (UL.VVRQ 0RELOH &RPPXQL.DWLRQV $% DW DQ\ WLPH DQG ZLWKRXW QRWL.H 6X.K .KDQJHV ZLOO KRZHYHU EH LQ.RUSRUDWHG LQWR QHZ HGLWLRQV RI WKLV 8VHU¶V *XLGH $OO ULJKWV UHVHUYHG...
Page 5 5 <RXU 5 LV D 7ULSOH %DQG SKRQH *60 ZKL.K PHDQV WKDW \RX .DQ XVH LW DOPRVW DOO RYHU WKH ZRUOG ,W .RQWDLQV D ZKROH QHZ VHW RI IXQ.WLRQV KHOSLQJ \RX WR EH PRUH HIIL.LHQW DQG SURGX.WLYH QR PDWWHU ZKHUH \RX DUH 7KH 5 VXSSRUWV *356 *HQHUDO 3D.NHW 5DGLR 6HUYL.HV ZKL.K PHDQV GDWD LV VHQW...
Page 6 3UHSDULQJ <RXU 3KRQH )URQW $QWHQQD ,QGL.DWRU OLJKW ,QIUDUHG SRUW 9ROXPH NH\ (DUSLH.H 9RL.H PHPR 'LVSOD\ 2SWLRQ NH\ 3RZHU RQRII .H\SDG 0L.URSKRQH $UURZ NH\V %D.N %DWWHU\ UHOHDVH .DW.K &RQQH.WRU IRU H[WHUQDO DQWHQQD %DWWHU\ +DQGVIUHH .RQQH.WRU &KDUJLQJ .RQQH.WRU +ROH IRU EHOW .OLS 3UHSDULQJ <RXU 3KRQH...
Page 7 $VVHPEO\ <RX QHHG WR GR WKH IROORZLQJ WR XVH \RXU SKRQH ‡ LQVHUW WKH 6,0 .DUG ‡ DWWD.K DQG .KDUJH WKH EDWWHU\ 6,0 &DUG <RXU QHWZRUN RSHUDWRU SURYLGHV \RX ZLWK D 6,0 6XEV.ULEHU ,GHQWLW\ 0RGXOH .DUG 7KH 6,0 .DUG .RQWDLQV LQIRUPDWLRQ DERXW \RXU SKRQH QXPEHU WKH VHUYL.HV LQ.OXGHG LQ \RXU VXEV.ULSWLRQ DQG \RXU SKRQH ERRN DPRQJ RWKHU WKLQJV 1RWH...
Page 8 :KHQ WR &KDUJH WKH %DWWHU\ <RX .DQ .KDUJH WKH EDWWHU\ WKDW .RPHV ZLWK \RXU SKRQH ZKHQHYHU \RX ZLVK ZLWKRXW LWV SHUIRUPDQ.H EHLQJ DIIH.WHG <RX .DQ DOVR .KDUJH WKH EDWWHU\ ZKHQ WKH SKRQH LV RII 7R UHPLQG \RX WKDW \RX ZLOO VRRQ QHHG WR .KDUJH WKH EDWWHU\ RU UHSOD.H LW ZLWK D .KDUJHG RQH ‡...
Page 9 1RWH ,W PD\ WDNH VHYHUDO PLQXWHV EHIRUH \RX JHW DQ LQGL.DWLRQ RI .KDUJLQJ LQ WKH GLVSOD\ LI \RX .KDUJH D QHZ EDWWHU\ WKDW LV HPSW\ RU D EDWWHU\ WKDW KDV QRW EHHQ XVHG IRU D ORQJ WLPH :KHQ WKH EDWWHU\ LV IXOO\ .KDUJHG WKH EDWWHU\ PHWHU LQ WKH GLVSOD\ LV IXOO DQG WKH LQGL.DWRU RQ WRS RI WKH SKRQH VKRZV D VWHDG\ JUHHQ OLJKW )RU WKH EHVW .KDUJLQJ WDON DQG VWDQGE\ WLPHV LQ WKH ORQJ UXQ ZH UH.RPPHQG WKDW \RX XVH RQO\ (UL.VVRQDSSURYHG EDWWHULHV ZLWK \RXU...
Page 10 7KH &OLS %\ XVLQJ WKH .OLS ZLWK \RXU SKRQH \RX .DQ KDQJ \RXU SKRQH IRU H[DPSOH RQ \RXU WURXVHUV RU VKLUW 7R XVH WKH .OLS ZLWK \RXU SKRQH 2SHQ WKH .OLS DQG VOLGH LW GRZQ 6OLGH WKH SKRQH LQWR WKH .OLS XQWLO \RX KHDU D .OL.N &ORVH WKH .OLS WR DWWD.K LW 5HPRYH WKH UXEEHU SOXJ...
Page 11 0DNLQJ &DOOV %HIRUH \RX .DQ PDNH DQG UH.HLYH .DOOV \RX QHHG WR WXUQ RQ WKH SKRQH DQG EH ZLWKLQ UDQJH RI D QHWZRUN 7XUQLQJ <RXU 3KRQH 2Q ‡ 3UHVV DQG KROG WKH NH\ XQWLO \RX KHDU D WRQH 7KH 3,1 0RVW 6,0 .DUGV DUH SURWH.WHG ZLWK D 3,1 3HUVRQDO ,GHQWLW\ 1XPEHU ZKL.K \RX JHW IURP \RXU QHWZRUN RSHUDWRU DQG ZKL.K \RX QHHG LQ RUGHU WR D..HVV WKH QHWZRUN ,I 3,1 DSSHDUV LQ WKH GLVSOD\ DIWHU \RX...
Page 12 3UHVV WR HQG WKH .DOO 8VLQJ WKH &DOO /LVW 7KH QXPEHUV WKDW \RX KDYH GLDOOHG DUH DOZD\V VDYHG LQ WKH &DOO OLVW ,I \RXU VXEV.ULSWLRQ LQ.OXGHV WKH &DOOLQJ /LQH ,GHQWLIL.DWLRQ &/, VHUYL.H DQG WKH .DOOHU¶V QHWZRUN VHQGV WKH QXPEHU \RX ZLOO DOVR ILQG WKH QXPEHUV WRJHWKHU ZLWK D QDPH LI VDYHG LQ \RXU SKRQH ERRN RI DQVZHUHG DQG PLVVHG .DOOV LQ WKH .DOO OLVW ,I WKH LQ.RPLQJ .DOO LV D UHVWUL.WHG QXPEHU WKH GLVSOD\ VKRZV :LWKKHOG ,I WKH LQ.RPLQJ .DOO LV...
Page 13 ,Q WKH 6HW .DOO OLVW VXEPHQX LQ 2SWLRQV \RX .DQ WXUQ WKH .DOO OLVW RQ RU RII ,I \RX VHOH.W 2II \RX DUH DVNHG WR .OHDU WKH .DOO OLVW $XWRPDWL. 5H'LDOOLQJ ,I WKH .RQQH.WLRQ IDLOHG ZKHQ \RX ILUVW .DOOHG WKH GLVSOD\ VKRZV 5HWU\" <RX .DQ QRZ UHGLDO WKH QXPEHU E\ SUHVVLQJ <RXU <...
Page 14 7R KLGH RU VKRZ \RXU SKRQH QXPEHU (QWHU WKH SKRQH QXPEHU \RX ZLVK WR .DOO 3UHVV 3UHVV XQWLO +LGH P\ QXPEHU RU 6KRZ P\ QXPE LV KLJKOLJKWHG 3UHVV WR PDNH WKH .DOO < ( 6 5H.HLYLQJ D &DOO :KHQ \RX UH.HLYH D .DOO WKH SKRQH ULQJV DQG WKH GLVSOD\ VKRZV $QVZHU"...
Page 15: Xulqj D &Doo
'XULQJ D &DOO (DUSLH.H 9ROXPH 'XULQJ D .DOO \RX .DQ .KDQJH WKH HDUSLH.H YROXPH E\ VOLGLQJ WKH YROXPH NH\ RQ WKH VLGH RI WKH SKRQH ‡ 6OLGH XS WR LQ.UHDVH WKH YROXPH ‡ 6OLGH GRZQ WR GH.UHDVH WKH YROXPH 0L.URSKRQH 'XULQJ D .DOO \RX .DQ WXUQ RII WKH PL.URSKRQH ‡...
Page 16 7KH VSHDNHUSKRQH LV DOZD\V WXUQHG RII ZKHQ D .DOO LV HQGHG )RU VDIHW\ UHDVRQV WKH VSHDNHUSKRQH LV DXWRPDWL.DOO\ WXUQHG RII ZKHQ WKH SKRQH LV DSSUR[LPDWHO\ .P IURP \RXU HDU RU DQRWKHU REMH.W GXULQJ D .DOO 1RWHSDG ,I \RX ZDQW WR PDNH D QRWH RI D SKRQH QXPEHU GXULQJ D .DOO \RX .DQ XVH \RXU SKRQH GLVSOD\ DV D QRWHSDG 8VH WKH QXPEHU NH\V WR HQWHU WKH QXPEHU :KHQ \RX HQG WKH .DOO WKH QXPEHU UHPDLQV LQ WKH GLVSOD\ <RX .DQ .DOO WKH QXPEHU E\ SUHVVLQJ...
Page 17 .H\ )XQ.WLRQV 7KH WDEOH EHORZ H[SODLQV VRPH RI WKH NH\ IXQ.WLRQV 6HH DOVR ³4XL.N .H\V´ RQ SDJH 3UHVV PDNH DQG DQVZHU .DOOV .KRRVH D PHQX VXEPHQX RU VHWWLQJ YRL.H GLDO SUHVV DQG KROG WKH NH\ HQWHU WKH &DOO OLVW EULHIO\ SUHVV WKH NH\ IURP VWDQGE\ WXUQ WKH SKRQH RQ RU RII SUHVV DQG KROG WKH NH\ HQG D .DOO UHMH.W D .DOO...
Page 18 3UHVV 9RL.H PHPR NH\ UH.RUG YRL.H PHPRV SUHVV DQG KROG WKH NH\ HQWHU WKH OLVW RI YRL.H PHPRV SUHVV WKH NH\ EULHIO\ 2SWLRQ .H\ %\ PHDQV RI WKH RSWLRQ NH\ \RX .DQ TXL.NO\ UHD.K WKH PRVW .RPPRQ RSWLRQV IRU WKH IXQ.WLRQ \RX DUH .XUUHQWO\ XVLQJ 7KH RSWLRQ NH\ LV VLPLODU WR WKH ULJKW PRXVH EXWWRQ RI \RXU .RPSXWHU .H\ )XQ.WLRQV...
Page 19 0HQXV 7KHUH DUH VHYHQ PDLQ PHQXV (D.K PHQX KDV VHYHUDO VXEPHQXV <RX HQWHU WKH PHQXV E\ EULHIO\ SUHVVLQJ <RX DOVR XVH WKHVH NH\V WR PRYH IURP OHIW WR ULJKW LQ WKH PDLQ PHQXV 7R PRYH XS DQG GRZQ LQ WKH VXEPHQXV XVH <RXU SKRQH LQ.OXGHV SRSXS KHOS WH[WV 6HH ³+HOS 7H[WV´...
Page 20 ,Q WKLV H[DPSOH RI KRZ WR LQWHUSUHW WKH LQVWUX.WLRQV ZH DUH JRLQJ WR VHW WKH NH\ VRXQG WR 7RQH 7R VHW WKH NH\ VRXQG 6.UROO WR 6HWWLQJV 6RXQGV DOHUWV .H\ VRXQG < ( 6 < ( 6 < ( 6 6HOH.W 7RQH DQG SUHVV <...
Page 21 ‡ 7H[W PDUNHG ZLWK D ILOOHG EXWWRQ LQGL.DWHV WKH .XUUHQW VHWWLQJ VHOH.WHG +HOS 7H[WV <RXU SKRQH LQ.OXGHV SRSXS KHOS WH[WV WKDW H[SODLQ WKH VXEPHQXV 7R WXUQ WKH KHOS WH[WV RQ RU RII 6.UROO WR 6HWWLQJV 'LVSOD\ 0HQX KHOS < ( 6 <...
Page 22 1(7:25. SP 6HOH.W SURILOH &DOO .RQWD.W &DOO YRL.H PDLO 6RXQGV DOHUWV &DOHQGDU +RPHSDJH 0LVVHG .DOOV $GG .RQWD.W ,QER[ %RRNPDUNV 5LQJ YROXPH 3URILOHV ,QIUDUHG SRUW &DOO OLVW (GLW .RQWD.W :ULWH QHZ 3XVK LQER[ 6ZLW.K WR OLQH &DOO RSWLRQV 6\Q.KURQL]DWLRQ &DOO .RVWV %XVLQHVV .DUGV 8QVHQW (QWHU DGGUHVV...
Page 23 3HUVRQDOL]LQJ <RXU 3KRQH 6RXQGV <RX .DQ .KDQJH WKH YROXPH ULQJ VLJQDO DQG NH\ VRXQG D..RUGLQJ WR \RXU SUHIHUHQ.HV <RX .DQ VHW D VSH.LIL. ULQJ VLJQDO IRU D VSH.LIL. SHUVRQ VR WKDW \RX NQRZ ZKR LV .DOOLQJ E\ WKH ULQJ VLJQDO <RX .DQ DOVR .RPSRVH \RXU RZQ PHORG\ DQG VHQG LW WR DQRWKHU SKRQH 1RWH ,I \RX .KDQJH D VHWWLQJ ZKL.K LV LQ.OXGHG LQ D SURILOH WKH...
Page 24 7R WXUQ WKH LQ.UHDVLQJ ULQJ RQ RU RII 6.UROO WR 6HWWLQJV 6RXQGV DOHUWV ,Q.UHDVLQJ ULQJ < ( 6 < ( 6 < ( 6 6HOH.W 2Q RU 2II DQG SUHVV < ( 6 7KH LQ.UHDVLQJ ULQJ PXVW EH 2II IRU WKH ULQJ VLJQDO YROXPH WR DSSO\ 5LQJ 6LJQDO 7\SH <RX .DQ VHOH.W D ULQJ VLJQDO IURP D OLVW RI GLIIHUHQW VRXQGV DQG PHORGLHV 6HH DOVR ³&RPSRVLQJ <RXU 2ZQ 0HORGLHV´...
Page 25 &RPSRVLQJ <RXU 2ZQ 0HORGLHV <RX .DQ .RPSRVH IRXU GLIIHUHQW PHORGLHV WR XVH DV \RXU ULQJ VLJQDO 7R .RPSRVH D PHORG\ 6.UROO WR 6HWWLQJV 6RXQGV DOHUWV 0\ PHORGLHV < ( 6 < ( 6 < ( 6 6HOH.W 0\ PHORG\ 0\ PHORG\ 0\ PHORG\ RU 0\ PHORG\ DQG SUHVV <...
Page 26 7R UH.HLYH D PHORG\ < 1HZ PHORG\ 3OD\" DSSHDUV 3UHVV LI \RX ZDQW WR KHDU WKH PHORG\ EHIRUH \RX VDYH LW 6DYH PHORG\" DSSHDUV 3UHVV < ( 6 6HOH.W WKH SRVLWLRQ LQ WKH PHORG\ OLVW LQ ZKL.K \RX ZDQW WR VDYH WKH QHZ PHORG\ SUHVV <...
Page 27 6OHHSLQJ 'LVSOD\ 7R VDYH EDWWHU\ SRZHU \RX .DQ WXUQ RQ WKH VOHHSLQJ GLVSOD\ 7KH WH[W LQ VWDQGE\ PRGH LV UHGX.HG WR RQH URZ DW WKH ERWWRP RI WKH GLVSOD\ D IHZ PLQXWHV DIWHU \RX KDYH SUHVVHG WKH ODVW NH\ 7R WXUQ WKH VOHHSLQJ GLVSOD\ RQ RU RII 6.UROO WR 6HWWLQJV 'LVSOD\ 'LVSOD\ VOHHS...
Page 28 7H[W 6L]H <RX .DQ .KDQJH WKH VL]H RI WKH OHWWHUV DQG WKXV WKH QXPEHU RI YLVLEOH URZV LQ WKH GLVSOD\ 7R .KDQJH WKH WH[W VL]H DQG WKH QXPEHU RI URZV 6.UROO WR 6HWWLQJV 'LVSOD\ 7H[W VL]H < ( 6 < ( 6 <...
Page 29 7R VHW WKH GDWH IRUPDW 6.UROO WR 6HWWLQJV 7LPH DQG GDWH 'DWH IRUPDW < ( 6 < ( 6 < ( 6 6HOH.W D GDWH IRUPDW DQG SUHVV < ( 6 7R VHW WKH GDWH 6.UROO WR 6HWWLQJV 7LPH DQG GDWH 6HW GDWH <...
Page 30 (QWHULQJ /HWWHUV <RX .DQ HQWHU OHWWHUV IRU H[DPSOH ZKHQ \RX DGG QDPHV WR WKH SKRQH ERRN ZULWH WH[W PHVVDJHV RU HQWHU :$3 DGGUHVVHV $SDUW IURP WKH ZD\ \RX QRUPDOO\ HQWHU OHWWHUV LQ \RXU SKRQH XVLQJ PXOWLWDS WH[W LQSXW \RX .DQ XVH 7 7H[W ,QSXW IRU HQWHULQJ WH[W PHVVDJHV DQG HPDLO IRU H[DPSOH LI WKH LQSXW ODQJXDJH \RX VHOH.W VXSSRUWV WKLV 7 7H[W ,QSXW LV D SUHGL.WLYH LQSXW PHWKRG DQG LV D TXL.NHU ZD\ WR ZULWH WH[WV 6HH ³7Š...
Page 31 6HH WKH WDEOH RI WKH /DWLQ DOSKDEHW EHORZ 3UHVV« WR JHW« 6SD.H " Ã ¶ $ % & c b j d Γ ' ( ) q e ∆ Φ * + , u - .
Page 32 Š 7H[W ,QSXW <RX .DQ XVH 7 7H[W ,QSXW ZKHQ HQWHULQJ WH[WV VX.K DV WH[W PHVVDJHV 7KH 7 7H[W ,QSXW PHWKRG XVHV D EXLOWLQ GL.WLRQDU\ WR UH.RJQL]H WKH PRVW .RPPRQO\ XVHG ZRUG IRU HYHU\ VHTXHQ.H RI NH\ SUHVVHV 7KLV ZD\ \RX SUHVV HD.K NH\ RQO\ RQ.H HYHQ LI WKH OHWWHU \RX ZDQW LV QRW WKH ILUVW OHWWHU RQ WKH NH\ :KHQ \RX SUHVV WKH NH\V GLIIHUHQW ZRUGV DUH VXJJHVWHG ,I WKH ZRUG \RX ZDQW LV QRW VXJJHVWHG \RX .DQ HGLW WKH ZRUG...
Page 33 7KH /LVW RI 2SWLRQV ,I \RX SUHVV ZKHQ ZULWLQJ \RX HQWHU D OLVW RI RSWLRQV ‡ (GLW ZRUG ± IRU 7 7H[W ,QSXW RQO\ (GLW WKH VXJJHVWHG ZRUG E\ XVLQJ PXOWLWDS WH[W LQSXW ‡ $GG V\PERO 6\PEROV DQG SXQ.WXDWLRQ PDUNV VX.K DV " DQG DUH VKRZQ 0RYH EHWZHHQ WKH V\PEROV E\ XVLQJ WKH DUURZ NH\V 3UHVV WR VHOH.W...
Page 34 3KRQH %RRN <RX .DQ .UHDWH \RXU SHUVRQDO SKRQH ERRN E\ VDYLQJ LQIRUPDWLRQ DERXW \RXU IULHQGV DQG .ROOHDJXHV DV D .RQWD.W ,Q D .RQWD.W \RX .DQ VDYH GHWDLOV VX.K DV QDPH WLWOH SKRQH QXPEHUV DQG HPDLO DGGUHVV ± DOO LQ RQH SOD.H 6DYLQJ &RQWD.WV )RU HD.K .RQWD.W \RX .DQ ILOO LQ WKH IROORZLQJ LQIRUPDWLRQ ILUVW QDPH ODVW QDPH .RPSDQ\ WLWOH KRPH SKRQH QXPEHU ZRUN SKRQH...
Page 35 &DOOLQJ D &RQWD.W 7R .DOO D SKRQH QXPEHU VDYHG LQ D .RQWD.W XVH WKH &DOO .RQWD.W IXQ.WLRQ <RX .DQ ILQG WKH .RQWD.W E\ VHDU.KLQJ IRU HLWKHU ILUVW RU ODVW QDPH GHSHQGLQJ RQ ZKL.K VRUW RUGHU \RX KDYH VHW 7R VHOH.W D VRUW RUGHU 6.UROO WR 3KRQH ERRN 2SWLRQV 6RUW RUGHU...
Page 36 6HH DOVR ³7R .KDQJH SRVLWLRQ QXPEHUV´ RQ SDJH 7R .RS\ .RQWD.WV LQ \RXU SKRQH WR \RXU 6,0 .DUG VHH ³7R .RS\ .RQWD.WV WR WKH 6,0 .DUG´ RQ SDJH (GLWLQJ WKH 3KRQH %RRN <RX .DQ HGLW D .RQWD.W LQ WKH SKRQH ERRN ZLWK WKH (GLW .RQWD.W IXQ.WLRQ 7LS :KHQ \RX KDYH VHOH.WHG D .RQWD.W LQ \RXU SKRQH ERRN \RX .DQ...
Page 37 7R GHOHWH D .RQWD.W 6.UROO WR 3KRQH ERRN (GLW .RQWD.W <( 6 < ( 6 (QWHU WKH ILUVW OHWWHU RI WKH .RQWD.W \RX ZDQW WR GHOHWH 3UHVV WR GHOHWH WKH .RQWD.W 3UHVV WR .RQILUP < ( 6 7R GHOHWH DOO .RQWD.WV VHOH.W 3KRQH ERRN 2SWLRQV 'HOHWH <...
Page 38 3UHVV WR .DOO WKH .RQWD.W < ( 6 7LS :KHQ RQH RI WKH QXPEHUV LQ &DOO IURP 6,0 LV KLJKOLJKWHG \RX .DQ .RS\ WKH QXPEHU WR WKH SKRQH E\ SUHVVLQJ DQG WKHQ VHOH.WLQJ &RS\ WR SKRQH %XVLQHVV &DUGV <RX .DQ DGG \RXU RZQ EXVLQHVV .DUG DV D .RQWD.W LQ WKH SKRQH ERRN <RX .DQ WKHQ H[.KDQJH EXVLQHVV .DUGV ZLWK \RXU .ROOHDJXHV YLD \RXU SKRQH 7R DGG RU HGLW \RXU EXVLQHVV .DUG...
Page 39 :KHQ \RX UH.HLYH D EXVLQHVV .DUG YLD D WH[W PHVVDJH \RX D..HSW WKH .DUG E\ SUHVVLQJ 7R EH DEOH WR UH.HLYH D EXVLQHVV .DUG XVLQJ WKH < ( 6 LQIUDUHG SRUW RU %OXHWRRWK ZLUHOHVV WH.KQRORJ\ WKH UH.LSLHQW ILUVW QHHGV WR VHOH.W WKH 5H.HLYH PHQX LQ RUGHU WR D.WLYDWH WKH LQIUDUHG SRUW RU WR PDNH WKH SKRQH GLV.RYHUDEOH 7R UH.HLYH D EXVLQHVV .DUG 6.UROO WR 3KRQH ERRN...
Page 40 (QWHU WKH ILUVW OHWWHU RI WKH .RQWD.W \RX ZDQW WR DGG 3UHVV < ( 6 ,I WKH .RQWD.W VKRZQ LV QRW WKH RQH \RX ZDQW SUHVV XQWLO \RX ILQG WKH .RUUH.W .RQWD.W 3UHVV < ( 6 6HOH.W D QXPEHU DQG SUHVV <...
Page 41 7R VDYH D SKRQH QXPEHU WRJHWKHU ZLWK WRQH VLJQDOV DQG .RGHV 6.UROO WR 3KRQH ERRN $GG .RQWD.W <( 6 < ( 6 3UHVV DQG HQWHU WKH QDPH WKDW \RX ZDQW WR DVVR.LDWH ZLWK WKH < ( 6 SKRQH QXPEHU DQG .RGH 3UHVV <...
Page 42 7H[W 0HVVDJHV <RX .DQ VHQG DQG UH.HLYH WH[W PHVVDJHV ZLWK WKH 6KRUW 0HVVDJH 6HUYL.H 606 XVLQJ \RXU PRELOH SKRQH %HIRUH 6HQGLQJ 0HVVDJHV %HIRUH \RX VHQG D WH[W PHVVDJH IRU WKH ILUVW WLPH PDNH VXUH \RX KDYH PDGH WKH VHWWLQJV EHORZ 6HUYL.H &HQWUH ,I \RX ZDQW WR VHQG RU UHSO\ WR D WH[W PHVVDJH \RXU QHWZRUN RSHUDWRU¶V VHUYL.H .HQWUH QXPEHU PXVW EH VHW 0RVW 6,0 .DUGV DOUHDG\...
Page 43 7R VHOH.W *356 DV WKH D..HVV W\SH 0DNH VXUH \RX KDYH .UHDWHG D GDWD D..RXQW DQG VHOH.WHG $XWRPDWL. DV WKH SUHIHUUHG VHUYL.H 6HH ³'DWD $..RXQW 6HWWLQJV´ RQ SDJH DQG ³*356 DQG *60 'DWD 6HWWLQJV´ RQ SDJH 6.UROO WR 6HWWLQJV 'DWD .RPP 606 D..HVV <...
Page 44 6HQGLQJ 0HVVDJHV <RX XVH WKH NH\SDG WR HQWHU WKH PHVVDJH \RX ZDQW WR VHQG )RU LQIRUPDWLRQ RQ KRZ WR HQWHU WH[W VHH ³(QWHULQJ /HWWHUV´ RQ SDJH <RX .DQ VHQG \RXU PHVVDJH WR RQH SHUVRQ RU WR D SUHGHILQHG JURXS VSH.LILHG DQG VDYHG LQ WKH SKRQH ERRN )RU PRUH LQIRUPDWLRQ RQ KRZ WR .UHDWH JURXSV VHH ³*URXSV´...
Page 45 7R VHQG D ORQJ PHVVDJH 6.UROO WR 0HVVDJHV :ULWH QHZ < ( 6 < (6 (QWHU \RXU PHVVDJH DQG SUHVV < ( 6 7KH GLVSOD\ VKRZV KRZ PDQ\ SDUWV WKH PHVVDJH LV GLYLGHG LQWR 606 606 DQG VR RQ (QWHU WKH UH.LSLHQW¶V QXPEHU RU SUHVV WR UHWULHYH WKH QXPEHU IURP WKH SKRQH ERRN RU WKH .DOO OLVW...
Page 46 7R .KH.N WKH VWDWXV RI D VHQW PHVVDJH ‡ 6.UROO WR 0HVVDJHV 6HQW LWHPV 9LHZ VWDWXV < ( 6 < ( 6 < ( 6 5H.HLYLQJ 0HVVDJHV :KHQ \RX UH.HLYH D PHVVDJH WKH SKRQH EHHSV VHH ³0HVVDJH 6LJQDO´ RQ SDJH WKH LQGL.DWRU OLJKW RQ WKH WRS RI WKH SKRQH UDSLGO\ IODVKHV JUHHQ DQG WKH PHVVDJH 1HZ PHVVDJH 5HDG QRZ"...
Page 47 7R UHSO\ WR D PHVVDJH 6HOH.W 5HSO\ LQ WKH OLVW RI RSWLRQV DQG SUHVV < ( 6 6HOH.W WKH ZD\ \RX ZDQW WR UHSO\ WR WKH PHVVDJH ‡ HQWHU D QHZ PHVVDJH ‡ LQ.OXGH WKH PHVVDJH \RX ZDQW WR UHSO\ WR DQG HQWHU D UHSO\ ‡...
Page 48 7R VHQG D PHVVDJH WR D SULQWHU 6HOH.W 6HQG WR SULQWHU LQ WKH OLVW RI RSWLRQV SUHVV < (6 6HOH.W 9LD %OXHWRRWK < ( 6 6HOH.W WKH UHOHYDQW SULQWHU LQ WKH OLVW RI GHYL.HV < ( 6 0HVVDJH 6LJQDO <RX .DQ .KRRVH WKH VLJQDO \RX ZDQW WR KHDU ZKHQ \RX UH.HLYH D PHVVDJH <RX .DQ .KRRVH EHWZHHQ .OL.NV WRQHV RU VLOHQW 7R VHW WKH PHVVDJH VLJQDO 6.UROO WR 0HVVDJHV...
Page 49 %OXHWRRWKŒ :LUHOHVV 7H.KQRORJ\ <RXU SKRQH KDV EXLOWLQ %OXHWRRWK ZLUHOHVV WH.KQRORJ\ 6KRUWUDQJH UDGLR OLQNV RSHUDWH LQ D JOREDOO\ DYDLODEOH IUHTXHQ.\ EDQG DQG PDNH LW SRVVLEOH IRU \RX WR .RQQH.W \RXU SKRQH ZLUHOHVVO\ WR GLIIHUHQW %OXHWRRWK GHYL.HV VX.K DV D KHDGVHW 3& 3'$ RU SULQWHU <RX .DQ KDYH D .RQYHUVDWLRQ YLD D .RUGOHVV %OXHWRRWK KHDGVHW RU EURZVH WKH ,QWHUQHW RQ D 3&...
Page 50 3DLULQJ 3DLULQJ LV WKH SUR.HVV RI DVVR.LDWLQJ %OXHWRRWK GHYL.HV ZLWK HD.K RWKHU VR WKDW WKH\ .RQQH.W DV VRRQ DV WKH\ JHW ZLWKLQ UDQJH RI HD.K RWKHU <RXU SKRQH .DQ EH SDLUHG ZLWK XS WR WHQ %OXHWRRWK GHYL.HV <RX .DQ LQLWLDWH WKH SDLULQJ EHWZHHQ WZR %OXHWRRWK GHYL.HV IURP \RXU RZQ SKRQH RU \RX .DQ D..HSW D UHTXHVW IRU SDLULQJ IURP WKH RWKHU GHYL.H $IWHU KDYLQJ SDLUHG \RXU SKRQH ZLWK WKH RWKHU %OXHWRRWK GHYL.H WKH RSHUDWLRQ PRGH LV DXWRPDWL.DOO\ VHW WR 2Q 6HH ³2SHUDWLRQ 0RGHV´...
Page 51 7R HGLW WKH QDPH WDJ RI D GHYL.H 6.UROO WR ([WUDV %OXHWRRWK 3DLUHG GHYL.HV < ( 6 < ( 6 < ( 6 $ OLVW RI SDLUHG GHYL.HV LV VKRZQ 6.UROO WR WKH GHYL.H \RX ZDQW WR HGLW DQG SUHVV <( 6 6.UROO WR (GLW DQG SUHVV <...
Page 52 7R .KDQJH WKH RSHUDWLRQ PRGH 6.UROO WR ([WUDV %OXHWRRWK 2SHUDWLRQ PRGH < ( 6 < ( 6 < ( 6 6HOH.W 2II $XWRPDWL. RU 2Q DQG SUHVV < ( 6 ,Q RUGHU WR EH GHWH.WHG E\ %OXHWRRWK GHYL.HV VHDU.KLQJ IRU RWKHU %OXHWRRWK GHYL.HV LQ WKH YL.LQLW\ \RX PXVW PDNH \RXU SKRQH GLV.RYHUDEOH 7R PDNH WKH SKRQH GLV.RYHUDEOH...
Page 53 7KHUH DUH .HUWDLQ LWHPV LQ \RXU SKRQH WKDW \RX .DQ VHQG WR VSH.LIL. %OXHWRRWK SULQWHUV DQG KDYH SULQWHG RXW 7KLV .DQ EH XVHIXO LI IRU H[DPSOH \RX ZDQW WR SULQW DQ RYHUYLHZ RI DOO WKH PHHWLQJV WKDW \RX KDYH V.KHGXOHG LQ \RXU SKRQH 6HOH.W WKH UHOHYDQW SULQWHU LQ WKH OLVW RI GHYL.HV 7KHVH DUH LWHPV \RX .DQ VHQG WR SULQWHUV XVLQJ %OXHWRRWK ZLUHOHVV WH.KQRORJ\...
Page 54 ,QIUDUHG 3RUW <RXU SKRQH LV HTXLSSHG ZLWK D SRUW XVLQJ LQIUDUHG ,5 DV D .RPPXQL.DWLRQV OLQN :LWK ,5 \RX .DQ .RQQH.W \RXU SKRQH WR DQRWKHU VLPLODU SKRQH D 3'$ RU D 3& <RX .DQ VHQG DQG UH.HLYH IRU H[DPSOH .DOHQGDU DSSRLQWPHQWV DQG WDVNV EXVLQHVV .DUGV PHORGLHV DQG JDPH .RPPDQGV %HIRUH \RX VWDUW .RPPXQL.DWLQJ ZLWK DQRWKHU ,5 GHYL.H \RX QHHG WR HQVXUH WKDW...
Page 55 &RQQH.WLQJ ,5 'HYL.HV 3OD.H \RXU SKRQH DQG WKH RWKHU GHYL.H VR WKDW WKH ,5 SRUWV DUH ID.LQJ HD.K RWKHU 0DNH VXUH WKDW WKH ,5 IXQ.WLRQ LV D.WLYDWHG RQ ERWK GHYL.HV <RX .DQ PRYH WKH GHYL.HV RXW RI OLQH IRU D VKRUW ZKLOH DSSUR[LPDWHO\ VH.RQGV ZLWKRXW LQWHUUXSWLQJ WKH .RQQH.WLRQ 6WURQJ VXQOLJKW .DQ LQWHUIHUH ZLWK LQIUDUHG OLJKW 3KRQH 1DPH...
Page 56 &DOHQGDU <RX .DQ XVH WKH .DOHQGDU WR NHHS WUD.N RI LPSRUWDQW PHHWLQJV WKDW \RX QHHG WR DWWHQG SKRQH .DOOV WKDW \RX QHHG WR PDNH RU WDVNV WKDW \RX QHHG WR GR $SSRLQWPHQWV DQG 7DVNV <RX .DQ VDYH XS WR DSSRLQWPHQWV DQG WDVNV LQ \RXU .DOHQGDU GHSHQGLQJ RQ WKH VL]H RI HD.K LWHP <RX .DQ .KRRVH WR DGG D QHZ DSSRLQWPHQW RU WDVN RU XVH DQ ROG DSSRLQWPHQW RU WDVN DV D WHPSODWH E\ .RS\LQJ DQG HGLWLQJ LW...
Page 57 ‡ ,I \RX ZDQW WR VHW DQ HQG GDWH VHOH.W 6HW HQG GDWH DQG SUHVV (QWHU D GDWH DQG SUHVV < ( 6 < ( 6 ,I \RX ZDQW WR .KDQJH WKH .ODVV IRU \RXU DSSRLQWPHQW ‡ 6HOH.W &ODVV DQG SUHVV <...
Page 58 ZKHQ WKDW GD\ LV KLJKOLJKWHG :KHQ LQ ZHHN YLHZ \RX .DQ < ( 6 SUHVV WR VHOH.W DQRWKHU ZHHN (GLWLQJ DQG 'HOHWLQJ <RX PD\ ZLVK WR HGLW DQ DSSRLQWPHQW RU D WDVN IRU H[DPSOH E\ .KDQJLQJ WKH GDWH RU OR.DWLRQ 7R HGLW RU GHOHWH DQ DSSRLQWPHQW ,Q WKH .DOHQGDU V.UROO WR WKH GD\ RI WKH DSSRLQWPHQW \RX ZDQW WR HGLW DQG SUHVV...
Page 59 .RQILUP HD.K HQWU\ E\ SUHVVLQJ < ( 6 ‡ &DOO 6HOH.W D WDVN RU DQ DSSRLQWPHQW WKDW .RQWDLQV D SKRQH QXPEHU LQ WKH VXEMH.W DQG SUHVV WR PDNH WKH SKRQH .DOO < ( 6 &DOHQGDU 6HWWLQJV 7R YLHZ \RXU .DOHQGDU RSWLRQV V.UROO WR ([WUDV &DOHQGDU <...
Page 60 6HOH.W WKH SULQWHU LQ WKH OLVW RI GHYL.HV DQG SUHVV < ( 6 :KHQ \RX UH.HLYH DQ DSSRLQWPHQW RU D WDVN YLD D WH[W PHVVDJH \RX D..HSW LW E\ SUHVVLQJ 7R EH DEOH WR UH.HLYH .DOHQGDU LWHPV XVLQJ < ( 6 WKH LQIUDUHG SRUW RU %OXHWRRWK ZLUHOHVV WH.KQRORJ\ \RX ILUVW QHHG WR VHOH.W WKH 5H.HLYH PHQX LQ RUGHU WR D.WLYDWH WKH LQIUDUHG SRUW RU WR PDNH WKH SKRQH GLV.RYHUDEOH...
Page 61 6\Q.KURQL]DWLRQ <RX .DQ V\Q.KURQL]H WKH .DOHQGDU DQG .RQWD.WV LQ \RXU SKRQH ZLWK WKH .DOHQGDU DQG .RQWD.WV LQ \RXU 3& 7R GR WKLV \RX ILUVW QHHG WR LQVWDOO D V\Q.KURQL]DWLRQ SURJUDP RQ \RXU 3& <RX .DQ ILQG VX.K D SURJUDP RQ WKH (UL.VVRQ &' WKDW .RPHV ZLWK \RXU PRELOH SKRQH 6WDUWLQJ WKH 6\Q.KURQL]DWLRQ <RX .DQ V\Q.KURQL]H XVLQJ %OXHWRRWK ZLUHOHVV WH.KQRORJ\ WKH LQIUDUHG SRUW RU D .DEOH ,I \RX ZDQW WR XVH WKH %OXHWRRWK ZLUHOHVV...
Page 62 6HWWLQJ XS :$3 ,Q RUGHU WR EURZVH YLD :$3 \RX PXVW HQWHU VHWWLQJV IRU D GDWD D..RXQW LQ \RXU SKRQH 7KH VHWWLQJV VSH.LI\ DOO WKH LQIRUPDWLRQ \RXU SKRQH QHHGV WR .RPPXQL.DWH ZLWK D .HUWDLQ VHUYHU RQ WKH ,QWHUQHW IRU H[DPSOH WKH DGGUHVV RI WKDW VHUYHU <RX .DQ KDYH VHYHUDO GDWD D..RXQWV VDYHG LQ \RXU SKRQH ZLWK GLIIHUHQW VHWWLQJV IRU GLIIHUHQW SXUSRVHV )RU IDVW DQG HIIL.LHQW D..HVV WU\ WKH *HQHUDO 3D.NHW 5DGLR 6HUYL.H *356 DV WKH D..HVV W\SH...
Page 63 7R HQWHU DGGLWLRQDO VHWWLQJV IRU D GDWD D..RXQW 6.UROO WR 6HWWLQJV 'DWD .RPP 'DWD D..RXQWV < ( 6 < ( 6 < ( 6 6HOH.W D GDWD D..RXQW DQG SUHVV < ( 6 6HOH.W (GLW 6HOH.W WKH VHWWLQJ \RX ZDQW WR HGLW DQG SUHVV (GLW WKH VHWWLQJ <...
Page 64 *356 DQG *60 'DWD 6HWWLQJV ,I \RX KDYH VHOH.WHG *356 DV WKH D..HVV W\SH WKH 3UHIHUUHG PRGH VKRXOG EH VHW WR $XWRPDWL. $Q L.RQ PD\ WKHQ DSSHDU LQ WKH GLVSOD\ WHOOLQJ \RX WKDW *356 LV ZLWKLQ UDQJH 6HH ³,.RQV´ RQ SDJH ,I \RX KDYH VHOH.WHG *60 GDWD DV WKH D..HVV W\SH \RX VKRXOG VHOH.W *60 RQO\ DV WKH SUHIHUUHG PRGH 7KLV VHWWLQJ LV YDOLG IRU DOO GDWD D..RXQWV...
Page 65 6.UROO WR 6DYH WR 6HOH.W LI WKH ERRNPDUNV WKDW \RX DGG <( 6 GXULQJ EURZVLQJ VKRXOG EH DYDLODEOH IRU DOO \RXU :$3 SURILOHV RU RQO\ IRU WKH :$3 SURILOH \RX DUH .XUUHQWO\ XVLQJ 6.UROO WR *DWHZD\ < ( 6 )RU *356 DQG *60 GDWD VHOH.W ,3 VHWWLQJV &RQWLQXH DV <...
Page 66 6.UROO WR 5HVSRQVH WLPHU (QWHU D WLPH OLPLW LQ VH.RQGV DIWHU < ( 6 ZKL.K D GRZQORDG DWWHPSW ZLOO VWRS 1RWH $Q ,3 DGGUHVV .RQVLVWV RI IRXU JURXSV RI GLJLWV ZLWK D PD[LPXP RI WKUHH LQ HD.K JURXS IRU H[DPSOH ,I DQ\ RI WKH GLJLW JURXSV .RQVLVWV RI RQO\ RQH RU WZR GLJLWV HQWHU D OHDGLQJ ]HUR IRU HD.K GLJLW WKDW LV PLVVLQJ %HIRUH \RX VWDUW XVLQJ WKH :$3 EURZVHU \RX PXVW VHOH.W ZKL.K RI...
Page 67 :$3 :LUHOHVV $SSOL.DWLRQ 3URWR.RO LV D JOREDO VWDQGDUG IRU DGYDQ.HG PRELOH VHUYL.HV IRU H[DPSOH PRELOH ,QWHUQHW .RPPXQL.DWLRQ PRELOH H.RPPHU.H DQG WHOHSKRQ\ VHUYL.HV :$3 DOORZV \RX WR D..HVV .HUWDLQ VHUYL.HV RQ WKH ,QWHUQHW VX.K DV EDQNLQJ VHUYL.HV QHZV DQG UHVHUYDWLRQ VHUYL.HV IURP \RXU PRELOH SKRQH 1RWH ,Q RUGHU WR D..HVV :$3 VHUYL.HV \RX QHHG D VXEV.ULSWLRQ WKDW VXSSRUWV GDWD WUDQVPLVVLRQ DQG :$3 EURZVLQJ...
Page 68 2SWLRQV :KHQ %URZVLQJ :KHQ EURZVLQJ \RX .DQ UHD.K GLIIHUHQW EURZVLQJ RSWLRQV VX.K DV OLQNV RU VSH.LDO IHDWXUHV E\ SUHVVLQJ 7KH RSWLRQV PD\ YDU\ GHSHQGLQJ RQ WKH :$3 SDJH \RX DUH YLVLWLQJ 7KH IROORZLQJ RSWLRQV DUH DOZD\V IRXQG ‡ +RPHSDJH ± JR WR WKH KRPHSDJH RI WKH .XUUHQW :$3 SURILOH ‡...
Page 69 (QWHU WKH QDPH RI WKH KRPHSDJH < ( 6 (QWHU WKH DGGUHVV RI WKH KRPHSDJH < ( 6 <RXU /LVW RI %RRNPDUNV :KHQ \RX DUH QRW EURZVLQJ \RX .DQ VHH DOO \RXU :$3 ERRNPDUNV LQ %RRNPDUNV <RX .DQ KDYH D PD[LPXP RI ERRNPDUNV 7R ZRUN ZLWK \RXU ERRNPDUNV ZKHQ QRW EURZVLQJ 6.UROO WR :$3 VHUYL.HV %RRNPDUNV...
Page 70 7R GRZQORDG D .HUWLIL.DWH %URZVH WR WKH :$3 SDJH ZKHUH WKH .HUWLIL.DWHV DUH &OL.N D VXLWDEOH OLQN DQG IROORZ WKH LQVWUX.WLRQV WR GRZQORDG WKH .HUWLIL.DWH WR \RXU SKRQH 7R .KH.N WKH .HUWLIL.DWHV LQ \RXU SKRQH ‡ 6.UROO WR :$3 VHUYL.HV :$3 VHWWLQJV &RPPRQ <...
Page 71 'DWD &DOOV $ GDWD .DOO LV D .DOO ZKHUH LQIRUPDWLRQ IRU H[DPSOH HPDLO PHVVDJHV LV VHQW EHWZHHQ .RPSXWHUV RU VHUYHUV YLD WKH EXLOWLQ PRGHP LQ \RXU SKRQH 7R EH DEOH WR VHQG DQG UH.HLYH GDWD .DOOV \RX QHHG ‡ WKH DSSURSULDWH .RPSXWHU SURJUDP VX.K DV DQ HPDLO SURJUDP ‡...
Page 72 7R UH.HLYH D YRL.H RU GDWD .DOO 6.UROO WR &DOO LQIR 1H[W .DOO 1H[W LQ.RPLQJ < ( 6 < ( 6 < (6 6HOH.W WKH .DOO W\SH \RX ZDQW 9RL.H RU 'DWD DQG SUHVV < ( 6 .RQILUP \RXU .KRL.H &RQQH.W \RXU SKRQH WR WKH .RPSXWHU $QVZHU WKH .DOO IURP ZLWKLQ WKH SURJUDP 2Q.H \RX KDYH VHW \RXU SKRQH IRU D VSH.LIL.
Page 73 3URILOHV <RXU SKRQH LQ.OXGHV D QXPEHU RI SUHSURJUDPPHG SURILOHV $ SURILOH LV D JURXS RI VHWWLQJV ZKL.K VXLW D .HUWDLQ HQYLURQPHQW 6RPH SKRQH D..HVVRULHV VHOH.W D SURILOH DXWRPDWL.DOO\ )RU H[DPSOH ZKHQ \RX SOD.H \RXU SKRQH LQ D .DU KDQGVIUHH XQLW WKH ,Q .DU SURILOH LV .KRVHQ 6HOH.WLQJ D 3URILOH 7KHUH DUH VHYHQ SUHSURJUDPPHG SURILOHV ‡...
Page 74 &KDQJLQJ WKH 3URILOH 6HWWLQJV <RX .DQQRW .UHDWH PRUH SURILOHV EXW \RX .DQ .KDQJH WKH VHWWLQJV IRU D SURILOH 8VH WKH 9LHZ SURILOH IXQ.WLRQ WR VHH ZKDW VHWWLQJV DUH LQ.OXGHG LQ D .HUWDLQ SURILOH 7R YLHZ \RXU SURILOHV 6.UROO WR 6HWWLQJV 3URILOHV 6HOH.W SURILOH <...
Page 75 :KHQ \RX ZDQW WR DGG DQ D..HVVRU\ WR D VSH.LIL. SURILOH \RX PXVW ILUVW D.WLYDWH WKDW SURILOH 6HH ³7R VHOH.W D SURILOH´ RQ SDJH 7R DGG DQ D..HVVRU\ WR D SURILOH 6.UROO WR 6HWWLQJV 3URILOHV (GLW SURILOH < ( 6 <...
Page 76 9RL.H &RQWURO :LWK \RXU SKRQH \RX .DQ ‡ YRL.H GLDO .DOO VRPHRQH E\ VD\LQJ WKH QDPH DQG QXPEHU W\SH ‡ DQVZHU DQG UHMH.W .DOOV ZLWK \RXU YRL.H ZKHQ XVLQJ D KDQGVIUHH NLW ‡ .KDQJH SURILOH ZLWK \RXU YRL.H ‡ UH.RUG RU OLVWHQ WR YRL.H PHPRV E\ XVLQJ YRL.H .RPPDQGV ‡...
Page 77 $Q L.RQ DSSHDUV QH[W WR WKH .RQWD.W QDPHV ZKL.K KDYH D YRL.H .RPPDQG &DOOHU 1DPH <RX .DQ .KRRVH ZKHWKHU \RX ZDQW WR KHDU WKH UH.RUGHG YRL.H .RPPDQG IRU D QDPH ZKHQ \RX UH.HLYH DQ LQ.RPLQJ .DOO 7R WXUQ WKH .DOOHU QDPH RQ RU RII 6.UROO WR 6HWWLQJV 9RL.H .RQWURO 9RL.H VHWWLQJV...
Page 78 7R DQVZHU DQ LQ.RPLQJ .DOO XVLQJ YRL.H .RPPDQGV ‡ :KHQ WKH SKRQH ULQJV VD\ ³$QVZHU´ ³$QVZHU´ LV SOD\HG ED.N WR \RX DQG WKH .DOO LV .RQQH.WHG 7R UHMH.W DQ LQ.RPLQJ .DOO XVLQJ YRL.H .RPPDQGV ‡ :KHQ WKH SKRQH ULQJV VD\ ³%XV\´ ³%XV\´...
Page 79 7R VWDUW D YRL.H PHPR UH.RUGLQJ XVLQJ D YRL.H .RPPDQG )URP VWDQGE\ SUHVV DQG KROG XQWLO \RX KHDU D WRQH < ( 6 5HOHDVH OLIW WKH SKRQH WR \RXU HDU DQG VD\ ³5H.RUG´ 7KH < (6 YRL.H .RPPDQG LV SOD\HG ED.N WR \RX DQG D WRQH LQGL.DWHV WKDW WKH UH.RUGLQJ KDV EHJXQ 7R HQG WKH UH.RUGLQJ SUHVV <...
Page 80 (GLWLQJ <RXU 9RL.H &RPPDQGV ,Q 9RL.H .RPPDQGV \RX ILQG DOO \RXU YRL.H .RPPDQGV <RX .DQ NHHS WKHP XS WR GDWH E\ UHUH.RUGLQJ WKHP RU GHOHWLQJ WKH RQHV \RX GR QRW XVH 7R UHUH.RUG D YRL.H .RPPDQG 6.UROO WR 6HWWLQJV 9RL.H .RQWURO 9RL.H .RPPDQGV <...
Page 81 9RL.H 0HPR :LWK WKH YRL.H PHPR IXQ.WLRQ \RX .DQ UH.RUG XS WR VH.RQGV RI \RXU RZQ PHVVDJHV RU SDUWV RI .DOOV 5H.RUGLQJ 9RL.H 0HPRV 7KH YRL.H PHPR IXQ.WLRQ LV DOZD\V DYDLODEOH 7KH YRL.H PHPRV DUH VDYHG LQ \RXU PRELOH SKRQH DQG .DQ EH D..HVVHG HYHQ LI \RX .KDQJH \RXU 6,0 .DUG 7R UH.RUG D YRL.H PHPR ‡...
Page 82 /LVWHQLQJ WR 9RL.H 0HPRV <RX .DQ OLVWHQ WR \RXU YRL.H PHPRV DW DQ\ WLPH H[.HSW GXULQJ D .DOO 7R OLVWHQ WR \RXU YRL.H PHPRV 3UHVV WKH YRL.H PHPR EXWWRQ 6.UROO WR WKH YRL.H PHPR \RX ZLVK WR KHDU 3UHVV WKH YRL.H PHPR EXWWRQ ,I \RX ZDQW WR ‡...
Page 83 6HWWLQJV <RX .DQ .KRRVH WR VKRZ WKH GDWH WLPH RU OHQJWK RI WKH YRL.H PHPR 7R VHW WKH YLHZ RI \RXU YRL.H PHPRV 6.UROO WR ([WUDV 9RL.H PHPR 6HW YLHZ < ( 6 < ( 6 < ( 6 6.UROO WR 'DWH UH.RUGHG DQG SUHVV LI \RX GR QRW ZDQW WKLV LQIRUPDWLRQ WR EH VKRZQ 7KH WL.N LQ WKH ER[ GLVDSSHDUV 3UHVV...
Page 84 9RL.H 0DLO 6HUYL.H 7KH DQVZHULQJ VHUYL.H RI \RXU QHWZRUN DOORZV .DOOHUV WR OHDYH D YRL.H PHVVDJH ZKHQ \RX .DQQRW DQVZHU \RXU .DOOV 6RPH RSHUDWRUV LQIRUP \RX E\ VHQGLQJ D VSH.LIL. 9RL.H PDLO LQGL.DWLRQ ,I WKLV LV WKH .DVH WKH YRL.H PDLO L.RQ DSSHDUV LQ WKH GLVSOD\ 0RVW RSHUDWRUV KRZHYHU LQIRUP \RX E\ VHQGLQJ D WH[W PHVVDJH DVNLQJ \RX WR .DOO \RXU 9RL.H PDLO VHUYL.H &DOOLQJ <RXU 9RL.H 0DLO...
Page 85: Lyhuwlqj &Doov
'LYHUWLQJ &DOOV <RX .DQ XVH WKH 'LYHUW .DOOV VHUYL.H WR GLYHUW LQ.RPLQJ .DOOV WR DQRWKHU SKRQH QXPEHU ZKHQ \RX DUH XQDEOH WR DQVZHU )RU YRL.H .DOOV \RX .DQ .KRRVH EHWZHHQ WKH IROORZLQJ GLYHUW DOWHUQDWLYHV ‡ 'LYHUW DOZD\V GLYHUW DOO YRL.H .DOOV ‡...
Page 86 &DQ.HOOLQJ 'LYHUW &DOOV 7R .DQ.HO 'LYHUW .DOOV 6.UROO WR 6HWWLQJV &DOO RSWLRQV 'LYHUW .DOOV < ( 6 < ( 6 < ( 6 6HOH.W D .DOO W\SH DQG SUHVV < ( 6 6.UROO WR WKH GLYHUW \RX ZDQW WR .DQ.HO DQG SUHVV <...
Page 87 0RUH WKDQ 2QH &DOO <RX .DQ KDQGOH PRUH WKDQ RQH .DOO VLPXOWDQHRXVO\ )RU H[DPSOH \RX .DQ SXW DQ RQJRLQJ .DOO RQ KROG ZKLOH \RX PDNH RU DQVZHU D VH.RQG .DOO DQG WKHQ VZLW.K EHWZHHQ WKH WZR .DOOV <RX .DQ DOVR VHW XS D &RQIHUHQ.H .DOO WR KDYH D MRLQW .RQYHUVDWLRQ ZLWK XS WR IRXU RWKHU SHRSOH 1RWH 'HSHQGLQJ RQ ZKHWKHU D .DOO LV RQJRLQJ RU QRW HLWKHU WKH &DOO...
Page 88 5H.HLYLQJ D 6H.RQG &DOO ,I WKH &DOO ZDLWLQJ VHUYL.H LV RQ \RX KHDU D WRQH LQ WKH HDUSLH.H LI \RX UH.HLYH D VH.RQG .DOO 7KH QXPEHU RU QDPH RI WKH .DOOHU LV QRUPDOO\ VKRZQ DW WKH WRS RI WKH GLVSOD\ WRJHWKHU ZLWK D OLVW RI WKH DOWHUQDWLYHV $QVZHU %XV\ DQG 5HOHDVH DQVZHU ,I WKH LQ.RPLQJ .DOO LV D UHVWUL.WHG QXPEHU WKH GLVSOD\ VKRZV :LWKKHOG 7R SXW WKH RQJRLQJ .DOO RQ KROG DQG DQVZHU WKH ZDLWLQJ .DOO...
Page 89 5H.HLYLQJ D 7KLUG &DOO ,I WKH &DOO ZDLWLQJ VHUYL.H LV RQ \RX PD\ UH.HLYH D WKLUG .DOO ZKHQ \RX KDYH RQH D.WLYH .DOO DQG D VH.RQG .DOO RQ KROG )URP QRZ RQ \RX .DQQRW DQVZHU DQ\ PRUH .DOOV ZLWKRXW GLV.RQQH.WLQJ RQH XQOHVV \RX .UHDWH D .RQIHUHQ.H .DOO <RX KHDU D WRQH LQ WKH HDUSLH.H DQG %XV\ DQG 5HOHDVH DQVZHU DSSHDU LQ WKH GLVSOD\ 7R HQG WKH RQJRLQJ .DOO DQG D..HSW WKH ZDLWLQJ .DOO...
Page 90 +DYLQJ D 3ULYDWH &RQYHUVDWLRQ <RX .DQ KDYH D SULYDWH .RQYHUVDWLRQ ZLWK RQH RI WKH SDUWL.LSDQWV DQG SXW WKH RWKHU SDUWL.LSDQWV RQ KROG 7R H[WUD.W D SDUWL.LSDQW 6.UROO WR 2QJRLQJ .DOO ([WUD.W SDUW < ( 6 < ( 6 6HOH.W WKH SDUWL.LSDQW DQG SUHVV <( 6 <RX PD\ QRZ KDYH D SULYDWH .RQYHUVDWLRQ ZLWK WKH SDUWL.LSDQW 7R UHMRLQ WKH SDUWL.LSDQW WR WKH .RQIHUHQ.H JURXS...
Page 91 &DOO 7LPH DQG &DOO &RVW 'XULQJ D .DOO WKH GXUDWLRQ LV VKRZQ LQ WKH GLVSOD\ ,I \RX VXEV.ULEH WR .RVW LQIRUPDWLRQ WKH .DOO .RVW RU WKH QXPEHU RI .DOO XQLWV LV GLVSOD\HG LQVWHDG &KH.NLQJ WKH 7LPH RU &RVW 7KH &DOO LQIR PHQX DOORZV \RX WR .KH.N WKH WRWDO WLPH RU .RVW RI \RXU .DOOV <RX .DQ DOVR .KH.N WKH .DOO WLPH DQG .RVW E\ SUHVVLQJ 7R .KH.N WKH .DOO WLPH RI WKH ODVW .DOO ‡...
Page 92 1RWH ,I \RX GR QRW VSH.LI\ D SUL.H SHU .DOO XQLW WKH QXPEHU RI .DOO XQLWV LV GLVSOD\HG GXULQJ D .DOO DQG LQ /DVW .DOO DQG 7RWDO .RVW LQ WKH &DOO LQIR PHQX 7R HQWHU WKH SUL.H SHU .DOO XQLW 6.UROO WR &DOO LQIR &DOO .RVWV 6HW WDULII...
Page 93 1HWZRUNV 6HDU.KLQJ IRU 1HWZRUNV :KHQ \RX WXUQ RQ WKH SKRQH LW VHDU.KHV IRU WKH ODVW D..HVVHG QHWZRUN ,I WKLV LV QRW ZLWKLQ UDQJH \RX PD\ XVH DQRWKHU QHWZRUN SURYLGHG \RXU KRPH QHWZRUN KDV DQ DJUHHPHQW WKDW DOORZV \RX WR GR VR 7KLV LV .DOOHG URDPLQJ 7R VWDUW DQ DXWRPDWL.
Page 94 7KH QXPEHU RI QHWZRUNV WKDW .DQ EH VDYHG LQ WKH OLVW GHSHQGV RQ \RXU 6,0 .DUG 7R YLHZ WKH OLVW RI QHWZRUNV 6.UROO WR 6HWWLQJV 1HWZRUNV 3UHIHUUHG QHWV < ( 6 <( 6 < ( 6 7KH QDPH RI WKH ILUVW QHWZRUN LV GLVSOD\HG WR V.UROO WKURXJK WKH QHWZRUNV LQ WKH OLVW 7R VHH D QHWZRUN¶V IXOO QDPH 6.UROO WR 6HWWLQJV...
Page 95 7R WXUQ RQ WKH DXWRPDWL. RU PDQXDO VHDU.K PRGH 6.UROO WR 6HWWLQJV 1HWZRUNV 6HDU.K PRGH < ( 6 < ( 6 < ( 6 6HOH.W $XWRPDWL. RU 0DQXDO DQG SUHVV < ( 6 1HWZRUNV...
Page 96 6H.XULW\ <RX .DQ SURWH.W \RXU SKRQH DQG VXEV.ULSWLRQ IURP XQDXWKRUL]HG XVH LQ VHYHUDO ZD\V )RU H[DPSOH \RX .DQ OR.N WKH SKRQH RU VXEV.ULEH WR VSH.LIL. VHUYL.HV VX.K DV WKH 5HVWUL.W &DOOV VHUYL.H /R.NLQJ WKH 6,0 &DUG 7KH 6,0 .DUG OR.N SURWH.WV \RXU VXEV.ULSWLRQ EXW QRW \RXU SKRQH LWVHOI IURP XQDXWKRUL]HG XVH ,I \RX .KDQJH 6,0 .DUGV WKH SKRQH VWLOO ZRUNV ZLWK WKH QHZ 6,0 .DUG 0RVW 6,0 .DUGV DUH OR.NHG DW WKH WLPH RI SXU.KDVH ,I WKH 6,0 .DUG...
Page 97 7R WXUQ WKH 6,0 .DUG OR.N RQ RU RII 6.UROO WR 6HWWLQJV /R.NV 6,0 OR.N < ( 6 < (6 < ( 6 3URWH.WLRQ < ( 6 6HOH.W 2Q RU 2II HQWHU \RXU 3,1 DQG SUHVV < ( 6 7KH PHVVDJH /R.NHG RU 8QOR.NHG .RQILUPV WKDW WKH .DUG OR.N KDV QRZ EHHQ WXUQHG RQ RU RII /R.NLQJ WKH 3KRQH 7KH SKRQH OR.N SURWH.WV WKH SKRQH DJDLQVW XQDXWKRUL]HG XVH LI LW LV...
Page 98 1RWH <RX .DQ .DOO WKH HPHUJHQ.\ QXPEHU HYHQ LI WKH NH\SDG LV OR.NHG ,I WKH SKRQH DODUP ULQJV \RX .DQ WXUQ LW RII E\ SUHVVLQJ DQ\ NH\ 7KH NH\SDG LV OR.NHG XQWLO \RX ‡ DQVZHU DQ LQ.RPLQJ .DOO ‡ UHDG DQ LQ.RPLQJ PHVVDJH ‡...
Page 99 ‡ 7R .DQ.HO DOO .DOO UHVWUL.WLRQV VHOH.W &DQ.HO DOO ‡ 7R .KH.N WKH VWDWXV RI D .DOO UHVWUL.WLRQ VHOH.W WKH .DOO UHVWUL.WLRQ RSWLRQ DQG WKHQ *HW VWDWXV ‡ 7R .KDQJH WKH SDVVZRUG VHOH.W &KDQJH SDVVZG 1RWH ,I \RX GLYHUW LQ.RPLQJ .DOOV \RX .DQQRW WXUQ RQ VRPH 5HVWUL.W .DOOV RSWLRQV )L[HG 'LDOOLQJ 7KH )L[HG GLDOOLQJ IXQ.WLRQ DOORZV .DOOV WR EH PDGH RQO\ WR .HUWDLQ...
Page 100 (QWHU WKH LQGH[ QXPEHU RI WKH JURXS DQG SUHVV < ( 6 7KH LQGH[ QXPEHUV DUH SURYLGHG E\ \RXU QHWZRUN RSHUDWRU 7R D.WLYDWH D .ORVHG XVHU JURXS 6.UROO WR 6HWWLQJV &DOO RSWLRQV &ORVHG JURXSV < ( 6 < ( 6 <...
Page 101 &RGH 0HPR ,QVWHDG RI KDYLQJ WR UHPHPEHU DOO WKH GLIIHUHQW VH.XULW\ .RGHV IRU .UHGLW .DUGV HW. \RX .DQ VDYH WKHP LQ WKH &RGH PHPR LQ \RXU SKRQH 7KHQ DOO \RX QHHG WR UHPHPEHU LV WKH SDVVZRUG WR RSHQ WKH &RGH PHPR <RX .DQ VDYH D PD[LPXP RI .RGHV LQ WKH &RGH PHPR &KH.NZRUG DQG 6H.XULW\ 7R .RQILUP WKDW \RX KDYH HQWHUHG WKH .RUUH.W SDVVZRUG IRU WKH &RGH...
Page 102 (QWHU D QDPH DVVR.LDWHG ZLWK WKH .RGH IRU H[DPSOH WKH QDPH RI WKH .UHGLW .DUG .RPSDQ\ DQG SUHVV < ( 6 (QWHU WKH .RGH DQG SUHVV < ( 6 7R RSHQ &RGH PHPR 6.UROO WR ([WUDV &RGH PHPR < ( 6 <...
Page 103 7ZR 9RL.H /LQHV ,I \RXU VXEV.ULSWLRQ VXSSRUWV WKH 7ZR OLQH VHUYL.H \RXU SKRQH KDV WZR YRL.H OLQHV ZLWK GLIIHUHQW SKRQH QXPEHUV VHSDUDWH ELOOV DQG SHUKDSV GLIIHUHQW VXEV.ULSWLRQ VHUYL.HV 7KLV LV XVHIXO LI IRU H[DPSOH \RX ZDQW WR NHHS EXVLQHVV .DOOV DQG SULYDWH .DOOV RQ VHSDUDWH OLQHV <RX PD\ KDYH GLIIHUHQW VHWWLQJV IRU HD.K OLQH IRU H[DPSOH WKH ULQJ VLJQDO RU GLYHUW .DOOV <RX PD\ DOVR KDYH VHSDUDWH YRL.H PDLO QXPEHUV IRU HD.K SKRQH OLQH LI WKLV LV VXSSRUWHG E\ \RXU VXEV.ULSWLRQ 6RPH...
Page 104 /R.NLQJ 2QH /LQH <RX .DQ .KRRVH WR OR.N RQH RI WKH OLQHV VR WKDW LW .DQQRW EH XVHG XQOHVV \RX HQWHU WKH 3,1 7R OR.N D SKRQH OLQH 6.UROO WR 6HWWLQJV /R.NV < ( 6 < (6 6HOH.W WKH SKRQH OLQH \RX ZDQW WR OR.N /R.N OLQH RU /R.N OLQH 3UHVV <...
Page 105 &DOOLQJ &DUG &DOOV :KHQ PDNLQJ LQWHUQDWLRQDO RU ORQJ GLVWDQ.H .DOOV \RX PD\ ZDQW WR XVH WKH .DOOLQJ .DUG VHUYL.H WR UHGLUH.W WKH .KDUJHV WR D .UHGLW .DUG D..RXQW LQVWHDG RI \RXU QRUPDO D..RXQW 1RWH <RX .DQQRW XVH WKH .DOOLQJ .DUG VHUYL.H ZKHQ PDNLQJ D GDWD .DOO &DOOLQJ &DUG 6HUYL.H 7R EH DEOH WR PDNH .DOOLQJ .DUG .DOOV \RX QHHG WR WXUQ RQ WKH VHUYL.H...
Page 106 7R GHOHWH D .DUG QXPEHU 6.UROO WR 3KRQH ERRN &DOOLQJ .DUGV <( 6 < ( 6 6.UROO WR WKH .DUG QXPEHU WKDW \RX ZDQW WR GHOHWH DQG SUHVV 3UHVV < ( 6 7R HGLW D .DUG QXPEHU 6.UROO WR 3KRQH ERRN &DOOLQJ .DUGV <( 6 <...
Page 107 *DPHV <RXU SKRQH LQ.OXGHV WZR JDPHV 7HQQLV DQG (UL[ 7HQQLV <RX .DQ SOD\ 7HQQLV E\ \RXUVHOI RU DJDLQVW D XVHU RI DQRWKHU 5 SKRQH XVLQJ %OXHWRRWK ZLUHOHVV WH.KQRORJ\ RU WKH LQIUDUHG SRUW <RX SOD\ VHYHQ VHWV 7LS 5HDG DERXW ³%OXHWRRWKŒ :LUHOHVV 7H.KQRORJ\´ RQ SDJH DQG ³,QIUDUHG 3RUW´...
Page 108 7R .RQWURO 7HQQLV <RX DUH WKH WHQQLV SOD\HU RQ WKH OHIW ‡ PRYH WKH WHQQLV SOD\HU XS ‡ PRYH WKH WHQQLV SOD\HU GRZQ ,I WZR SHRSOH SOD\ RQ WKH VDPH SKRQH WKH WHQQLV SOD\HU RQ WKH ULJKW .RQWUROV WKH JDPH DV IROORZV ‡...
Page 109 7RROV $ODUP &OR.N 7KH SKRQH KDV DQ DODUP .OR.N WKDW .DQ EH VHW WR ULQJ DW D VSH.LIL. WLPH ZLWKLQ KRXUV <RX .DQ DOVR VHW D UH.XUUHQW DODUP WR ULQJ DW D VSH.LIL. WLPH RQ VHYHUDO GD\V )RU H[DPSOH LW .DQ ULQJ DW DP RQ 0RQGD\ :HGQHVGD\ DQG )ULGD\ <RX .DQ KDYH ERWK WKHVH DODUPV VHW DW WKH VDPH WLPH (YHQ LI \RX KDYH VHW \RXU SKRQH WR VLOHQW WKH DODUP DQG WLPHU VLJQDO ULQJV...
Page 110 7R .KDQJH WKH WLPH IRU D UH.XUUHQW DODUP 6.UROO WR ([WUDV 7LPH $ODUPV 5H.XUUHQW DODUP < ( 6 < (6 < ( 6 < ( 6 6HOH.W 1HZ WLPH DQG SUHVV < (6 (QWHU WKH QHZ WLPH IRU \RXU UH.XUUHQW DODUP DQG SUHVV <...
Page 111 7LPHU 7KH SKRQH KDV D EXLOWLQ KRXU WLPHU 7R VHW WKH WLPHU 6.UROO WR ([WUDV 7LPH 7LPHU < ( 6 < ( 6 < ( 6 (QWHU WKH KRXUV PLQXWHV DQG VH.RQGV DQG SUHVV < ( 6 7KH .RXQWGRZQ EHJLQV 7KH WLPHU LV VKRZQ LQ VWDQGE\ PRGH :KHQ WKH DOHUW VRXQGV SUHVV DQ\ NH\ WR WXUQ LW RII 7R VHW D QHZ WLPH ZKHQ WKH WLPHU LV UXQQLQJ 6.UROO WR ([WUDV...
Page 112 2QOLQH 6HUYL.HV 2QOLQH VHUYL.HV DUH .XVWRPL]HG VHUYL.HV RIIHUHG E\ QHWZRUN RSHUDWRUV LQGHSHQGHQWO\ RI PRELOH SKRQHV DQG PRELOH SKRQH PDQXID.WXUHUV $ 6,0 .DUG ZKL.K VXSSRUWV 2QOLQH VHUYL.HV ZRUNV LQ WKH VDPH ZD\ DV D QRUPDO 6,0 .DUG :KHQ \RX KDYH LQVHUWHG \RXU 6,0 .DUG DQG WXUQHG RQ \RXU SKRQH \RXU QHWZRUN RSHUDWRU .DQ GRZQORDG GDWD WR \RXU 6,0 .DUG $IWHU WKH ILUVW GDWD GRZQORDG DQG DIWHU UHVWDUWLQJ \RXU SKRQH D QHZ PHQX DSSHDUV LQ \RXU SKRQH DV WKH ILUVW VXEPHQX XQGHU...
Page 113 (UL.VVRQ 0RELOH ,QWHUQHW :KHQ \RX DUH RQ WKH PRYH DQG LQ QHHG RI .RPPXQL.DWLRQ DQG LQIRUPDWLRQ WKH (UL.VVRQ 0RELOH ,QWHUQHW LV WKH DQVZHU 7KH (UL.VVRQ 0RELOH ,QWHUQHW LV D VHUYL.H VXSSOLHG E\ (UL.VVRQ WR PDNH LW HDVLHU IRU \RX WR .RPPXQL.DWH DQG UH.HLYH LQIRUPDWLRQ TXL.NO\ ZKHUHYHU \RX DUH ,W JLYHV \RX D..HVV WR YDULRXV PHVVDJLQJ VHUYL.HV RQOLQH .XVWRPHU VHUYL.HV XVHU PDQXDOV DQG RWKHU XVHIXO LQIRUPDWLRQ 6RPH :$3 SURILOHV .DQ EH VHW XS IURP \RXU 3&...
Page 114 7URXEOHVKRRWLQJ +HUH DUH VRPH SUREOHPV WKDW \RX PLJKW KDYH ZKLOH XVLQJ \RXU SKRQH 6RPH SUREOHPV UHTXLUH WKDW \RX .DOO \RXU VHUYL.H SURYLGHU EXW PRVW RI WKH SUREOHPV \RX HQ.RXQWHU \RX .DQ HDVLO\ .RUUH.W \RXUVHOI (UURU 0HVVDJHV ,QVHUW &DUG 7KHUH LV QR 6,0 .DUG LQ WKH SKRQH RU \RX PD\ KDYH LQVHUWHG LW LQ.RUUH.WO\ ,QVHUW D 6,0 .DUG 6HH ³6,0 &DUG´...
Page 115 3KRQH /R.NHG 7KH SKRQH LV OR.NHG 7R XQOR.N WKH SKRQH VHH ³/R.NLQJ WKH 3KRQH´ RQ SDJH 3KRQH /R.N &RGH <RXU SKRQH .RPHV ZLWK WKH SKRQH OR.N .RGH <RX .DQ .KDQJH LW WR DQ\ IRXU WR HLJKWGLJLW .RGH 6HH ³/R.NLQJ WKH 3KRQH´ RQ SDJH 1XPEHU QRW 3HUPLWWHG 7KH )L[HG 'LDOOLQJ IXQ.WLRQ LV RQ DQG WKH QXPEHU \RX KDYH GLDOOHG LV QRW RQ \RXU IL[HG QXPEHUV OLVW 6HH ³)L[HG 'LDOOLQJ´...
Page 116 &DQQRW $..HVV 0\ &RQWD.WV <RXU .RQWD.WV DUH QRW VDYHG LQ WKH SKRQH 7R .RS\ WKH .RQWD.WV WR WKH SKRQH VHH ³7R .RS\ .RQWD.WV WR WKH SKRQH´ RQ SDJH 7URXEOHVKRRWLQJ...
Page 117 7H.KQL.DO 'DWD *HQHUDO 3URGX.W QDPH 5 6\VWHP *60 *60*60 6,0 .DUG 6PDOO SOXJLQ .DUG 9 RU 9 W\SH 7\SH QXPEHU %9 7DONWLPH ZLWK DQ XOWUD VOLP 8S WR KRXUV EDWWHU\ 6WDQGE\ WLPH ZLWK DQ XOWUD 8S WR KRXUV ! GD\V VOLP EDWWHU\ 'LPHQVLRQV 6L]H...
Page 118 ,QIUDUHG .RPPXQL.DWLRQ &RYHUDJH DUHD 8S WR PHWUH IW 6WDQGDUGV IRU WUDQVIHU 5 VXSSRUWV IXOO LPSOHPHQWDWLRQ RI VWDQGDUG ,U'$ DQG ,U'$8OWUD 'DWD WUDQVPLVVLRQ UDWH 8S WR NEV &/$66 /(' 352'8&7 7KH ,U'$ )HDWXUH 7UDGHPDUN LV RZQHG E\ WKH ,QIUDUHG 'DWD $VVR.LDWLRQ DQG LV XVHG XQGHU OL.HQ.H WKHUHIURP &DEOH &DEOH W\SH...
Page 119 6DIH DQG (IIL.LHQW 8VH 1RWH 3OHDVH UHDG WKLV LQIRUPDWLRQ EHIRUH XVLQJ \RXU PRELOH SKRQH <RXU PRELOH SKRQH LV D KLJKO\ VRSKLVWL.DWHG HOH.WURQL. GHYL.H 7R JHW WKH PRVW RXW RI \RXU PRELOH SKRQH SOHDVH UHDG WKLV VH.WLRQ DERXW SURGX.W .DUH DQG VDIH DQG HIIL.LHQW XVH 3URGX.W &DUH ‡...
Page 120 ‡ 8VH RQO\ DQ DQWHQQD WKDW KDV EHHQ VSH.LIL.DOO\ GHVLJQHG IRU \RXU PRELOH SKRQH 8VH RI XQDXWKRUL]HG DQWHQQDV PRGLIL.DWLRQV RU DWWD.KPHQWV .RXOG GDPDJH WKH PRELOH SKRQH DQG PD\ YLRODWH WKH DSSURSULDWH UHJXODWLRQV .DXVLQJ ORVV RI SHUIRUPDQ.H DQG UDGLR IUHTXHQ.\ 5) HQHUJ\ DERYH WKH UH.RPPHQGHG OLPLWV (IIL.LHQW 8VH )RU RSWLPXP SHUIRUPDQ.H ZLWK PLQLPXP SRZHU .RQVXPSWLRQ SOHDVH ‡...
Page 121 ,&1,53 +HDOWK 3K\VL.V YRO SS $SULO ‡ (& (8 &RXQ.LO 5H.RPPHQGDWLRQ RQ WKH OLPLWDWLRQ RI H[SRVXUH WR WKH JHQHUDO SXEOL. WR HOH.WURPDJQHWL. ILHOGV +] *+] 2IIL.LDO -RXUQDO RI WKH (XURSHDQ &RPPXQLWLHV -XO\ ‡ $16,,((( & ³6DIHW\ OHYHOV ZLWK UHVSH.W WR KXPDQ H[SRVXUH WR UDGLR IUHTXHQ.\ HOH.WURPDJQHWL.
Page 122 (OH.WURQL. 'HYL.HV 0RVW PRGHUQ HOH.WURQL. HTXLSPHQW IRU H[DPSOH HTXLSPHQW LQ KRVSLWDOV DQG .DUV LV VKLHOGHG IURP 5) HQHUJ\ +RZHYHU .HUWDLQ HOH.WURQL. HTXLSPHQW LV QRW WKHUHIRUH ‡ 'R QRW XVH \RXU PRELOH SKRQH QHDU PHGL.DO HTXLSPHQW ZLWKRXW UHTXHVWLQJ SHUPLVVLRQ 0RELOH SKRQHV PD\ DIIH.W WKH RSHUDWLRQ RI VRPH LPSODQWHG .DUGLD. SD.HPDNHUV DQG RWKHU PHGL.DOO\ LPSODQWHG HTXLSPHQW 3D.HPDNHU SDWLHQWV VKRXOG EH DZDUH WKDW WKH XVH RI D PRELOH SKRQH YHU\ .ORVH WR D SD.HPDNHU PLJKW .DXVH WKH GHYL.H WR PDOIXQ.WLRQ $YRLG SOD.LQJ...
Page 123 $UHDV ZLWK D SRWHQWLDOO\ H[SORVLYH DWPRVSKHUH DUH RIWHQ EXW QRW DOZD\V .OHDUO\ PDUNHG 7KH\ LQ.OXGH IXHOOLQJ DUHDV VX.K DV SHWURO VWDWLRQV EHORZ GH.N RQ ERDWV IXHO RU .KHPL.DO WUDQVIHU RU VWRUDJH ID.LOLWLHV DQG DUHDV ZKHUH WKH DLU .RQWDLQV .KHPL.DOV RU SDUWL.OHV VX.K DV JUDLQ GXVW RU PHWDO SRZGHUV 'R QRW WUDQVSRUW RU VWRUH IODPPDEOH JDV OLTXLG RU H[SORVLYHV LQ WKH VDPH .RPSDUWPHQW RI \RXU YHKL.OH WKDW .RQWDLQV \RXU PRELOH SKRQH...
Page 124 5HPHPEHU LQ RUGHU WR PDNH RU UH.HLYH .DOOV WKH PRELOH SKRQH PXVW EH VZLW.KHG RQ DQG LQ D VHUYL.H DUHD ZLWK DGHTXDWH .HOOXODU VLJQDO VWUHQJWK (PHUJHQ.\ .DOOV PD\ QRW EH SRVVLEOH RQ DOO .HOOXODU SKRQH QHWZRUNV RU ZKHQ .HUWDLQ QHWZRUN VHUYL.HV DQGRU PRELOH SKRQH IHDWXUHV DUH LQ XVH &KH.N ZLWK \RXU OR.DO VHUYL.H SURYLGHU %DWWHU\ ,QIRUPDWLRQ &KDUJLQJ WKH %DWWHU\...
Page 125 ‡ 'R QRW H[SRVH WKH EDWWHU\ WR OLTXLG ‡ 'R QRW DOORZ WKH EDWWHU\ WR EH SXW LQWR WKH PRXWK %DWWHU\ HOH.WURO\WHV PD\ EH WR[L. LI VZDOORZHG 'LVSRVLQJ RI WKH %DWWHU\ 7KH EDWWHU\ VKRXOG QHYHU EH SOD.HG LQ PXQL.LSDO ZDVWH 3OHDVH .KH.N OR.DO UHJXODWLRQV IRU GLVSRVDO RI EDWWHULHV 6DIH DQG (IIL.LHQW 8VH...
Page 126 /LPLWHG :DUUDQW\ 7KDQN \RX IRU SXU.KDVLQJ WKLV (UL.VVRQ 3URGX.W 7R JHW PD[LPXP XVH RI \RXU QHZ 3URGX.W ZH UH.RPPHQG WKDW \RX IROORZ D IHZ VLPSOH VWHSV ‡ 5HDG WKH *XLGHOLQHV IRU 6DIH DQG (IIL.LHQW XVH ‡ 5HDG DOO WKH WHUPV DQG .RQGLWLRQV RI \RXU (UL.VVRQ :DUUDQW\ ‡...
Page 127 ,I (UL.VVRQ UHSDLUV RU UHSOD.HV WKH 3URGX.W WKH UHSDLUHG RU UHSOD.HG 3URGX.W VKDOO EH ZDUUDQWHG IRU WKH UHPDLQLQJ WLPH RI WKH RULJLQDO ZDUUDQW\ SHULRG RU IRU QLQHW\ GD\V IURP WKH GDWH RI UHSDLU ZKL.KHYHU LV ORQJHU 5HSDLU RU UHSOD.HPHQW PD\ LQYROYH WKH XVH RI IXQ.WLRQDOO\ HTXLYDOHQW UH.RQGLWLRQHG XQLWV 5HSOD.HG IDXOW\ SDUWV RU .RPSRQHQWV ZLOO EH.RPH WKH SURSHUW\ RI (UL.VVRQ 7KLV ZDUUDQW\ GRHV QRW .RYHU DQ\ IDLOXUH RI WKH 3URGX.W GXH WR...
Page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
Page 129 5HJXODWRU\ ,QIRUPDWLRQ 'H.ODUDWLRQ RI &RQIRUPLW\ :H (UL.VVRQ 0RELOH &RPPXQL.DWLRQV $% RI 7RUVKDPQVJDWDQ 6 6WR.NKROP 6ZHGHQ GH.ODUH XQGHU RXU VROH UHVSRQVLELOLW\ WKDW RXU SURGX.W (UL.VVRQ W\SH %9 DQG LQ .RPELQDWLRQ ZLWK RXU D..HVVRULHV WR ZKL.K WKLV GH.ODUDWLRQ UHODWHV LV LQ .RQIRUPLW\ ZLWK WKH DSSURSULDWH VWDQGDUGV *33 76 (76 DQG (1 IROORZLQJ WKH SURYLVLRQV RI 5DGLR (TXLSPHQW DQG 7HOH.RPPXQL.DWLRQ (TXLSPHQW GLUH.WLYH (&...
Page 130 $EVRUSWLRQ 5DWH OHYHOV IRU WKH SKRQH (UL.VVRQ KDV QRW PHDVXUHG DQG PDNHV QR UHSUHVHQWDWLRQ DERXW WKH ERG\ ZRUQ 6$5 OHYHOV ZKHQ WKH SKRQH LV XVHG ZLWK QRQ(UL.VVRQ D..HVVRULHV 7KLV GHYL.H .RPSOLHV ZLWK 3DUW RI WKH )&& UXOHV 2SHUDWLRQ LV VXEMH.W WR WKH IROORZLQJ WZR .RQGLWLRQV 7KLV GHYL.H PD\ QRW .DXVH KDUPIXO LQWHUIHUHQ.H DQG 7KLV GHYL.H PXVW D..HSW DQ\ LQWHUIHUHQ.H UH.HLYHG LQ.OXGLQJ LQWHUIHUHQ.H WKDW PD\ .DXVH...
Page 131 ,.RQV 7KH WDEOH EHORZ VKRZV L.RQV ZKL.K PD\ DSSHDU LQ VWDQGE\ RU LQ WKH PHQXV ,.RQ 'HV.ULSWLRQ <RXU SHUVRQDO SKRQH ERRN +DQGOLQJ RI WH[W DQG YRL.H PHVVDJHV +DQGOLQJ RI .DOO WLPH .DOO .RVW LQIRUPDWLRQ DQG RQJRLQJ .DOOV 3HUVRQDO VHWWLQJV SURILOHV GLYHUW .DOOV QHWZRUNV DQG YRL.H .RQWURO %OXHWRRWK .DOHQGDU V\Q.KURQL]DWLRQ YRL.H PHPR DODUP .OR.N DQG RWKHU H[WUDV...
Page 132 ,.RQ 'HV.ULSWLRQ 7KH DODUP .OR.N KDV EHHQ VHW DQG LV RQ <RX KDYH UH.HLYHG D WH[W PHVVDJH <RX KDYH UH.HLYHG D YRL.H PHVVDJH <RX KDYH UH.HLYHG D :$3 SXVK PHVVDJH 7KH %OXHWRRWK IXQ.WLRQ LV RQ 7KH %OXHWRRWK IXQ.WLRQ LV LQ GLV.RYHUDEOH PRGH %OXHWRRWK .RPPXQL.DWLRQ LV LQ SURJUHVV 7KH LQIUDUHG SRUW LV RQ ,QIUDUHG .RPPXQL.DWLRQ LV LQ SURJUHVV...
Page 133 ,.RQ 'HV.ULSWLRQ $ KRPH QXPEHU LQ WKH SKRQH ERRN $ ZRUN QXPEHU LQ WKH SKRQH ERRN $ PRELOH QXPEHU LQ WKH SKRQH ERRN $ ID[ QXPEHU LQ WKH SKRQH ERRN $QRWKHU QXPEHU LQ WKH SKRQH ERRN $Q HPDLO DGGUHVV LQ WKH SKRQH ERRN $ YRL.H .RPPDQG KDV EHHQ UH.RUGHG IRU D .RQWD.W QDPH <RX KDYH UH.RUGHG D YRL.H PHPR...
Page 134 ,.RQ 'HV.ULSWLRQ $ WDVN RI KLJK SULRULW\ $ WDVN RI ORZ SULRULW\ 7KH WDVN LV WR PDNH D SKRQH .DOO 7KH WDVN LV WR ZULWH D PHVVDJH 7KH QHWZRUN LV SUHIHUUHG DQG .DQ EH XVHG 7KH QHWZRUN LV IRUELGGHQ DQG .DQQRW EH XVHG <RXU QHWZRUN LV ZLWKLQ UDQJH DQG .DQ EH XVHG ,.RQV...
Page 135 4XL.N .H\V 7KH WDEOH GHV.ULEHV VRPH RI WKH PRVW XVHIXO NH\ .RPELQDWLRQV 7R 'R WKLV ZKHQ LQ VWDQGE\ PDNH DQ HPHUJHQ.\ .DOO HQWHU WKH LQWHUQDWLRQDO HPHUJHQ.\ QXPEHU DQG SUHVV < ( 6 HQWHU DQG PRYH WKURXJK WKH PDLQ SUHVV PHQXV PRYH XS DQG GRZQ LQ WKH VXE SUHVV PHQXV...
Page 136 7R 'R WKLV GXULQJ D .DOO SXW D .DOO RQ KROG SUHVV <( 6 UHWULHYH D .DOO SUHVV <( 6 DJDLQ WXUQ RII WKH PL.URSKRQH SUHVV DQG KROG 7R 'R WKLV ZKHQ LQ WKH PHQXV PRYH WKURXJK PHQXV RU OLVWV VOLGH DQG KROG WKH YROXPH NH\ XS RU GRZQ VHOH.W D PHQX RU VHWWLQJ...
Page 137 7R 'R WKLV ZKHQ HQWHULQJ OHWWHUV XVLQJ 7 7H[W ,QSXW YLHZ DOWHUQDWLYH ZRUGV SUHVV D..HSW D ZRUG DQG DGG D VSD.H SUHVV HQWHU D IXOO VWRS SUHVV YLHZ DOWHUQDWLYH SXQ.WXDWLRQ SUHVV WKHQ UHSHDWHGO\ PDUNV VKLIW EHWZHHQ .DSLWDO DQG SUHVV WKHQ WKH OHWWHU ORZHU.DVH OHWWHUV HQWHU QXPEHUV SUHVV DQG KROG DQ\ RI WKH QXPEHU...
Page 138 4XL.N .H\V...
Page 139 ,QGH[ &DOO OLVW .DOOLQJ IURP .DOO OLVW $..HSW .DOOV VHUYL.H &DOO UHVWUL.WLRQV 6HH 5HVWUL.WLQJ $ODUP .OR.N .DOOV $QVZHUHG .DOOV LQGL.DWRU &DOO WLPH $QVZHULQJ .DOOV &DOO :DLWLQJ VHUYL.H $QVZHULQJ VHUYL.H 6HH 9RL.H PDLO &DOOHU ,' 6HH &DOOLQJ /LQH $UHD LQIRUPDWLRQ ,GHQWLIL.DWLRQ ...
Page 140 &RQIHUHQ.H .DOOV DGGLQJ QHZ SDUWL.LSDQWV ,.RQV LQ GLVSOD\ .UHDWLQJ ,QGL.DWRUV LQ GLVSOD\ H[WUD.WLQJ D SDUWL.LSDQW DQVZHUHG .DOOV SXWWLQJ .RQIHUHQ.H RQ KROG GLDOOHG QXPEHUV UHOHDVLQJ D SDUWL.LSDQW PLVVHG .DOOV UHYLHZLQJ SDUWL.LSDQWV ,QWHUQDWLRQDO .DOOV &RQWD.WV ,QWHUQDWLRQDO HPHUJHQ.\ QXPEHU ...
Page 141 6KRUW 0HVVDJH 6HUYL.H 6KRUW.XWV 3DXVH WR .RQWD.WV LQ SKRQH ERRN 3KRQH ERRN 6KRZLQJ \RXU QXPEHU EXVLQHVV .DUGV 6,0 .DUG .KH.NLQJ VWDWXV RI PHPRU\ LQVHUWLQJ .RQWD.WV XQEOR.NLQJ .UHDWLQJ 6,0 .DUG OR.N VKRUW.XWV WR .RQWD.WV D.WLYDWLQJ .DQ.HOOLQJ ...
Page 142 9RL.H PDLO .KDQJLQJ VLJQDO HQWHULQJ YRL.H PDLO QXPEHU 9ROXPH .KDQJLQJ 9ROXPH NH\ 9ROXPH NH\V :$3 VHUYL.HV EURZVLQJ SXVK PHVVDJHV VH.XULW\ ,QGH[...

Ericsson R520 User Manual

Quick Links

Related Manuals for Ericsson R520

Summary of Contents for Ericsson R520

Page 15: Xulqj D &Doo

Page 85: Lyhuwlqj &Doov