Pontiac 2003 Sunfire Owner's Manual page 23

5. To make the lap part tight, pull down on the buckle
end of the belt as you pull LIP on the shoulder belt.
The lap part of the belt should be worn low and snug on
the hips, just touching the thighs. In a crash,, this
applies force to the strong pelvic bones. And you'd be
less likely to slide under the lap belt. If you slid under it,
the belt would apply force at your abdomen. This
could cause serious or even fatal injuries. The shoulder
belt should go over the shoulder and across the
chest. These parts of the body are best able to take belt
restraining forces.
The safety belt locks if there's a sudden stop or crash,
or if you pull the belt very quickly out of the retractor.
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