HP 12C - 12c Financial Calculator Manuals

Manuals and User Guides for HP 12C - 12c Financial Calculator. We have 1 HP 12C - 12c Financial Calculator manual available for free PDF download: User Manual

HP 12C - 12c Financial Calculator User Manual

HP 12C - 12c Financial Calculator User Manual (211 pages)

financial calculator

Brand: HP | Category: Calculator | Size: 1.75 MB

Table of Contents

Introduction

3
Part I. Problem Solving

15
Getting Started

16
- Power on and off
  16
  - Low-Power Indication
    16
- Section 1: Getting Started
  16
- The Keyboard
  16
  - Keying in Numbers
    17
  - Digit Separators
    17
  - Negative Numbers
    17
  - Keying in Large Numbers
    18
  - The CLEAR Keys
    18
- Simple Arithmetic Calculations
  19
- Chain Calculations
  20
- Storage Registers
  23
Percentage and Calendar Functions

26
- Percentage Functions
  26
  - Percentages
    26
  - Section 2: Percentage and Calendar Functions
    27
  - Net Amount
    27
  - Percent Difference
    27
  - Percent of Total
    28
- Calendar Functions
  29
  - Date Format
    29
  - Future or Past Dates
    30
  - Number of Days between Dates
    31
Basic Financial Functions

32
Additional Financial Functions

57
- Discounted Cash Flow Analysis: NPV and IRR
  57
- Bond Calculations
  66
  - Bond Price
    67
  - Bond Yield
    67
- Depreciation Calculations
  68
Additional Operating Features

70
- Continuous Memory
  70
- Section 5: Additional Operating Features
  71
- The Display
  71
  - Status Indicators
    71
  - Number Display Formats
    71
  - Scientific Notation Display Format
    72
  - Special Displays
    73
- The Key
  74
Statistics Functions

76
- Accumulating Statistics
  76
- Correcting Accumulated Statistics
  77
- Mean
  77
- Standard Deviation
  79
- Linear Estimation
  80
- Weighted Mean
  81
Mathematics and Number-Alteration Functions

83
Programming

87
Programming Basics

88
Branching and Looping

103
- Simple Branching
  103
- Looping
  104
- Conditional Branching
  107
Program Editing

113
Multiple Programs

120
- Section 11: Multiple Programs
  120
- Storing Another Program
  120
- Running Another Program
  122
Solutions

123
- Part III. Solutions
  123
Real Estate and Lending

124
Investment Analysis

136
- Partial-Year Depreciation
  136
- Section 13: Investment Analysis
  136
- Full- and Partial-Year Depreciation with Crossover
  144
- Excess Depreciation
  148
- Modified Internal Rate of Return
  148
Leasing

151
- Advance Payments
  151
  - Solving for Payment
    151
  - Section 14: Leasing
    151
  - Solving for Yield
    154
- Advance Payments with Residual
  156
  - Solving for Payment
    156
  - Solving for Yield
    158
Savings

160
Bonds

163
- 30/360 Day Basis Bonds
  163
- Section 16: Bonds
  163
- Annual Coupon Bonds
  166
Appendixes

169
Appendix A: the Automatic Memory Stack

170
- Getting Numbers into the Stack: the Key
  171
  - Termination of Digit Entry
    172
  - Stack Lift
    172
- Rearranging Numbers in the Stack
  172
  - The Key
    172
- One-Number Functions and the Stack
  173
- Two-Number Functions and the Stack
  173
  - Mathematics Functions
    173
  - Percentage Functions
    174
- Calendar and Financial Functions
  175
- The LAST X Register and the Key
  176
- Chain Calculations
  176
- Arithmetic Calculations with Constants
  177
Appendix B: more about L

179
Appendix C: Error Conditions

181
- Error 0: Mathematics
  181
- Error 1: Storage Register Overflow
  182
- Error 2: Statistics
  182
- Error 3: IRR
  182
- Error 4: Memory
  182
- Error 5: Compound Interest
  183
- Error 6: Storage Registers
  183
- Error 7: IRR
  184
- Error 8: Calendar
  184
- Error 9: Service
  184
- Pr Error
  184
Appendix D: Formulas Used

185
- Percentage
  185
- Interest
  185
  - Simple Interest
    185
  - Compound Interest
    186
- Amortization
  186
- Discounted Cash Flow Analysis
  187
  - Net Present Value
    187
  - Internal Rate of Return
    187
- Calendar
  187
  - Actual Day Basis
    187
  - 30/360 Day Basis
    187
- Bonds
  188
- Depreciation
  189
- Modified Internal Rate of Return
  190
- Advance Payments
  190
- Interest Rate Conversions
  191
  - Finite Compounding
    191
  - Continuous Compounding
    191
- Statistics
  191
  - Mean
    191
  - Weighted Mean
    191
  - Linear Estimation
    191
  - Standard Deviation
    192
  - Factorial
    192
- The Rent or Buy Decision
  192
Appendix E: Battery, Warranty, and Service Information

193
- Battery
  193
- Low-Power Indication
  193
  - Installing a New Battery
    193
- Verifying Proper Operation (Self-Tests)
  194
- Warranty
  196
- Service
  197
- Regulatory Information
  199
- Temperature Specifications
  199
- Noise Declaration
  199
- Disposal of Waste Equipment by Users in Private Household in the European Union
  200
Appendix F: United Kingdom Calculations

201
- Mortgages
  201
- Annual Percentage Rate (APR) Calculations
  202
- Bond Calculations
  202
Function Key Index

203
Programming Key Index

206
Subject Index

208

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