Page 1 4390398 3KRQH %RRN 6DYLQJ &RQWDFWV &DOOLQJ D &RQWDFW (GLWLQJ WKH 3KRQH %RRN &RS\ WR DQG IURP WKH 6,0 &DUG %XVLQHVV &DUGV 3UHSDULQJ <RXU 3KRQH *URXSV $VVHPEO\ 7RXFK 7RQH 6HUYLFHV 6,0 &DUG &KHFNLQJ WKH 0HPRU\ %DWWHU\ ...
Page 2 )RUZDUGLQJ &DOOV 6WDUWLQJ WKH :$3 %URZVHU $FWLYDWLQJ )RUZDUG &DOOV ([LWLQJ WKH :$3 %URZVHU &DQFHOLQJ )RUZDUG &DOOV 2SWLRQV :KHQ %URZVLQJ &KHFNLQJ )RUZDUG 6WDWXV $GGLWLRQDO :$3 2SWLRQV 0RUH WKDQ 2QH &DOO 6HFXULW\ :$3 3XVK 0HVVDJHV &DOO :DLWLQJ 6HUYLFH 0DNLQJ D 6HFRQG &DOO (PDLO 5HFHLYLQJ D 6HFRQG &DOO ...
Page 3 7URXEOHVKRRWLQJ 0DNLQJ D &DOOLQJ &DUG &DOO (UURU 0HVVDJHV *DPHV 2WKHU 3UREOHPV 7HQQLV 7HFKQLFDO 'DWD (UL[ 7RROV 6DIH DQG (IILFLHQW 8VH $ODUP &ORFN /LPLWHG :DUUDQW\ 6WRSZDWFK 7LPHU 5HJXODWRU\ ,QIRUPDWLRQ &DOFXODWRU 2QOLQH 6HUYLFHV...
Page 4 (ULFVVRQ 7 )LUVW HGLWLRQ 0DUFK 7KLV 8VHU¶V *XLGH LV SXEOLVKHG E\ (ULFVVRQ 0RELOH &RPPXQLFDWLRQV $% ZLWKRXW DQ\ ZDUUDQW\ ,PSURYHPHQWV DQG FKDQJHV WR WKLV 8VHU¶V *XLGH QHFHVVLWDWHG E\ W\SRJUDSKLFDO HUURUV LQDFFXUDFLHV RI FXUUHQW LQIRUPDWLRQ RU LPSURYHPHQWV WR SURJUDPV DQGRU HTXLSPHQW PD\ EH PDGH E\ (ULFVVRQ 0RELOH &RPPXQLFDWLRQV $% DW DQ\ WLPH DQG ZLWKRXW QRWLFH 6XFK FKDQJHV ZLOO KRZHYHU EH LQFRUSRUDWHG LQWR QHZ HGLWLRQV RI WKLV 8VHU¶V *XLGH $OO ULJKWV UHVHUYHG...
Page 5 7 LV D 7ULSOH %DQG PRELOH SKRQH RSHUDWLQJ RQ *60 QHWZRUNV ,WV DGYDQFHG IXQFWLRQDOLW\ RIIHUV \RX D KRVW RI QHZ DQG LQWHUHVWLQJ IHDWXUHV HQVXULQJ \RX UHPDLQ HIILFLHQW DQG SURGXFWLYH QR PDWWHU ZKHUH \RX DUH 7 VXSSRUWV *356 *HQHUDO 3DFNHW 5DGLR 6HUYLFHV ZKLFK DUH GHVLJQHG WR NHHS \RX DOZD\V RQOLQH DQG IDFLOLWDWH UDSLG WUDQVPLVVLRQ RI GDWD ±...
Page 6 3UHSDULQJ <RXU 3KRQH )URQW ,QGLFDWRU OLJKW $QWHQQD (DUSLHFH 9ROXPH NH\ ,QIUDUHG 3RUW 3RZHU RQRII 'LVSOD\ $UURZ NH\V .H\SDG 0LFURSKRQH )OLS %DFN &RQQHFWRU IRU H[WHUQDO DQWHQQD %DWWHU\ UHOHDVH FDWFK %DWWHU\ +DQGVIUHH FRQQHFWRU +ROH IRU EHOW FOLS &KDUJLQJ FRQQHFWRU 3UHSDULQJ <RXU 3KRQH...
Page 7 $VVHPEO\ <RX QHHG WR GR WKH IROORZLQJ WR XVH \RXU SKRQH ‡ LQVHUW WKH 6,0 FDUG ‡ DWWDFK DQG FKDUJH WKH EDWWHU\ 6,0 &DUG <RXU QHWZRUN RSHUDWRU SURYLGHV \RX ZLWK D 6,0 6XEVFULEHU ,GHQWLW\ 0RGXOH FDUG 7KH 6,0 FDUG FRQWDLQV LQIRUPDWLRQ DERXW \RXU SKRQH QXPEHU WKH VHUYLFHV LQFOXGHG LQ \RXU VXEVFULSWLRQ DQG \RXU SKRQH ERRN DPRQJ RWKHU WKLQJV 1RWH...
Page 8 :KHQ WR &KDUJH WKH %DWWHU\ <RX FDQ FKDUJH WKH EDWWHU\ WKDW FRPHV ZLWK \RXU SKRQH ZKHQHYHU \RX ZLVK ZLWKRXW LWV SHUIRUPDQFH EHLQJ DIIHFWHG <RX FDQ DOVR FKDUJH WKH EDWWHU\ ZKHQ WKH SKRQH LV RII 7R UHPLQG \RX WKDW \RX ZLOO VRRQ QHHG WR FKDUJH WKH EDWWHU\ RU UHSODFH LW ZLWK D FKDUJHG RQH ‡...
Page 9 1RWH ,W PD\ WDNH XS WR PLQXWHV EHIRUH \RX JHW DQ LQGLFDWLRQ RI FKDUJLQJ LQ WKH GLVSOD\ LI \RX DUH FKDUJLQJ D QHZ EDWWHU\ WKDW LV FRPSOHWHO\ IODW RU D EDWWHU\ WKDW KDV QRW EHHQ XVHG IRU D ORQJ WLPH :KHQ WKH EDWWHU\ LV IXOO\ FKDUJHG WKH EDWWHU\ PHWHU LQ WKH GLVSOD\ LV IXOO DQG WKH LQGLFDWRU RQ WRS RI WKH SKRQH VKRZV D VWHDG\ JUHHQ OLJKW...
Page 10 7KH &OLS %\ XVLQJ WKH FOLS ZLWK \RXU SKRQH \RX FDQ KDQJ \RXU SKRQH IRU H[DPSOH RQ \RXU WURXVHUV RU VKLUW 7R XVH WKH FOLS ZLWK \RXU SKRQH 2SHQ WKH FOLS DQG VOLGH LW GRZQ 6OLGH WKH SKRQH LQWR WKH FOLS XQWLO \RX KHDU D FOLFN &ORVH WKH FOLS WR DWWDFK LW 5HPRYH WKH UXEEHU SOXJ...
Page 11 0DNLQJ &DOOV %HIRUH \RX FDQ PDNH DQG UHFHLYH FDOOV \RX QHHG WR WXUQ RQ WKH SKRQH DQG EH ZLWKLQ UDQJH RI D QHWZRUN 7XUQLQJ <RXU 3KRQH 2Q ‡ 2SHQ WKH IOLS ‡ 3UHVV DQG KROG WKH NH\ XQWLO \RX KHDU D WRQH 7KH 3,1 0RVW 6,0 FDUGV DUH SURWHFWHG ZLWK D 3,1 3HUVRQDO ,GHQWLW\ 1XPEHU ZKLFK \RX JHW IURP \RXU QHWZRUN RSHUDWRU DQG ZKLFK \RX QHHG LQ RUGHU...
Page 12 8VLQJ WKH &DOO /LVW 7KH QXPEHUV WKDW \RX KDYH GLDOHG DUH DOZD\V VDYHG LQ WKH &DOO OLVW ,I \RXU VXEVFULSWLRQ LQFOXGHV WKH &DOOLQJ /LQH ,GHQWLILFDWLRQ &/, VHUYLFH DQG WKH FDOOHU¶V QHWZRUN VHQGV WKH QXPEHU \RX ZLOO DOVR ILQG WKH QXPEHUV WRJHWKHU ZLWK D QDPH LI VDYHG LQ \RXU SKRQH ERRN RI DQVZHUHG DQG PLVVHG FDOOV LQ WKH FDOO OLVW ,I WKH LQFRPLQJ FDOO LV D UHVWULFWHG QXPEHU WKH GLVSOD\ VKRZV :LWKKHOG ,I WKH LQFRPLQJ FDOO LV DQ XQNQRZQ QXPEHU WKH GLVSOD\ VKRZV 8QNQRZQ...
Page 13 $XWRPDWLF 5H'LDOLQJ ,I WKH FRQQHFWLRQ IDLOHG ZKHQ \RX ILUVW FDOOHG WKH GLVSOD\ VKRZV 5HWU\" <RX FDQ QRZ UHGLDO WKH QXPEHU E\ SUHVVLQJ <RXU SKRQH < ( 6 DXWRPDWLFDOO\ UHGLDOV XS WR WHQ WLPHV ‡ XQWLO WKH FDOO LV VXFFHVVIXOO\ FRQQHFWHG <RX KHDU D ULQJ VLJQDO ‡...
Page 14 7R KLGH RU VKRZ \RXU SKRQH QXPEHU (QWHU WKH SKRQH QXPEHU \RX ZLVK WR FDOO 3UHVV XQWLO \RX UHDFK WKH &DOO LQIR PHQX SUHVV < ( 6 3UHVV XQWLO 1H[W FDOO LV KLJKOLJKWHG SUHVV < ( 6 3UHVV XQWLO +LGH P\ QXPEHU RU 6KRZ P\ QXPE LV KLJKOLJKWHG 3UHVV...
Page 15: Xulqj D &Doo
'XULQJ D &DOO (DUSLHFH 9ROXPH 'XULQJ D FDOO \RX FDQ FKDQJH WKH HDUSLHFH YROXPH E\ VOLGLQJ WKH YROXPH NH\ RQ WKH VLGH RI WKH SKRQH ‡ 6OLGH XS WR LQFUHDVH WKH YROXPH ‡ 6OLGH GRZQ WR GHFUHDVH WKH YROXPH 0LFURSKRQH 'XULQJ D FDOO \RX FDQ WXUQ RII WKH PLFURSKRQH ‡...
Page 16 &LSKHULQJ &LSKHULQJ LV D EXLOWLQ IHDWXUH WKDW HQFRGHV \RXU FDOOV DQG PHVVDJHV WR SURYLGH DGGLWLRQDO SULYDF\ $Q H[FODPDWLRQ PDUN LV VKRZQ LQ WKH GLVSOD\ GXULQJ D FDOO WR LQGLFDWH WKDW FLSKHULQJ LV FXUUHQWO\ QRW EHLQJ SURYLGHG E\ WKH QHWZRUN 'XULQJ D &DOO...
Page 17 .H\ )XQFWLRQV 7KH WDEOH EHORZ H[SODLQV VRPH RI WKH NH\ IXQFWLRQV 6HH DOVR ³4XLFN .H\V´ RQ SDJH 3UHVV PDNH DQG DQVZHU FDOOV FKRRVH D PHQX VXEPHQX RU VHWWLQJ YRLFH GLDO SUHVV DQG KROG WKH NH\ HQWHU WKH &DOO OLVW EULHIO\ SUHVV WKH NH\ IURP VWDQGE\ WXUQ WKH SKRQH RQ RU RII SUHVV DQG KROG WKH NH\ HQG D FDOO JR EDFN RQH OHYHO LQ WKH PHQXV WR OHDYH D VHWWLQJ...
Page 18 0HQXV 7KHUH DUH VHYHQ PDLQ PHQXV (DFK PHQX KDV VHYHUDO VXEPHQXV <RX HQWHU WKH PHQXV E\ EULHIO\ SUHVVLQJ <RX DOVR XVH WKHVH NH\V WR PRYH IURP OHIW WR ULJKW LQ WKH PDLQ PHQXV DQG XS DQG GRZQ LQ WKH VXEPHQXV <RXU SKRQH LQFOXGHV SRSXS KHOS WH[WV 6HH ³+HOS 7H[WV´...
Page 19 7R VHW WKH NH\ VRXQG 6FUROO WR 6HWWLQJV 6RXQGV DOHUWV .H\ VRXQG < ( 6 < ( 6 < ( 6 6HOHFW 7RQH DQG SUHVV < ( 6 ,QWHUSUHW WKH LQVWUXFWLRQV DV IROORZV )URP VWDQGE\ PRGH XVH WR VFUROO WR WKH 6HWWLQJV PHQX 3UHVV...
Page 20 +HOS 7H[WV <RXU SKRQH LQFOXGHV SRSXS KHOS WH[WV WKDW H[SODLQ WKH VXEPHQXV 7R WXUQ WKH KHOS WH[WV RQ RU RII 6FUROO WR 6HWWLQJV 'LVSOD\ 0HQX KHOS < ( 6 < ( 6 < ( 6 6HOHFW 2Q RU 2II DQG SUHVV <...
Page 21 0HQXV...
Page 22 3HUVRQDOL]LQJ <RXU 3KRQH 6RXQGV <RX FDQ FKDQJH WKH YROXPH ULQJ VLJQDO DQG NH\ VRXQG DFFRUGLQJ WR \RXU SUHIHUHQFHV <RX FDQ VHW D VSHFLILF ULQJ VLJQDO IRU D VSHFLILF SHUVRQ VR WKDW \RX NQRZ ZKR LV FDOOLQJ E\ WKH ULQJ VLJQDO <RX FDQ DOVR FRPSRVH \RXU RZQ PHORG\ DQG VHQG LW WR DQRWKHU SKRQH 1RWH ,I \RX FKDQJH D VHWWLQJ ZKLFK LV LQFOXGHG LQ D SURILOH...
Page 23 ,QFUHDVLQJ 5LQJ <RX FDQ VHOHFW D ULQJ VLJQDO ,QFUHDVLQJ ULQJ WKDW ULVHV LQ VWHSV IURP WKH ORZHVW YROXPH WR WKH KLJKHVW 7R WXUQ WKH LQFUHDVLQJ ULQJ RQ RU RII 6FUROO WR 6HWWLQJV 6RXQGV DOHUWV ,QFUHDVLQJ < ( 6 < ( 6 ULQJ <...
Page 24 6SHFLILF 5LQJ 6LJQDOV ,I \RX VXEVFULEH WR WKH 7ZR /LQH 6HUYLFH \RX FDQ VHW GLIIHUHQW ULQJ VLJQDOV IRU WKH WZR OLQHV /LQH DQG /LQH DUH GLVSOD\HG LQVWHDG RI 9RLFH FDOOV ,I \RXU 6,0 VXEVFULSWLRQ VXSSRUWV )D[ DQG 'DWD FDOOV \RX FDQ VHW GLIIHUHQW ULQJ VLJQDOV IRU YRLFH ID[ DQG GDWD FDOOV UHVSHFWLYHO\ ,I \RXU VXEVFULSWLRQ LQFOXGHV WKH &DOOLQJ /LQH ,GHQWLILFDWLRQ &/,...
Page 25 7LS <RX FDQ DOVR GRZQORDG H[LVWLQJ PHORGLHV IURP WKH (ULFVVRQ 0RELOH ,QWHUQHW KWWSPRELOHLQWHUQHWHULFVVRQFRP 6HH DOVR ³6WDUWLQJ WKH :$3 %URZVHU´ RQ SDJH ([FKDQJLQJ 0HORGLHV <RX FDQ WUDQVIHU \RXU PHORGLHV WR DQG IURP DQRWKHU VLPLODU SKRQH RU GRZQORDG \RXU QHZ PHORG\ IURP D FRPSXWHU RU WKH (ULFVVRQ 0RELOH ,QWHUQHW <RX FDQ VHQG DQG UHFHLYH PHORGLHV XVLQJ %OXHWRRWK ZLUHOHVV WHFKQRORJ\ WKH LQIUDUHG SRUW RU D WH[W PHVVDJH 7R VHQG D PHORG\...
Page 26 3LFWXUHV <RXU SKRQH FRQWDLQV VHYHUDO SLFWXUHV ZKLFK \RX FDQ VHQG LQ D WH[W PHVVDJH 6HH ³7R LQVHUW D SLFWXUH LQ D WH[W PHVVDJH´ RQ SDJH <RX FDQ HGLW WKH SLFWXUHV DQG VDYH WKHP LQ 0\ SLFWXUHV 7R HGLW DQG VDYH D SLFWXUH LQ 0\ SLFWXUHV 6FUROO WR ([WUDV 3LFWXUHV <...
Page 27 7R UHPRYH D SLFWXUH IURP 0\ IDYRULWHV VFUROO WR LW DQG SUHVV < ( 6 <RX FDQ GHOHWH WKH HGLWHG SLFWXUHV IURP 0\ SLFWXUHV EXW \RX FDQQRW GHOHWH WKH RULJLQDO SLFWXUHV WKDW ZHUH LQ WKH SKRQH ZKHQ \RX ERXJKW LW 7R GHOHWH D SLFWXUH IURP 0\ SLFWXUHV 6FUROO WR ([WUDV 3LFWXUHV...
Page 28 7R VHW WKH VWDQGDUG JUHHWLQJ 6FUROO WR 6HWWLQJV 'LVSOD\ 8VHU JUHHWLQJ < ( 6 < ( 6 < ( 6 6HOHFW 6WDQGDUG DQG SUHVV < ( 6 7R WXUQ WKH JUHHWLQJ RII 6FUROO WR 6HWWLQJV 'LVSOD\ 8VHU JUHHWLQJ <...
Page 29 7R VHW WKH WLPH IRUPDW 6FUROO WR 6HWWLQJV 7LPH DQG GDWH 7LPH VHWWLQJV < ( 6 < ( 6 < ( 6 7LPH IRUPDW < ( 6 6HOHFW WKH KRXU RU KRXU DPSP FORFN DQG SUHVV < ( 6 ,I \RX VHOHFW WKH KRXU FORFN \RX FDQ DOWHUQDWH EHWZHHQ DP DQG SP E\ SUHVVLQJ $XWRPDWLF 7LPH =RQH...
Page 30 0DVWHU 5HVHW <RX FDQ UHVHW WKH SKRQH¶V VHWWLQJV WR WKH ZD\ WKH\ ZHUH ZKHQ \RX ERXJKW \RXU SKRQH 7R UHVHW WKH SKRQH 6FUROO WR 6HWWLQJV 0DVWHU UHVHW 5HVHW VHWWLQJV < ( 6 < ( 6 < ( 6 (QWHU WKH SKRQH ORFN FRGH RU WKH QXPEHU \RX KDYH FKDQJHG LW WR 6HH ³&KDQJLQJ WKH SKRQH ORFN FRGH´...
Page 31 (QWHULQJ /HWWHUV <RX FDQ HQWHU OHWWHUV IRU H[DPSOH ZKHQ \RX DGG QDPHV WR WKH SKRQH ERRN ZULWH WH[W PHVVDJHV RU HQWHU :$3 DGGUHVVHV $SDUW IURP WKH ZD\ \RX QRUPDOO\ HQWHU OHWWHUV LQ \RXU SKRQH XVLQJ PXOWLWDS WH[W LQSXW \RX FDQ XVH 7 7H[W ,QSXW IRU HQWHULQJ WH[W PHVVDJHV DQG HPDLO IRU H[DPSOH LI WKH LQSXW ODQJXDJH \RX VHOHFW VXSSRUWV WKLV 7 7H[W ,QSXW LV D SUHGLFWLYH LQSXW PHWKRG DQG Š...
Page 32 0XOWLWDS 7H[W ,QSXW :KHQ VDYLQJ QDPHV LQ WKH SKRQH ERRN RU ZKHQ ZULWLQJ :$3 DGGUHVVHV \RX HQWHU OHWWHUV XVLQJ PXOWLWDS WH[W LQSXW <RX SUHVV HDFK NH\ DV PDQ\ WLPHV DV QHHGHG WR VKRZ WKH OHWWHU \RX ZDQW ,Q WKH IROORZLQJ H[DPSOH ZH DUH JRLQJ WR ZULWH D QDPH 7R HQWHU OHWWHUV XVLQJ PXOWLWDS WH[W LQSXW 6FUROO WR 3KRQH ERRN $GG FRQWDFW...
Page 33 Š 7H[W ,QSXW <RX FDQ XVH 7 7H[W ,QSXW ZKHQ HQWHULQJ WH[W IRU H[DPSOH LQ WH[W PHVVDJHV DQG HPDLO 7KH 7 7H[W ,QSXW PHWKRG XVHV D EXLOWLQ GLFWLRQDU\ WR UHFRJQL]H WKH PRVW FRPPRQO\ XVHG ZRUG IRU HYHU\ VHTXHQFH RI NH\ SUHVVHV 7KLV ZD\ \RX SUHVV HDFK NH\ RQO\ RQFH HYHQ LI WKH OHWWHU \RX ZDQW LV QRW WKH ILUVW OHWWHU RQ WKH NH\ :KHQ \RX SUHVV WKH NH\V GLIIHUHQW ZRUGV DUH VXJJHVWHG ,I WKH ZRUG \RX ZDQW LV QRW VXJJHVWHG \RX FDQ HGLW WKH ZRUG SUHVV DQG KROG...
Page 34 7KH /LVW RI 2SWLRQV ,I \RX SUHVV DQG KROG ZKHQ ZULWLQJ \RX HQWHU D OLVW RI RSWLRQV ‡ (GLW ZRUG ± IRU 7 7H[W ,QSXW RQO\ (GLW WKH VXJJHVWHG ZRUG E\ XVLQJ PXOWLWDS WH[W LQSXW ‡ $GG V\PERO 6\PEROV DQG SXQFWXDWLRQ PDUNV VXFK DV " DQG DUH VKRZQ 0RYH EHWZHHQ WKH V\PEROV E\ XVLQJ WKH DUURZ NH\V 3UHVV <...
Page 35 3KRQH %RRN <RX FDQ FUHDWH \RXU SHUVRQDO SKRQH ERRN E\ VDYLQJ LQIRUPDWLRQ DERXW \RXU IULHQGV DQG FROOHDJXHV DV D FRQWDFW ,Q D FRQWDFW \RX FDQ VDYH GHWDLOV VXFK DV QDPH WLWOH SKRQH QXPEHUV DQG HPDLO DGGUHVV ± DOO LQ RQH SODFH 6DYLQJ &RQWDFWV )RU HDFK FRQWDFW \RX FDQ ILOO LQ WKH IROORZLQJ LQIRUPDWLRQ ILUVW QDPH ODVW QDPH FRPSDQ\ WLWOH KRPH SKRQH QXPEHU ZRUN SKRQH...
Page 36 &DOOLQJ D &RQWDFW 7R FDOO D SKRQH QXPEHU VDYHG LQ D FRQWDFW XVH WKH &DOO FRQWDFW IXQFWLRQ <RX FDQ ILQG WKH FRQWDFW E\ VHDUFKLQJ IRU HLWKHU ILUVW RU ODVW QDPH GHSHQGLQJ RQ ZKLFK VRUW RUGHU \RX KDYH VHW 7R VHOHFW D VRUW RUGHU 6FUROO WR 3KRQH ERRN 2SWLRQV 6RUW RUGHU...
Page 37 (GLWLQJ WKH 3KRQH %RRN <RX FDQ HGLW D FRQWDFW LQ WKH SKRQH ERRN ZLWK WKH (GLW FRQWDFW IXQFWLRQ 7R HGLW D FRQWDFW 6FUROO WR 3KRQH ERRN (GLW FRQWDFW <( 6 < ( 6 (QWHU WKH ILUVW OHWWHU RI WKH FRQWDFW \RX ZDQW WR HGLW 3UHVV <...
Page 38 <RX FDQ RUJDQL]H \RXU SKRQH ERRN VR WKDW WKH SKRQH QXPEHUV \RX XVH PRVW IUHTXHQWO\ DUH HDVLO\ DYDLODEOH <RX FDQ IRU H[DPSOH KDYH FHUWDLQ QXPEHUV VDYHG LQ SRVLWLRQV WR EH DEOH WR VSHHG GLDO WKHP 7R FKDQJH SRVLWLRQ QXPEHUV 6FUROO WR 3KRQH ERRN 2SWLRQV 3RVLWLRQ OLVW...
Page 39 ,I \RX KDYH DOUHDG\ HQWHUHG \RXU RZQ GHWDLOV DV D FRQWDFW \RX PD\ ZDQW WR XVH WKLV FRQWDFW DV \RXU EXVLQHVV FDUG 7R XVH D FRQWDFW DV \RXU EXVLQHVV FDUG 6FUROO WR 3KRQH ERRN %XVLQHVV FDUGV 0\ RZQ < ( 6 <...
Page 40 7R VHQG D FRQWDFW 6FUROO WR 3KRQH ERRN %XVLQHVV FDUGV <( 6 < ( 6 6HQG FRQWDFW < ( 6 (QWHU WKH ILUVW OHWWHU RI WKH FRQWDFW DQG SUHVV < ( 6 6HOHFW WKH FRQWDFW \RX ZDQW WR VHQG <...
Page 41 7R GHOHWH D PHPEHU IURP D JURXS 6FUROO WR 3KRQH ERRN *URXSV <( 6 < ( 6 6HOHFW WKH JURXS WKDW \RX ZDQW WR HGLW DQG SUHVV < ( 6 6HOHFW (GLW DQG SUHVV < ( 6 6FUROO WR WKH PHPEHU WKDW \RX ZDQW WR GHOHWH DQG SUHVV 3UHVV WR FRQILUP \RXU FKRLFH...
Page 42 7H[W 0HVVDJHV <RX FDQ VHQG DQG UHFHLYH WH[W PHVVDJHV ZLWK WKH 6KRUW 0HVVDJH 6HUYLFH 606 XVLQJ \RXU PRELOH SKRQH <RX FDQ DOVR VHQG DQG UHFHLYH HPDLO 6HH ³(PDLO´ RQ SDJH %HIRUH 6HQGLQJ 0HVVDJHV %HIRUH \RX VHQG D WH[W PHVVDJH IRU WKH ILUVW WLPH PDNH VXUH \RX KDYH PDGH WKH VHWWLQJV EHORZ 6HUYLFH &HQWHU ,I \RX ZDQW WR VHQG RU UHSO\ WR D WH[W PHVVDJH \RXU QHWZRUN RSHUDWRU¶V...
Page 43 8VLQJ *356 <RX FDQ VHQG D WH[W PHVVDJH XVLQJ *356 DV WKH DFFHVV W\SH )RU PRUH GHWDLOV SOHDVH FKHFN ZLWK \RXU QHWZRUN RSHUDWRU 7R VHOHFW *356 DV WKH DFFHVV W\SH 0DNH VXUH \RX KDYH FUHDWHG D GDWD DFFRXQW DQG VHOHFWHG *356 *60 DV WKH SUHIHUUHG VHUYLFH 6HH ³'DWD $FFRXQW 6HWWLQJV´...
Page 44 6HQGLQJ 0HVVDJHV <RX FDQ VHQG \RXU PHVVDJH WR RQH SHUVRQ RU WR D SUHGHILQHG JURXS VSHFLILHG DQG VDYHG LQ WKH SKRQH ERRN )RU PRUH LQIRUPDWLRQ RQ KRZ WR FUHDWH JURXSV VHH ³*URXSV´ RQ SDJH :KHQ \RX VHQG WH[W PHVVDJHV WR D JURXS \RX DUH FKDUJHG IRU HDFK PHPEHU LQFOXGHG LQ WKH JURXS <RX FDQ LQVHUW SLFWXUHV DQG PHORGLHV LQ D WH[W PHVVDJH :KHQ \RX VHQG WH[W PHVVDJHV FRQWDLQLQJ SLFWXUHV RU PHORGLHV \RX XVH WKH /RQJ...
Page 45 7R LQVHUW D PHORG\ LQ D WH[W PHVVDJH 6FUROO WR 0HVVDJHV :ULWH QHZ < ( 6 < ( 6 < ( 6 :KLOH HQWHULQJ \RXU PHVVDJH SUHVV DQG KROG 6FUROO WR ,QVHUW REMHFW 0HORG\ < ( 6 <...
Page 46 ,I \RX ZDQW WR XVH D WHPSODWH DV D PHVVDJH VFUROO WR 0HVVDJHV < ( 6 7HPSODWHV VHOHFW WKH WHPSODWH \RX ZDQW IURP WKH < ( 6 < ( 6 OLVW DQG WKHQ VHOHFW :ULWH QHZ 7R GHOHWH D WHPSODWH VFUROO WR 0HVVDJHV 7HPSODWHV <...
Page 47 7R UHDG D PHVVDJH ODWHU ‡ 3UHVV ZKHQ \RX VHH WKH TXHVWLRQ 1HZ PHVVDJH 5HDG QRZ" 7KH PHVVDJH LV VDYHG LQ WKH SKRQH DQG DQ HQYHORSH LFRQ DSSHDUV DW WKH WRS RI WKH GLVSOD\ ,I \RX ZDQW WR UHDG WKH PHVVDJH \RX FDQ UHWULHYH LW IURP WKH ,QER[ PHQX PHDQV DQ XQUHDG PHVVDJH PHDQV WKDW WKH PHVVDJH LV VDYHG RQ WKH 6,0 FDUG...
Page 48 7LS 7R FDOO D SKRQH QXPEHU IRXQG LQ D PHVVDJH SUHVV ZKHQ < ( 6 WKH QXPEHU LV KLJKOLJKWHG DQG WKHQ SUHVV DJDLQ < ( 6 7R VHQG D PHVVDJH WR DQ HPDLO DGGUHVV IRXQG LQ D PHVVDJH 0DNH VXUH \RX KDYH VHW WKH HPDLO JDWHZD\ QXPEHU VHH ³7R HQWHU DQ HPDLO JDWHZD\ QXPEHU´...
Page 49 0HVVDJH 6LJQDO <RX FDQ FKRRVH WKH VLJQDO \RX ZDQW WR KHDU ZKHQ \RX UHFHLYH D PHVVDJH <RX FDQ FKRRVH EHWZHHQ FOLFNV WRQHV RU VLOHQW 7R VHW WKH PHVVDJH VLJQDO 6FUROO WR 0HVVDJHV 2SWLRQV 0HVVDJH < ( 6 < ( 6 <...
Page 50 %OXHWRRWKŒ :LUHOHVV 7HFKQRORJ\ <RXU SKRQH KDV EXLOWLQ %OXHWRRWK ZLUHOHVV WHFKQRORJ\ 6KRUWUDQJH UDGLR OLQNV RSHUDWH LQ D JOREDOO\ DYDLODEOH IUHTXHQF\ EDQG DQG PDNH LW SRVVLEOH IRU \RX WR FRQQHFW \RXU SKRQH ZLUHOHVVO\ WR GLIIHUHQW %OXHWRRWK GHYLFHV VXFK DV D KHDGVHW 3& 3'$ RU SULQWHU <RX FDQ KDYH D FRQYHUVDWLRQ YLD D FRUGOHVV %OXHWRRWK KHDGVHW RU EURZVH WKH ,QWHUQHW RQ D 3&...
Page 51 3DLULQJ 3DLULQJ LV WKH SURFHVV RI DVVRFLDWLQJ %OXHWRRWK GHYLFHV ZLWK HDFK RWKHU VR WKDW WKH\ FRQQHFW DV VRRQ DV WKH\ JHW ZLWKLQ UDQJH RI HDFK RWKHU <RXU SKRQH FDQ EH SDLUHG ZLWK XS WR WHQ %OXHWRRWK GHYLFHV <RX FDQ LQLWLDWH WKH SDLULQJ EHWZHHQ WZR %OXHWRRWK GHYLFHV IURP \RXU RZQ SKRQH RU \RX FDQ DFFHSW D UHTXHVW IRU SDLULQJ IURP WKH RWKHU GHYLFH $IWHU KDYLQJ SDLUHG \RXU SKRQH ZLWK WKH RWKHU %OXHWRRWK GHYLFH WKH RSHUDWLRQ PRGH LV DXWRPDWLFDOO\ VHW WR 2Q 6HH ³2SHUDWLRQ...
Page 52 7R HGLW WKH QDPH WDJ RI D GHYLFH 6FUROO WR ([WUDV %OXHWRRWK 3DLUHG GHYLFHV < ( 6 < ( 6 < ( 6 $ OLVW RI SDLUHG GHYLFHV LV VKRZQ 6FUROO WR WKH GHYLFH \RX ZDQW WR HGLW DQG SUHVV <( 6 6FUROO WR (GLW DQG SUHVV <...
Page 53 7R FKDQJH WKH RSHUDWLRQ PRGH 6FUROO WR ([WUDV %OXHWRRWK 2SHUDWLRQ PRGH < ( 6 < ( 6 < ( 6 6HOHFW 2II $XWRPDWLF RU 2Q DQG SUHVV < ( 6 ,Q RUGHU WR EH GHWHFWHG E\ %OXHWRRWK GHYLFHV VHDUFKLQJ IRU RWKHU %OXHWRRWK GHYLFHV LQ WKH YLFLQLW\ \RX PXVW PDNH \RXU SKRQH GLVFRYHUDEOH 7R PDNH WKH SKRQH GLVFRYHUDEOH...
Page 54 7KHUH DUH FHUWDLQ LWHPV LQ \RXU SKRQH WKDW \RX FDQ VHQG WR VSHFLILF %OXHWRRWK SULQWHUV DQG KDYH SULQWHG RXW 7KLV FDQ EH XVHIXO LI IRU H[DPSOH \RX ZDQW WR SULQW DQ RYHUYLHZ RI DOO WKH PHHWLQJV WKDW \RX KDYH VFKHGXOHG LQ \RXU SKRQH 6HOHFW WKH UHOHYDQW SULQWHU LQ WKH OLVW RI GHYLFHV 7KHVH DUH LWHPV \RX FDQ VHQG WR SULQWHUV XVLQJ %OXHWRRWK ZLUHOHVV WHFKQRORJ\...
Page 55 ,QIUDUHG 3RUW <RXU SKRQH LV HTXLSSHG ZLWK D SRUW XVLQJ LQIUDUHG ,5 DV D FRPPXQL FDWLRQV OLQN :LWK ,5 \RX FDQ FRQQHFW \RXU SKRQH WR DQRWKHU VLPLODU SKRQH D 3'$ RU D 3& <RX FDQ VHQG DQG UHFHLYH IRU H[DPSOH FDOHQGDU DSSRLQWPHQWV DQG WDVNV EXVLQHVV FDUGV PHORGLHV DQG JDPH FRPPDQGV %HIRUH \RX VWDUW FRPPXQLFDWLQJ ZLWK DQRWKHU ,5 GHYLFH \RX QHHG WR HQVXUH WKDW...
Page 56 &RQQHFWLQJ ,5 'HYLFHV 3ODFH \RXU SKRQH DQG WKH RWKHU GHYLFH VR WKDW WKH ,5 SRUWV DUH IDFLQJ HDFK RWKHU 0DNH VXUH WKDW WKH ,5 IXQFWLRQ LV DFWLYDWHG RQ ERWK GHYLFHV < 1 m 3' 3" 30° < <RX FDQ PRYH WKH GHYLFHV RXW RI OLQH IRU D VKRUW ZKLOH DSSUR[LPDWHO\ VHFRQGV ZLWKRXW LQWHUUXSWLQJ WKH FRQQHFWLRQ 6WURQJ VXQOLJKW FDQ LQWHUIHUH ZLWK LQIUDUHG OLJKW 3KRQH 1DPH...
Page 57 &DOHQGDU <RX FDQ XVH WKH FDOHQGDU WR NHHS WUDFN RI LPSRUWDQW PHHWLQJV WKDW \RX QHHG WR DWWHQG SKRQH FDOOV WKDW \RX QHHG WR PDNH RU WDVNV WKDW \RX QHHG WR GR $SSRLQWPHQWV DQG 7DVNV <RX FDQ VDYH XS WR DSSRLQWPHQWV DQG WDVNV LQ \RXU FDOHQGDU GHSHQGLQJ RQ WKH VL]H RI HDFK LWHP <RX FDQ FKRRVH WR DGG D QHZ DSSRLQWPHQW RU WDVN RU XVH DQ ROG DSSRLQWPHQW RU WDVN DV D WHPSODWH E\ FRS\LQJ DQG HGLWLQJ LW...
Page 58 ,I \RX ZDQW WR FKDQJH WKH FODVV IRU \RXU DSSRLQWPHQW ‡ 6HOHFW &ODVV DQG SUHVV < ( 6 ‡ 6HOHFW WKH FODVV \RX ZDQW DQG SUHVV < ( 6 ,I \RX ZDQW WR VHW WKH WLPH ]RQH IRU D PHHWLQJ ‡...
Page 59 7LS ,Q WKH PRQWKO\ RU ZHHNO\ YLHZV \RX FDQ JR WR QH[W ZHHN E\ SUHVVLQJ WR QH[W PRQWK E\ SUHVVLQJ DQG WR QH[W \HDU E\ SUHVVLQJ <RX FDQ JR EDFN D ZHHN D PRQWK RU D \HDU E\ SUHVVLQJ RU UHVSHFWLYHO\ 7R UHDFK WKH FXUUHQW GD\ SUHVV (GLWLQJ DQG 'HOHWLQJ...
Page 60 ‡ 5HVFKHGXOH <RX FDQ UHVFKHGXOH DQ DSSRLQWPHQW 6HOHFW D ZHHN LQ WKH PRQWKO\ YLHZ DQG SUHVV 6HOHFW D GD\ LQ WKH ZHHNO\ < ( 6 YLHZ DQG SUHVV WR UHVFKHGXOH WKH DSSRLQWPHQW WR WKH VHOHFWHG <( 6 GD\ (GLW DQG SUHVV <...
Page 61 7R VHQG FDOHQGDU YLHZV WR D SULQWHU 6FUROO WR ([WUDV &DOHQGDU 6HQG <( 6 < ( 6 < ( 6 6HOHFW D YLHZ 9LHZ WRGD\ 9LHZ ZHHN RU 9LHZ PRQWK DQG SUHVV < ( 6 6FUROO WR WKH GD\ ZHHN RU PRQWK \RX ZDQW WR SULQW DQG SUHVV <...
Page 62 6\QFKURQL]DWLRQ <RX FDQ V\QFKURQL]H WKH FDOHQGDU DQG FRQWDFWV LQ \RXU SKRQH ZLWK WKH FDOHQGDU DQG FRQWDFWV LQ \RXU 3& 7R GR WKLV \RX ILUVW QHHG WR LQVWDOO RQ \RXU 3& WKH V\QFKURQL]DWLRQ SURJUDP IRXQG RQ WKH (ULFVVRQ &' WKDW FRPHV ZLWK \RXU PRELOH SKRQH ,I \RX KDYH DQ ,QWHUQHW FDOHQGDU RU SKRQH ERRN \RX FDQ DOVR V\QFKURQL]H WKDW ZLWK \RXU SKRQH FDOHQGDU DQG FRQWDFWV XVLQJ :$3 6WDUWLQJ WKH 6\QFKURQL]DWLRQ...
Page 63 6\QFKURQL]DWLRQ 6RXQG <RX FDQ VHOHFW ZKHWKHU \RX ZDQW WKH SKRQH WR PDNH D VRXQG ZKHQ WKH V\QFKURQL]DWLRQ LV ILQLVKHG 7R WXUQ WKH V\QFKURQL]DWLRQ VRXQG RQ RU RII 6FUROO WR ([WUDV 6\QFKURQL]DWLRQ 6RXQG < ( 6 < ( 6 < ( 6 6HOHFW 2Q RU 2II DQG SUHVV <...
Page 64 6HWWLQJ XS :$3 DQG (PDLO ,Q RUGHU WR EURZVH YLD :$3 RU XVH WKH HPDLO SURJUDP LQ \RXU SKRQH \RX PXVW HQWHU VHWWLQJV IRU D GDWD DFFRXQW LQ \RXU SKRQH 7KH VHWWLQJV VSHFLI\ DOO WKH LQIRUPDWLRQ \RXU SKRQH QHHGV WR FRPPXQLFDWH ZLWK D FHUWDLQ VHUYHU RQ WKH ,QWHUQHW IRU H[DPSOH WKH DGGUHVV RI WKDW VHUYHU <RX FDQ KDYH VHYHUDO GDWD DFFRXQWV VDYHG LQ \RXU SKRQH ZLWK GLIIHUHQW VHWWLQJV IRU GLIIHUHQW SXUSRVHV )RU IDVW DQG HIILFLHQW DFFHVV WU\ WKH...
Page 65 7R FUHDWH D GDWD DFFRXQW 6FUROO WR 6HWWLQJV 'DWD FRPP 'DWD DFFRXQWV < ( 6 < ( 6 < ( 6 $GG DFFRXQW" < ( 6 (QWHU D QDPH IRU WKH GDWD DFFRXQW 6HOHFW DQ DFFHVV W\SH *356 GDWD RU *60 GDWD (QWHU WKH VHWWLQJV WKDW \RX KDYH UHFHLYHG IURP \RXU RSHUDWRU )RU *356 DFFHVV SRLQW QDPH XVHU LG DQG SDVVZRUG )RU *60 GDWD SKRQH QXPEHU XVHU LG DQG SDVVZRUG...
Page 66 ,I \RX ZDQW WR FKDQJH DFFHVV W\SH \RX KDYH WR FUHDWH D QHZ GDWD DFFRXQW DQG VHOHFW WKH DFFHVV W\SH \RX ZDQW WR XVH *356 DQG *60 'DWD 6HWWLQJV ,I \RX KDYH VHOHFWHG *356 DV WKH DFFHVV W\SH WKH 3UHIHUUHG VHUYLFH VKRXOG EH VHW WR *356 *60 $Q LFRQ PD\ WKHQ DSSHDU LQ WKH GLVSOD\ WHOOLQJ \RX WKDW *356 LV ZLWKLQ UDQJH 6HH ³,FRQV´...
Page 67 7R HQWHU :$3 SURILOH VHWWLQJV PDQXDOO\ 0DNH VXUH \RX KDYH FUHDWHG D GDWD DFFRXQW EHWZHHQ \RXU SKRQH DQG WKH :$3 JDWHZD\ 6FUROO WR :$3 VHUYLFHV :$3 VHWWLQJV < ( 6 < ( 6 6HOHFW WKH SURILOH WKDW \RX ZDQW WR HGLW DQG SUHVV <...
Page 68 7R HQWHU 606 VHWWLQJV 6HOHFW 6HUYLFH FHQWHU (QWHU WKH SKRQH QXPEHU RI \RXU < ( 6 QHWZRUN RSHUDWRU¶V VHUYLFH FHQWHU 6FUROO WR 606 JDWHZD\ (QWHU WKH SKRQH QXPEHU RI \RXU < ( 6 QHWZRUN RSHUDWRU¶V 606 JDWHZD\ 6FUROO WR 8VHU LG (QWHU \RXU XVHU LG IRU WKH :$3 JDWHZD\ <...
Page 69 7KHUH DUH WZR RSWLRQDO VHWWLQJV ‡ &RS\ RXWJRLQJ ‡ 2Q HPDLO PHVVDJHV VHQW IURP \RXU SKRQH DUH DOVR VHQW WR DQ HPDLO DGGUHVV RI \RXU FKRLFH 7KLV ZD\ \RXU VHQW PHVVDJHV DUH FRSLHG DQG FDQ EH VDYHG IRU IXWXUH UHIHUHQFH 3UHVV WR VSHFLI\ WKH HPDLO DGGUHVV <...
Page 70 :$3 :LUHOHVV $SSOLFDWLRQ 3URWRFRO LV D JOREDO VWDQGDUG IRU DGYDQFHG PRELOH VHUYLFHV IRU H[DPSOH PRELOH ,QWHUQHW FRPPXQLFDWLRQ PRELOH HFRPPHUFH DQG WHOHSKRQ\ VHUYLFHV :$3 DOORZV \RX WR DFFHVV FHUWDLQ VHUYLFHV RQ WKH ,QWHUQHW VXFK DV EDQNLQJ VHUYLFHV QHZV DQG UHVHUYDWLRQ VHUYLFHV IURP \RXU PRELOH SKRQH 1RWH ,Q RUGHU WR DFFHVV :$3 VHUYLFHV \RX QHHG D VXEVFULSWLRQ WKDW VXSSRUWV GDWD WUDQVPLVVLRQ DQG :$3 EURZVLQJ...
Page 71 2SWLRQV :KHQ %URZVLQJ :KHQ EURZVLQJ \RX FDQ UHDFK GLIIHUHQW EURZVLQJ RSWLRQV VXFK DV OLQNV RU VSHFLDO IHDWXUHV E\ SUHVVLQJ DQG KROGLQJ XQWLO WKH < ( 6 2SWLRQV PHQX DSSHDUV 7KH RSWLRQV PD\ YDU\ GHSHQGLQJ RQ WKH :$3 SDJH \RX DUH YLVLWLQJ 7KH IROORZLQJ RSWLRQV DUH DOZD\V IRXQG ‡...
Page 72 <RXU /LVW RI %RRNPDUNV :KHQ \RX DUH QRW EURZVLQJ \RX FDQ VHH DOO \RXU :$3 ERRNPDUNV LQ %RRNPDUNV <RX FDQ KDYH D PD[LPXP RI ERRNPDUNV 7R ZRUN ZLWK \RXU ERRNPDUNV ZKHQ QRW EURZVLQJ 6FUROO WR :$3 VHUYLFHV %RRNPDUNV <...
Page 73 7R GRZQORDG D WUXVWHG FHUWLILFDWH %URZVH WR WKH :$3 SDJH ZKHUH WKH FHUWLILFDWHV DUH &OLFN D VXLWDEOH OLQN DQG IROORZ WKH LQVWUXFWLRQV WR GRZQORDG WKH FHUWLILFDWH WR \RXU SKRQH 7R FKHFN WKH FHUWLILFDWHV LQ \RXU SKRQH 6FUROO WR :$3 VHUYLFHV :$3 VHWWLQJV &RPPRQ <...
Page 74 7UDQVDFWLRQ 5HFRUGV <RX FDQ FKHFN ZKLFK WUDQVDFWLRQV \RX KDYH PDGH ZLWK \RXU SKRQH ZKHQ EURZVLQJ (DFK WLPH \RX FRQILUP D WUDQVDFWLRQ ZLWK \RXU VLJQDWXUH ORFN FRGH D UHFRUG LV VDYHG LQ \RXU SKRQH 7KH UHFRUG FRQWDLQV GHWDLOV RI WKH WUDQVDFWLRQ 7R FKHFN \RXU WUDQVDFWLRQ UHFRUGV 6FUROO WR :$3 VHUYLFHV :$3 VHWWLQJV...
Page 75 (PDLO <RX FDQ XVH WKH HPDLO IXQFWLRQ LQ \RXU SKRQH WR VHQG DQG UHFHLYH HPDLO PHVVDJHV %HIRUH XVLQJ WKH HPDLO SURJUDP PDNH VXUH \RX KDYH FUHDWHG D GDWD DFFRXQW DQ HPDLO DFFRXQW DQG VHW ZKLFK HPDLO DFFRXQW WR XVH 6HH ³6HWWLQJ XS :$3 DQG (PDLO´ RQ SDJH 1RWH <RX PXVW KDYH D VXEVFULSWLRQ WKDW VXSSRUWV GDWD WUDQVPLVVLRQ 6HQGLQJ DQG 5HFHLYLQJ...
Page 76 ‡ 6DYH WR RXWER[ 7KH PHVVDJH LV VDYHG LQ WKH 2XWER[ $OO HPDLO PHVVDJHV LQ WKH 2XWER[ DUH VHQW ZKHQ \RX VHOHFW WKH 6HQG 5HFHLYH RSWLRQ LQ WKH (PDLO PHQX ,I \RX FRPSRVH DQ HPDLO PHVVDJH DQG GR QRW VHQG LW LW LV VDYHG LQ WKH 'UDIWV IROGHU <RX FDQ RSHQ WKHVH PHVVDJHV HGLW WKHP DQG VHQG WKHP DW DQ\ WLPH <RX FDQ FRS\ VHQW PHVVDJHV WR DQ HPDLO DGGUHVV VHH ³(PDLO...
Page 77 5HSO\LQJ 7R UHSO\ WR DQ HPDLO PHVVDJH 2SHQ WKH HPDLO PHVVDJH \RX ZDQW WR UHSO\ WR 3ODFH WKH FXUVRU LQ WKH WH[W DQG SUHVV WR YLHZ D OLVW RI RSWLRQV < ( 6 6HOHFW 5HSO\ RU 5HSO\ DOO DQG SUHVV <...
Page 78 'DWD &DOOV $ GDWD FDOO LV D FDOO ZKHUH LQIRUPDWLRQ IRU H[DPSOH HPDLO PHVVDJHV LV VHQW EHWZHHQ FRPSXWHUV RU VHUYHUV YLD WKH EXLOWLQ PRGHP LQ \RXU SKRQH 7R EH DEOH WR VHQG DQG UHFHLYH GDWD FDOOV \RX QHHG ‡ WKH DSSURSULDWH FRPSXWHU SURJUDP VXFK DV DQ HPDLO SURJUDP ‡...
Page 79 5HFHLYLQJ 'DWD &DOOV ± 2QH 1XPEHU ,I \RX KDYH D 6,0 FDUG WKDW GRHV QRW VXSSRUW VHSDUDWH YRLFH DQG GDWD QXPEHUV WKH SKRQH GRHV QRW UHFRJQL]H WKH W\SH RI LQFRPLQJ FDOO ,I \RX ZDQW WR UHFHLYH D YRLFH RU GDWD FDOO \RX ILUVW KDYH WR VHW WKH SKRQH WR RQH RI WKHVH RSWLRQV LQ WKH 1H[W LQFRPLQJ VXEPHQX 7R UHFHLYH D YRLFH RU GDWD FDOO 6FUROO WR &DOO LQIR...
Page 80 3URILOHV <RXU SKRQH LQFOXGHV D QXPEHU RI SUHSURJUDPPHG SURILOHV $ SURILOH LV D JURXS RI VHWWLQJV ZKLFK VXLW D FHUWDLQ HQYLURQPHQW 6RPH SKRQH DFFHVVRULHV VHOHFW D SURILOH DXWRPDWLFDOO\ )RU H[DPSOH ZKHQ \RX SODFH \RXU SKRQH LQ D FDU KDQGVIUHH XQLW WKH ,Q FDU SURILOH LV FKRVHQ 6HOHFWLQJ D 3URILOH 7KHUH DUH VHYHQ SUHSURJUDPPHG SURILOHV ‡...
Page 81 &KDQJLQJ WKH 3URILOH 6HWWLQJV <RX FDQQRW FUHDWH PRUH SURILOHV EXW \RX FDQ FKDQJH WKH VHWWLQJV IRU D SURILOH 8VH WKH 9LHZ SURILOH IXQFWLRQ WR VHH ZKDW VHWWLQJV DUH LQFOXGHG LQ D FHUWDLQ SURILOH 7R YLHZ \RXU SURILOHV 6FUROO WR 6HWWLQJV 3URILOHV 6HOHFW SURILOH <...
Page 82 $GGLQJ $FFHVVRULHV WR D 3URILOH <RX FDQ DGG RQH RU PRUH DFFHVVRULHV WR DQ\ SURILOH H[FHSW WKH 1RUPDO SURILOH )RU H[DPSOH LI \RX XVXDOO\ XVH D SRUWDEOH KDQGVIUHH WRJHWKHU ZLWK D VSHFLILF FKDUJHU \RX PD\ DGG WKH FKDUJHU WR WKH 3RUW KIUHH SURILOH :KHQ \RX FRQQHFW WKH SKRQH WR WKH FKDUJHU WKH SKRQH UHFRJQL]HV LW DQG VZLWFKHV SURILOH DXWRPDWLFDOO\ :KHQ \RX ZDQW WR DGG DQ DFFHVVRU\ WR D VSHFLILF SURILOH \RX PXVW...
Page 83 9RLFH &RQWURO :LWK \RXU SKRQH \RX FDQ ‡ YRLFH GLDO FDOO VRPHRQH E\ VD\LQJ WKH QDPH DQG QXPEHU W\SH ‡ DQVZHU DQG UHMHFW FDOOV ZLWK \RXU YRLFH ZKHQ XVLQJ D KDQGVIUHH NLW ‡ FKDQJH SURILOH ZLWK \RXU YRLFH ‡ UHFRUG RU OLVWHQ WR YRLFH PHPRV E\ XVLQJ YRLFH FRPPDQGV ‡...
Page 84 &DOOHU 1DPH <RX FDQ FKRRVH ZKHWKHU \RX ZDQW WR KHDU WKH UHFRUGHG YRLFH FRPPDQG IRU D QDPH ZKHQ \RX UHFHLYH DQ LQFRPLQJ FDOO IURP WKDW FRQWDFW 7R WXUQ WKH FDOOHU QDPH RQ RU RII 6FUROO WR 6HWWLQJV 9RLFH FRQWURO 9RLFH VHWWLQJV <...
Page 85 7R DQVZHU DQ LQFRPLQJ FDOO XVLQJ YRLFH FRPPDQGV ‡ :KHQ WKH SKRQH ULQJV VD\ ³$QVZHU´ RU WKH DOWHUQDWLYH ZRUG \RX UHFRUGHG ³$QVZHU´ LV SOD\HG EDFN WR \RX DQG WKH FDOO LV FRQQHFWHG 7R UHMHFW DQ LQFRPLQJ FDOO XVLQJ YRLFH FRPPDQGV ‡...
Page 86 7R VWDUW D YRLFH PHPR UHFRUGLQJ XVLQJ D YRLFH FRPPDQG )URP VWDQGE\ SUHVV DQG KROG XQWLO \RX KHDU D WRQH < ( 6 5HOHDVH OLIW WKH SKRQH WR \RXU HDU DQG VD\ ³5HFRUG´ < (6 7KH YRLFH FRPPDQG LV SOD\HG EDFN WR \RX DQG D WRQH LQGLFDWHV WKDW WKH UHFRUGLQJ KDV EHJXQ 7R HQG WKH UHFRUGLQJ SUHVV <...
Page 87 (GLWLQJ <RXU 9RLFH &RPPDQGV ,Q 9RLFH FRPPDQGV \RX ILQG DOO \RXU YRLFH FRPPDQGV <RX FDQ NHHS WKHP XS WR GDWH E\ UHUHFRUGLQJ WKHP RU GHOHWLQJ WKH RQHV \RX GR QRW XVH 7R UHUHFRUG D YRLFH FRPPDQG 6FUROO WR 6HWWLQJV 9RLFH FRQWURO 9RLFH <...
Page 88 9RLFH 0HPR :LWK WKH YRLFH PHPR IXQFWLRQ \RX FDQ UHFRUG XS WR VHFRQGV RI \RXU RZQ PHVVDJHV RU SDUWV RI FDOOV 5HFRUGLQJ 9RLFH 0HPRV 7KH YRLFH PHPR IXQFWLRQ LV DOZD\V DYDLODEOH 7KH YRLFH PHPRV DUH VDYHG LQ \RXU PRELOH SKRQH DQG FDQ EH DFFHVVHG HYHQ LI \RX FKDQJH \RXU 6,0 FDUG 7R UHFRUG D YRLFH PHPR ‡...
Page 89 3UHVV WR SOD\ ,I \RX ZDQW WR < ( 6 ‡ SDXVH SUHVV 3UHVV DJDLQ WR SOD\ < ( 6 < ( 6 ‡ JR WR QH[W RU SUHYLRXV SUHVV UHVSHFWLYHO\ ‡ JR IDVW IRUZDUG RU UHZLQG SUHVV DQG KROG UHVSHFWLYHO\ 3UHVV WR VWRS SOD\EDFN...
Page 90 9RLFH 0DLO 6HUYLFH 7KH DQVZHULQJ VHUYLFH RI \RXU QHWZRUN DOORZV FDOOHUV WR OHDYH D YRLFH PHVVDJH ZKHQ \RX FDQQRW DQVZHU \RXU FDOOV 6RPH RSHUDWRUV LQIRUP \RX E\ VHQGLQJ D VSHFLILF 9RLFH PDLO LQGLFDWLRQ ,I WKLV LV WKH FDVH WKH YRLFH PDLO LFRQ DSSHDUV LQ WKH GLVSOD\ 0RVW RSHUDWRUV KRZHYHU LQIRUP \RX E\ VHQGLQJ D WH[W PHVVDJH DVNLQJ \RX WR FDOO \RXU 9RLFH PDLO VHUYLFH &DOOLQJ <RXU 9RLFH 0DLO...
Page 91 )RUZDUGLQJ &DOOV <RX FDQ XVH WKH )RUZDUG FDOOV VHUYLFH WR IRUZDUG LQFRPLQJ FDOOV WR DQRWKHU SKRQH QXPEHU ZKHQ \RX DUH XQDEOH WR DQVZHU )RU YRLFH FDOOV \RX FDQ FKRRVH EHWZHHQ WKH IROORZLQJ IRUZDUG DOWHUQDWLYHV ‡ )RUZDUG DOZD\V IRUZDUG DOO YRLFH FDOOV ‡...
Page 92 &KHFNLQJ )RUZDUG 6WDWXV 7R FKHFN WKH VWDWXV RI )RUZDUG FDOOV 6FUROO WR 6HWWLQJV &DOO RSWLRQV )RUZDUG FDOOV < ( 6 <( 6 < ( 6 6HOHFW D FDOO W\SH DQG SUHVV < ( 6 6FUROO WR WKH IRUZDUG \RX ZDQW WR FKHFN DQG SUHVV <...
Page 93 0RUH WKDQ 2QH &DOO <RX FDQ KDQGOH PRUH WKDQ RQH FDOO VLPXOWDQHRXVO\ )RU H[DPSOH \RX FDQ SXW DQ RQJRLQJ FDOO RQ KROG ZKLOH \RX PDNH RU DQVZHU D VHFRQG FDOO DQG WKHQ VZLWFK EHWZHHQ WKH WZR FDOOV <RX FDQ DOVR VHW XS D &RQIHUHQFH FDOO WR KDYH D MRLQW FRQYHUVDWLRQ ZLWK XS WR IRXU RWKHU SHRSOH 1RWH 'HSHQGLQJ RQ ZKHWKHU D FDOO LV RQJRLQJ RU QRW HLWKHU WKH &DOO...
Page 94 5HFHLYLQJ D 6HFRQG &DOO ,I WKH &DOO ZDLWLQJ VHUYLFH LV RQ \RX KHDU D WRQH LQ WKH HDUSLHFH LI \RX UHFHLYH D VHFRQG FDOO 7KH QXPEHU RU QDPH RI WKH FDOOHU LV QRUPDOO\ VKRZQ DW WKH WRS RI WKH GLVSOD\ WRJHWKHU ZLWK D OLVW RI WKH DOWHUQDWLYHV $QVZHU %XV\ DQG 5HOHDVH DQVZHU ,I WKH LQFRPLQJ FDOO LV D UHVWULFWHG QXPEHU WKH GLVSOD\ VKRZV :LWKKHOG 7R SXW WKH RQJRLQJ FDOO RQ KROG DQG DQVZHU WKH ZDLWLQJ FDOO...
Page 95 5HFHLYLQJ D 7KLUG &DOO ,I WKH &DOO ZDLWLQJ VHUYLFH LV RQ \RX PD\ UHFHLYH D WKLUG FDOO ZKHQ \RX KDYH RQH DFWLYH FDOO DQG D VHFRQG FDOO RQ KROG )URP QRZ RQ \RX FDQQRW DQVZHU DQ\ PRUH FDOOV ZLWKRXW GLVFRQQHFWLQJ RQH XQOHVV \RX FUHDWH D FRQIHUHQFH FDOO <RX KHDU D WRQH LQ WKH HDUSLHFH DQG %XV\ DQG 5HOHDVH DQVZHU DSSHDU LQ WKH GLVSOD\ 7R HQG WKH RQJRLQJ FDOO DQG DFFHSW WKH ZDLWLQJ FDOO...
Page 96 +DYLQJ D 3ULYDWH &RQYHUVDWLRQ <RX FDQ KDYH D SULYDWH FRQYHUVDWLRQ ZLWK RQH RI WKH SDUWLFLSDQWV DQG SXW WKH RWKHU SDUWLFLSDQWV RQ KROG 7R H[WUDFW D SDUWLFLSDQW 6FUROO WR 2QJRLQJ FDOO ([WUDFW SDUW < ( 6 < ( 6 6HOHFW WKH SDUWLFLSDQW DQG SUHVV <( 6 <RX PD\ QRZ KDYH D SULYDWH FRQYHUVDWLRQ ZLWK WKH SDUWLFLSDQW 7R UHMRLQ WKH SDUWLFLSDQW WR WKH FRQIHUHQFH JURXS...
Page 97 &DOO 7LPH DQG &DOO &RVW 'XULQJ D FDOO WKH GXUDWLRQ LV VKRZQ LQ WKH GLVSOD\ ,I \RX VXEVFULEH WR FRVW LQIRUPDWLRQ WKH FDOO FRVW RU WKH QXPEHU RI FDOO XQLWV LV GLVSOD\HG LQVWHDG &KHFNLQJ WKH 7LPH RU &RVW 7KH &DOO LQIR PHQX DOORZV \RX WR FKHFN WKH WRWDO WLPH RU FRVW RI \RXU FDOOV 7R FKHFN WKH FDOO WLPH RI WKH ODVW FDOO ‡...
Page 98 7R HQWHU WKH SULFH SHU FDOO XQLW 6FUROO WR &DOO LQIR &DOO FRVWV 6HW WDULII < ( 6 < ( 6 < ( 6 (QWHU \RXU 3,1 DQG SUHVV < ( 6 6HOHFW &KDQJH WDULII DQG SUHVV <...
Page 99 1HWZRUNV 6HDUFKLQJ IRU 1HWZRUNV :KHQ \RX WXUQ RQ WKH SKRQH LW VHDUFKHV IRU WKH ODVW DFFHVVHG QHWZRUN ,I WKLV LV QRW ZLWKLQ UDQJH \RX PD\ XVH DQRWKHU QHWZRUN SURYLGHG \RXU KRPH QHWZRUN KDV DQ DJUHHPHQW WKDW DOORZV \RX WR GR VR 7KLV LV FDOOHG URDPLQJ 7R VWDUW DQ DXWRPDWLF QHWZRUN VHDUFK ‡...
Page 100 3UHIHUUHG 1HWZRUNV <RX FDQ FUHDWH DQG HGLW D OLVW WKDW GHILQHV WKH RUGHU LQ ZKLFK \RXU SKRQH VHOHFWV D QHWZRUN GXULQJ DQ DXWRPDWLF QHWZRUN VHDUFK ZKHQ \RXU KRPH QHWZRUN LV QRW ZLWKLQ UDQJH 7KH QXPEHU RI QHWZRUNV WKDW FDQ EH VDYHG LQ WKH OLVW GHSHQGV RQ \RXU 6,0 FDUG 7R YLHZ WKH OLVW RI QHWZRUNV ‡...
Page 101 6HDUFK 0RGHV :KHQ \RX WXUQ RQ \RXU SKRQH LW VHDUFKHV IRU D QHWZRUN 7KLV FDQ EH GRQH LQ WZR GLIIHUHQW ZD\V $XWRPDWLF VHDUFK PRGH PHDQV WKDW \RXU SKRQH ILUVW VHDUFKHV IRU WKH ODVW DFFHVVHG QHWZRUN ,I WKLV LV QRW DYDLODEOH LW DXWRPDWLFDOO\ VHDUFKHV IRU DQRWKHU DYDLODEOH QHWZRUN ZLWKLQ UDQJH 0DQXDO VHDUFK PRGH PHDQV WKDW \RXU SKRQH ILUVW VHDUFKHV IRU WKH ODVW DFFHVVHG QHWZRUN ,I WKLV LV QRW DYDLODEOH WKH TXHVWLRQ 6HOHFW QHW"...
Page 102 6HFXULW\ <RX FDQ SURWHFW \RXU SKRQH DQG VXEVFULSWLRQ IURP XQDXWKRUL]HG XVH LQ VHYHUDO ZD\V )RU H[DPSOH \RX FDQ ORFN WKH SKRQH RU VXEVFULEH WR VSHFLILF VHUYLFHV VXFK DV WKH 5HVWULFW &DOOV VHUYLFH /RFNLQJ WKH 6,0 &DUG 7KH 6,0 FDUG ORFN SURWHFWV \RXU VXEVFULSWLRQ EXW QRW \RXU SKRQH LWVHOI IURP XQDXWKRUL]HG XVH ,I \RX FKDQJH 6,0 FDUGV WKH SKRQH VWLOO ZRUNV ZLWK WKH QHZ 6,0 FDUG 0RVW 6,0 FDUGV DUH ORFNHG DW WKH WLPH RI SXUFKDVH ,I WKH 6,0 FDUG...
Page 103 7R WXUQ WKH 6,0 FDUG ORFN RQ RU RII 6FUROO WR 6HWWLQJV /RFNV 6,0 ORFN < ( 6 < (6 < ( 6 3URWHFWLRQ < ( 6 6HOHFW 2Q RU 2II HQWHU \RXU 3,1 DQG SUHVV < ( 6 7KH PHVVDJH /RFNHG RU 8QORFNHG FRQILUPV WKDW WKH FDUG ORFN KDV QRZ EHHQ WXUQHG RQ RU RII /RFNLQJ WKH 3KRQH...
Page 104 5HVWULFWLQJ &DOOV <RX FDQ XVH WKH 5HVWULFW FDOOV VHUYLFH WR UHVWULFW FHUWDLQ W\SHV RI FDOOV WKDW FDQ EH PDGH DQG UHFHLYHG <RX QHHG D SDVVZRUG ZKLFK FRPHV ZLWK \RXU VXEVFULSWLRQ IURP WKH QHWZRUN RSHUDWRU WR WXUQ D FDOO UHVWULFWLRQ RQ RU RII 7KH IROORZLQJ FDOOV FDQ EH UHVWULFWHG ‡...
Page 105 7R VDYH IL[HG QXPEHUV 6FUROO WR 3KRQH ERRN 6SHFLDO QXPEHUV )L[HG <( 6 < ( 6 QXPEHUV $GG QHZ" < ( 6 < ( 6 (QWHU \RXU 3,1 DQG SUHVV < ( 6 (QWHU WKH IL[HG QXPEHU DQG SUHVV <...
Page 106 7R DGG QXPEHUV WR WKH OLVW RI DFFHSWHG FDOOHUV 6FUROO WR 6HWWLQJV &DOO RSWLRQV $FFHSW FDOOV < ( 6 <( 6 < ( 6 (GLW OLVW $GG WR OLVW" < ( 6 < ( 6 6HOHFW 3KRQH ERRN \RX FDQ DGG D FRQWDFW¶V QXPEHU RU *URXSV \RX FDQ DGG D JURXS (QWHU WKH ILUVW OHWWHU RI WKH FRQWDFW RU JURXS DQG SUHVV <...
Page 107 &RGH 0HPR ,QVWHDG RI KDYLQJ WR UHPHPEHU DOO WKH GLIIHUHQW VHFXULW\ FRGHV IRU FUHGLW FDUGV HWF \RX FDQ VDYH WKHP LQ WKH &RGH PHPR LQ \RXU SKRQH 7KHQ DOO \RX QHHG WR UHPHPEHU LV WKH SDVVZRUG WR RSHQ WKH &RGH PHPR <RX FDQ VDYH D PD[LPXP RI FRGHV LQ WKH &RGH PHPR &KHFNZRUG DQG 6HFXULW\ 7R FRQILUP WKDW \RX KDYH HQWHUHG WKH FRUUHFW SDVVZRUG IRU WKH &RGH...
Page 108 7R RSHQ &RGH PHPR 6FUROO WR ([WUDV &RGH PHPR < ( 6 < ( 6 (QWHU \RXU SDVVZRUG DQG SUHVV < ( 6 <RXU HQWHUHG FKHFNZRUG DSSHDUV :KHQ WKH GHFU\SWLRQ SURFHVV KDV ILQLVKHG \RXU FRGHV DUH VKRZQ 'HOHWLQJ DQG (GLWLQJ &RGHV 7R GHOHWH D VLQJOH FRGH 2SHQ &RGH PHPR DV GHVFULEHG DERYH 6FUROO WR WKH FRGH \RX ZDQW WR GHOHWH DQG SUHVV...
Page 109 7ZR 9RLFH /LQHV ,I \RXU VXEVFULSWLRQ VXSSRUWV WKH 7ZR OLQH VHUYLFH \RXU SKRQH KDV WZR YRLFH OLQHV ZLWK GLIIHUHQW SKRQH QXPEHUV VHSDUDWH ELOOV DQG SHUKDSV GLIIHUHQW VXEVFULSWLRQ VHUYLFHV 7KLV LV XVHIXO LI IRU H[DPSOH \RX ZDQW WR NHHS EXVLQHVV FDOOV DQG SULYDWH FDOOV RQ VHSDUDWH OLQHV <RX PD\ KDYH GLIIHUHQW VHWWLQJV IRU HDFK OLQH IRU H[DPSOH WKH ULQJ VLJQDO RU IRUZDUG FDOOV <RX PD\ DOVR KDYH VHSDUDWH YRLFH PDLO QXPEHUV IRU HDFK SKRQH OLQH LI WKLV LV VXSSRUWHG E\ \RXU VXEVFULSWLRQ...
Page 110 /RFNLQJ 2QH /LQH <RX FDQ FKRRVH WR ORFN RQH RI WKH OLQHV VR WKDW LW FDQQRW EH XVHG XQOHVV \RX HQWHU WKH 3,1 7R ORFN D SKRQH OLQH 6FUROO WR 6HWWLQJV /RFNV < ( 6 < (6 6HOHFW WKH SKRQH OLQH \RX ZDQW WR ORFN /RFN OLQH RU /RFN OLQH 3UHVV <...
Page 111 &DOOLQJ &DUG &DOOV :KHQ PDNLQJ LQWHUQDWLRQDO RU ORQJ GLVWDQFH FDOOV \RX PD\ ZDQW WR XVH WKH FDOOLQJ FDUG VHUYLFH WR UHGLUHFW WKH FKDUJHV WR D FUHGLW FDUG DFFRXQW LQVWHDG RI \RXU QRUPDO DFFRXQW 1RWH <RX FDQQRW XVH WKH FDOOLQJ FDUG VHUYLFH ZKHQ PDNLQJ D ID[ RU D GDWD FDOO &DOOLQJ &DUG 6HUYLFH 7R EH DEOH WR PDNH FDOOLQJ FDUG FDOOV \RX QHHG WR WXUQ RQ WKH VHUYLFH...
Page 112 7R HGLW D FDUG QXPEHU 6FUROO WR 3KRQH ERRN &DOOLQJ FDUGV <( 6 < ( 6 6FUROO WR WKH FDUG QXPEHU WKDW \RX ZDQW WR HGLW DQG SUHVV < ( 6 6HOHFW (GLW DQG HGLW WKH FDUG QXPEHU 3UHVV WR FRQILUP WKH QHZ QXPEHU <...
Page 113 *DPHV <RXU SKRQH LQFOXGHV WZR JDPHV 7HQQLV DQG (UL[ 7HQQLV <RX FDQ SOD\ 7HQQLV E\ \RXUVHOI RU DJDLQVW D XVHU RI DQRWKHU 7 SKRQH XVLQJ %OXHWRRWK ZLUHOHVV WHFKQRORJ\ RU WKH LQIUDUHG SRUW <RX SOD\ VHYHQ VHWV 7LS 5HDG DERXW ³%OXHWRRWKŒ :LUHOHVV 7HFKQRORJ\´ RQ SDJH DQG ³,QIUDUHG 3RUW´...
Page 114 7R FRQWURO 7HQQLV <RX DUH WKH WHQQLV SOD\HU RQ WKH OHIW ‡ PRYH WKH WHQQLV SOD\HU XS ‡ PRYH WKH WHQQLV SOD\HU GRZQ ,I WZR SHRSOH SOD\ RQ WKH VDPH SKRQH WKH WHQQLV SOD\HU RQ WKH ULJKW FRQWUROV WKH JDPH DV IROORZV ‡...
Page 115 7RROV $ODUP &ORFN 7KH SKRQH KDV DQ DODUP FORFN WKDW FDQ EH VHW WR ULQJ DW D VSHFLILF WLPH ZLWKLQ KRXUV <RX FDQ DOVR VHW D UHFXUUHQW DODUP WR ULQJ DW D VSHFLILF WLPH RQ VHYHUDO GD\V )RU H[DPSOH LW FDQ ULQJ DW DP RQ 0RQGD\ :HGQHVGD\ DQG )ULGD\ <RX FDQ KDYH ERWK WKHVH DODUPV VHW DW WKH VDPH WLPH (YHQ LI \RX KDYH VHW \RXU SKRQH WR VLOHQW WKH DODUP DQG WLPHU VLJQDO ULQJV...
Page 116 7R WXUQ WKH DODUP VLJQDO RII ‡ 3UHVV DQ\ NH\ WR WXUQ WKH DODUP VLJQDO RII ZKHQ LW ULQJV ,I \RX GR QRW ZDQW WKH DODUP WR EH UHSHDWHG SUHVV < ( 6 7R FDQFHO D UHFXUUHQW DODUP 6FUROO WR ([WUDV 7LPH $ODUPV 5HFXUUHQW...
Page 117 &DOFXODWRU 7KH SKRQH KDV D EXLOWLQ FDOFXODWRU ZKLFK FDQ DGG VXEWUDFW GLYLGH DQG PXOWLSO\ ‡ 3UHVV WR JHW [ ‡ 3UHVV WR GHOHWH WKH ILJXUH ‡ 3UHVV WR HQWHU D GHFLPDO SRLQW 7R XVH WKH FDOFXODWRU ,Q WKLV H[DPSOH ZH DUH JRLQJ WR GLYLGH E\ 6FUROO WR ([WUDV &DOFXODWRU <...
Page 118 2QOLQH 6HUYLFHV 2QOLQH VHUYLFHV DUH FXVWRPL]HG VHUYLFHV RIIHUHG E\ QHWZRUN RSHUDWRUV LQGHSHQGHQWO\ RI PRELOH SKRQHV DQG PRELOH SKRQH PDQXIDFWXUHUV $ 6,0 FDUG ZKLFK VXSSRUWV 2QOLQH VHUYLFHV ZRUNV LQ WKH VDPH ZD\ DV D QRUPDO 6,0 FDUG :KHQ \RX KDYH LQVHUWHG \RXU 6,0 FDUG DQG WXUQHG RQ \RXU SKRQH \RXU QHWZRUN RSHUDWRU FDQ GRZQORDG GDWD WR \RXU 6,0 FDUG $IWHU WKH ILUVW GDWD GRZQORDG DQG DIWHU UHVWDUWLQJ \RXU SKRQH D QHZ PHQX DSSHDUV LQ \RXU SKRQH DV WKH ILUVW VXEPHQX...
Page 119 (ULFVVRQ 0RELOH ,QWHUQHW :KHQ \RX DUH RQ WKH PRYH DQG LQ QHHG RI FRPPXQLFDWLRQ DQG LQIRUPDWLRQ WKH (ULFVVRQ 0RELOH ,QWHUQHW LV WKH DQVZHU 7KH (ULFVVRQ 0RELOH ,QWHUQHW LV D VHUYLFH VXSSOLHG E\ (ULFVVRQ WR PDNH LW HDVLHU IRU \RX WR FRPPXQLFDWH DQG UHFHLYH LQIRUPDWLRQ TXLFNO\ ZKHUHYHU \RX DUH ,W JLYHV \RX DFFHVV WR YDULRXV PHVVDJLQJ VHUYLFHV RQOLQH FXVWRPHU VHUYLFHV XVHU PDQXDOV DQG RWKHU XVHIXO LQIRUPDWLRQ 6RPH :$3 SURILOHV FDQ EH VHW XS IURP \RXU 3&...
Page 120 7URXEOHVKRRWLQJ +HUH DUH VRPH SUREOHPV WKDW \RX PLJKW KDYH ZKLOH XVLQJ \RXU SKRQH 6RPH SUREOHPV UHTXLUH WKDW \RX FDOO \RXU VHUYLFH SURYLGHU EXW PRVW RI WKH SUREOHPV \RX HQFRXQWHU \RX FDQ HDVLO\ FRUUHFW \RXUVHOI (UURU 0HVVDJHV ,QVHUW &DUG 7KHUH LV QR 6,0 FDUG LQ WKH SKRQH RU \RX PD\ KDYH LQVHUWHG LW LQFRUUHFWO\ ,QVHUW D 6,0 FDUG 6HH ³6,0 &DUG´...
Page 121 3KRQH /RFNHG 7KH SKRQH LV ORFNHG 7R XQORFN WKH SKRQH VHH ³/RFNLQJ WKH 3KRQH´ RQ SDJH 3KRQH /RFN &RGH <RXU SKRQH FRPHV ZLWK WKH SKRQH ORFN FRGH <RX FDQ FKDQJH LW WR DQ\ IRXU WR HLJKWGLJLW FRGH 6HH ³/RFNLQJ WKH 3KRQH´ RQ SDJH 1XPEHU QRW 3HUPLWWHG 7KH )L[HG 'LDOLQJ IXQFWLRQ LV RQ DQG WKH QXPEHU \RX KDYH GLDOHG...
Page 122 &DQQRW 6SHHG 'LDO <RXU FRQWDFWV DUH QRW VDYHG RQ WKH 6,0 FDUG 7R FRS\ WKH FRQWDFWV WR WKH 6,0 FDUG VHH ³7R FRS\ FRQWDFWV WR WKH 6,0 FDUG´ RQ SDJH &DQQRW $FFHVV 0\ &RQWDFWV <RXU FRQWDFWV DUH QRW VDYHG LQ WKH SKRQH 7R FRS\ WKH FRQWDFWV WR WKH SKRQH VHH ³7R FRS\ FRQWDFWV WR WKH SKRQH´...
Page 123 7HFKQLFDO 'DWD *HQHUDO 3URGXFW QDPH 6\VWHP *60 *60*60 6,0 FDUG 6PDOO SOXJLQ FDUG 9 RU 9 W\SH 7\SH QXPEHU %9 7DONWLPH ZLWK DQ XOWUD VOLP 8S WR KRXUV EDWWHU\ 6WDQGE\ WLPH ZLWK DQ XOWUD 8S WR KRXUV ! GD\V VOLP EDWWHU\ 'LPHQVLRQV 6L]H...
Page 124 *356 *HQHUDO 3DFNHW 5DGLR 6HUYLFHV 'DWD WUDQVPLVVLRQ UDWH 8S WR NEV ,QIUDUHG FRPPXQLFDWLRQ &RYHUDJH DUHD 8S WR PHWUH IW 6WDQGDUGV IRU WUDQVIHU 7 VXSSRUWV IXOO LPSOHPHQWDWLRQ RI VWDQGDUG ,U'$ DQG ,U'$8OWUD 'DWD WUDQVPLVVLRQ UDWH 8S WR 0EV &/$66 /(' 352'8&7 <...
Page 125 %OXHWRRWK &DSDELOLW\ 6WDWHPHQW 7KLV SURGXFW LV PDQXIDFWXUHG WR FRPSO\ ZLWK WKH %OXHWRRWK VSHFLILFDWLRQ +RZHYHU VLQFH WKH TXDOLILFDWLRQ IRU WKH VSHFLILFDWLRQ LV QRW \HW DYDLODEOH WKLV SURGXFW KDV EHHQ IRUPDOO\ TXDOLILHG DFFRUGLQJ WR WKH %OXHWRRWK VSHFLILFDWLRQ E 7KH IROORZLQJ %OXHWRRWK IXQFWLRQV DUH VXSSRUWHG ‡...
Page 126 6DIH DQG (IILFLHQW 8VH 1RWH 3OHDVH UHDG WKLV LQIRUPDWLRQ EHIRUH XVLQJ \RXU PRELOH SKRQH <RXU PRELOH SKRQH LV D KLJKO\ VRSKLVWLFDWHG HOHFWURQLF GHYLFH 7R JHW WKH PRVW RXW RI \RXU PRELOH SKRQH SOHDVH UHDG WKLV VHFWLRQ DERXW SURGXFW FDUH DQG VDIH DQG HIILFLHQW XVH 3URGXFW &DUH ‡...
Page 127 (IILFLHQW 8VH )RU RSWLPXP SHUIRUPDQFH ZLWK PLQLPXP SRZHU FRQVXPSWLRQ SOHDVH ‡ +ROG WKH PRELOH SKRQH DV \RX ZRXOG DQ\ RWKHU WHOHSKRQH :KLOH VSHDNLQJ GLUHFWO\ LQWR WKH PRXWKSLHFH DQJOH WKH DQWHQQD LQ D GLUHFWLRQ XS DQG RYHU \RXU VKRXOGHU ,I WKH DQWHQQD LV H[WHQGDEOH UHWUDFWDEOH LW VKRXOG EH H[WHQGHG GXULQJ D FDOO ‡...
Page 128 ‡ $16,,((( & ³6DIHW\ OHYHOV ZLWK UHVSHFW WR KXPDQ H[SRVXUH WR UDGLR IUHTXHQF\ HOHFWURPDJQHWLF ILHOGV N+] WR *+]´ 7KH ,QVWLWXWH RI (OHFWULFDO DQG (OHFWURQLFV (QJLQHHUV ,QF 1HZ <RUN ‡ )&& 5HSRUW DQG 2UGHU (7 'RFNHW )&& )HGHUDO &RPPXQLFDWLRQV &RPPLVVLRQ )&&...
Page 129 0RELOH SKRQHV PD\ DIIHFW WKH RSHUDWLRQ RI VRPH LPSODQWHG FDUGLDF SDFHPDNHUV DQG RWKHU PHGLFDOO\ LPSODQWHG HTXLSPHQW 3DFHPDNHU SDWLHQWV VKRXOG EH DZDUH WKDW WKH XVH RI D PRELOH SKRQH YHU\ FORVH WR D SDFHPDNHU PLJKW FDXVH WKH GHYLFH WR PDOIXQFWLRQ $YRLG SODFLQJ WKH PRELOH SKRQH RYHU WKH SDFHPDNHU HJ LQ \RXU EUHDVW SRFNHW :KHQ XVLQJ WKH PRELOH SKRQH SODFH LW DW WKH HDU RSSRVLWH WKH SDFHPDNHU ,I D PLQLPXP GLVWDQFH RI FP LV NHSW EHWZHHQ WKH...
Page 130 3RZHU 6XSSO\ ‡ &RQQHFW WKH $& SRZHU DGDSWHU RQO\ WR GHVLJQDWHG SRZHU VRXUFHV DV PDUNHG RQ WKH SURGXFW ‡ 7R UHGXFH ULVN RI GDPDJH WR WKH HOHFWULF FRUG UHPRYH LW IURP WKH RXWOHW E\ KROGLQJ RQWR WKH $& DGDSWHU UDWKHU WKDQ WKH FRUG ‡...
Page 131 3OHDVH QRWH WKDW \RX FDQQRW WXUQ RQ WKH SKRQH EHIRUH WKH LQGLFDWRU OLJKWV XS DQG WKH EDWWHU\ PHWHU DSSHDUV LQ WKH GLVSOD\ 7KH EDWWHU\ FDQ RQO\ EH FKDUJHG LQ WHPSHUDWXUHV EHWZHHQ ƒ) ƒ& DQG ƒ) ƒ& %DWWHU\ 8VH DQG &DUH $ UHFKDUJHDEOH EDWWHU\ KDV D ORQJ VHUYLFH OLIH LI WUHDWHG SURSHUO\ $ QHZ EDWWHU\ RU RQH WKDW KDV QRW EHHQ XVHG IRU D ORQJ WLPH FRXOG KDYH UHGXFHG FDSDFLW\ WKH ILUVW IHZ WLPHV LW LV XVHG...
Page 132 /LPLWHG :DUUDQW\ 7KDQN \RX IRU SXUFKDVLQJ WKLV (ULFVVRQ 3URGXFW 7R JHW PD[LPXP XVH RI \RXU QHZ 3URGXFW ZH UHFRPPHQG WKDW \RX IROORZ D IHZ VLPSOH VWHSV ‡ 5HDG WKH *XLGHOLQHV IRU 6DIH DQG (IILFLHQW XVH ‡ 5HDG DOO WKH WHUPV DQG FRQGLWLRQV RI \RXU (ULFVVRQ :DUUDQW\ ‡...
Page 133 ,I (ULFVVRQ UHSDLUV RU UHSODFHV WKH 3URGXFW WKH UHSDLUHG RU UHSODFHG 3URGXFW VKDOO EH ZDUUDQWHG IRU WKH UHPDLQLQJ WLPH RI WKH RULJLQDO ZDUUDQW\ SHULRG RU IRU QLQHW\ GD\V IURP WKH GDWH RI UHSDLU ZKLFKHYHU LV ORQJHU 5HSDLU RU UHSODFHPHQW PD\ LQYROYH WKH XVH RI IXQFWLRQDOO\ HTXLYDOHQW UHFRQGLWLRQHG XQLWV 5HSODFHG IDXOW\ SDUWV RU FRPSRQHQWV ZLOO EHFRPH WKH SURSHUW\ RI (ULFVVRQ 7KLV ZDUUDQW\ GRHV QRW FRYHU DQ\ IDLOXUH RI WKH 3URGXFW GXH...
Page 134 ,QWHUQDWLRQDO 6HUYLFH <RX FDQ KDYH \RXU (ULFVVRQ 3URGXFW VHUYLFHG ZLWKLQ WKH ZDUUDQW\ SHULRG LQ DQ\ FRXQWU\VWDWH ZKHUH DQ LGHQWLFDO 3URGXFW LV VROG E\ DQ DXWKRUL]HG (ULFVVRQ GLVWULEXWRU 7R ILQG RXW LI \RXU 3URGXFW LV VROG LQ WKH FRXQWU\VWDWH \RX DUH LQ SOHDVH FDOO WKH ORFDO &DOO &HQWHU ,Q RUGHU WR EH JUDQWHG VHUYLFH \RX KDYH WR SUHVHQW \RXU RULJLQDO UHFHLSW VSHFLI\LQJ WKH GDWH RI SXUFKDVH DQG VHULDO QXPEHU 3OHDVH REVHUYH WKDW FHUWDLQ VHUYLFHV PD\ QRW EH SRVVLEOH HOVHZKHUH...
Page 135 5HJXODWRU\ ,QIRUPDWLRQ 'HFODUDWLRQ RI &RQIRUPLW\ :H (ULFVVRQ 0RELOH &RPPXQLFDWLRQV $% RI 7RUVKDPQVJDWDQ 6 6WRFNKROP 6ZHGHQ GHFODUH XQGHU RXU VROH UHVSRQVLELOLW\ WKDW RXU SURGXFW (ULFVVRQ W\SH %9 DQG LQ FRPELQDWLRQ ZLWK RXU DFFHVVRULHV WR ZKLFK WKLV GHFODUDWLRQ UHODWHV LV LQ FRQIRUPLW\ ZLWK WKH DSSURSULDWH VWDQGDUGV *33 76 (76 DQG (1 IROORZLQJ WKH SURYLVLRQV RI 5DGLR (TXLSPHQW DQG 7HOHFRPPXQLFDWLRQ (TXLSPHQW GLUHFWLYH (&...
Page 136 7KLV GHYLFH FRPSOLHV ZLWK 3DUW RI WKH )&& UXOHV 2SHUDWLRQ LV VXEMHFW WR WKH IROORZLQJ WZR FRQGLWLRQV 7KLV GHYLFH PD\ QRW FDXVH KDUPIXO LQWHUIHUHQFH DQG 7KLV GHYLFH PXVW DFFHSW DQ\ LQWHUIHUHQFH UHFHLYHG LQFOXGLQJ LQWHUIHUHQFH WKDW PD\ FDXVH XQGHVLUHG RSHUDWLRQ 5HJXODWRU\ ,QIRUPDWLRQ...
Page 137 ,FRQV 7KH WDEOH EHORZ VKRZV LFRQV ZKLFK PD\ DSSHDU LQ VWDQGE\ RU LQ WKH PHQXV ,FRQ 'HVFULSWLRQ <RXU SHUVRQDO SKRQH ERRN +DQGOLQJ RI WH[W DQG YRLFH PHVVDJHV +DQGOLQJ RI FDOO WLPH FDOO FRVW LQIRUPDWLRQ DQG RQJRLQJ FDOOV 3HUVRQDO VHWWLQJV SURILOHV IRUZDUG FDOOV QHWZRUNV DQG YRLFH FRQWURO %OXHWRRWK FDOHQGDU V\QFKURQL]DWLRQ YRLFH PHPR DODUP FORFN DQG RWKHU H[WUDV...
Page 138 ,FRQ 'HVFULSWLRQ 7KH DODUP FORFN KDV EHHQ VHW DQG LV RQ <RX KDYH UHFHLYHG D WH[W PHVVDJH <RX KDYH UHFHLYHG D YRLFH PHVVDJH <RX KDYH UHFHLYHG DQ HPDLO PHVVDJH <RX KDYH UHFHLYHG D :$3 SXVK PHVVDJH 7KH %OXHWRRWK IXQFWLRQ LV RQ 7KH %OXHWRRWK IXQFWLRQ LV LQ GLVFRYHUDEOH PRGH %OXHWRRWK FRPPXQLFDWLRQ LV LQ SURJUHVV 7KH LQIUDUHG SRUW LV RQ...
Page 139 ,FRQ 'HVFULSWLRQ <RX FDQ HQWHU WKH SKRQH ERRN E\ SUHVVLQJ $ KRPH QXPEHU LQ WKH SKRQH ERRN $ ZRUN QXPEHU LQ WKH SKRQH ERRN $ PRELOH QXPEHU LQ WKH SKRQH ERRN $ ID[ QXPEHU LQ WKH SKRQH ERRN $QRWKHU QXPEHU LQ WKH SKRQH ERRN $Q HPDLO DGGUHVV LQ WKH SKRQH ERRN $ YRLFH FRPPDQG KDV EHHQ UHFRUGHG IRU D FRQWDFW QDPH...
Page 140 ,FRQ 'HVFULSWLRQ $ PLVFHOODQHRXV DSSRLQWPHQW $Q DOO GD\ FDOHQGDU DSSRLQWPHQW $ UHFXUUHQW FDOHQGDU DSSRLQWPHQW $ UHPLQGHU LV VHW IRU D FDOHQGDU DSSRLQWPHQW $ WDVN LQ \RXU FDOHQGDU $ WDVN RI KLJK SULRULW\ $ WDVN RI ORZ SULRULW\ 7KH WDVN LV WR PDNH D SKRQH FDOO 7KH WDVN LV WR ZULWH D PHVVDJH 7KH QHWZRUN LV SUHIHUUHG DQG FDQ EH XVHG 7KH QHWZRUN LV IRUELGGHQ DQG FDQQRW EH XVHG...
Page 141 4XLFN .H\V 7KH WDEOH GHVFULEHV VRPH RI WKH PRVW XVHIXO NH\ FRPELQDWLRQV 7R 'R WKLV ZKHQ LQ VWDQGE\ PDNH DQ HPHUJHQF\ FDOO HQWHU WKH LQWHUQDWLRQDO HPHUJHQF\ QXPEHU DQG SUHVV < ( 6 HQWHU DQG PRYH WKURXJK WKH PDLQ SUHVV PHQXV DQG VXEPHQXV &DOO OLVW HQWHU WKH SUHVV <( 6...
Page 142 7R 'R WKLV ZKHQ LQ WKH PHQXV PRYH WKURXJK PHQXV RU OLVWV VOLGH DQG KROG WKH YROXPH NH\ XS RU GRZQ VHOHFW D PHQX RU VHWWLQJ SUHVV <( 6 GHOHWH DQ LWHP SUHVV DQG KROG ZKHQ LQ OLVWV JR EDFN WR VWDQGE\ SUHVV DQG KROG 1 2 7R 'R WKLV ZKHQ HQWHULQJ OHWWHUV...
Page 143 7R 'R WKLV ZKHQ HQWHULQJ OHWWHUV XVLQJ 7 7H[W ,QSXW YLHZ DOWHUQDWLYH ZRUGV SUHVV DFFHSW D ZRUG DQG DGG D VSDFH SUHVV HQWHU D IXOO VWRS SUHVV YLHZ DOWHUQDWLYH SUHVV WKHQ UHSHDWHGO\ SXQFWXDWLRQ PDUNV VKLIW EHWZHHQ FDSLWDO DQG SUHVV WKHQ WKH OHWWHU ORZHUFDVH OHWWHUV HQWHU QXPEHUV SUHVV DQG KROG DQ\ RI WKH...
Page 144 4XLFN .H\V...
Page 145 ,QGH[ &DOO IRUZDUGLQJ 6HH 'LYHUWLQJ LQFRPLQJ FDOOV $FFHSW FDOOV VHUYLFH &DOO OLVW $FFHVV ORFN FDOOLQJ IURP FDOO OLVW $ODUP FORFN &DOO WLPH $QVZHUHG FDOOV LQGLFDWRU &DOO :DLWLQJ VHUYLFH $QVZHULQJ FDOOV &DOOHU ,' 6HH &DOOLQJ /LQH $QVZHULQJ VHUYLFH 6HH 9RLFH PDLO ,GHQWLILFDWLRQ ...
Page 146 ,QWHUQDWLRQDO FDOOV ,QWHUQDWLRQDO HPHUJHQF\ QXPEHU 'DWD DFFRXQW ,5 OLQN 'DWD FRXQWHU DFWLYDWLQJ 'DWH FRQQHFWLQJ ,5 GHYLFHV IRUPDW VHWWLQJ 'HFODUDWLRQ RI &RQIRUPLW\ .H\ VRXQG 'LDOOHG QXPEHUV LQGLFDWRU .H\SDG 'LVSOD\ JUHHWLQJ WH[W OLJKW /RFNV...
Page 147 3DXVH 6FUROO 3KRQH ERRN 6FUROOLQJ EXVLQHVV FDUGV 6HUYLFH FHQWUH 606 FKHFNLQJ VWDWXV RI PHPRU\ 6KRUW 0HVVDJH 6HUYLFH 6HH 606 FRQWDFWV 6KRUWFXWV FUHDWLQJ WR FRQWDFWV LQ SKRQH ERRN VKRUWFXWV WR FRQWDFWV 6KRZLQJ \RXU QXPEHU 3KRQH ORFN 6LJQDWXUH ORFN ...
Page 148 9LEUDWLQJ DOHUW 9RLFH FRQWURO DQVZHULQJ FDOOV PDNLQJ FDOOV UHFRUGLQJ YRLFH ODEHOV UHMHFWLQJ FDOOV 9RLFH PDLO FKDQJLQJ VLJQDO HQWHULQJ YRLFH PDLO QXPEHU 9ROXPH FKDQJLQJ 9ROXPH NH\ :$3 VHUYLFHV EURZVLQJ SXVK PHVVDJHV VHFXULW\ ...

Ericsson T39 User Manual

Quick Links

Need help?

Questions and answers

Subscribe to Our Youtube Channel

Related Manuals for Ericsson T39

Summary of Contents for Ericsson T39

Page 15: Xulqj D &Doo