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Hewlett-Packard 12C#ABA - 12C Financial Calculator Quick Start Manual

Hp 12c financial calculator quick start guide.

HP 12c Financial Calculator
Quick Start Guide
Edition 1
HP Part Number:

Summary of Contents

  • Page 1

    HP 12c Financial Calculator Quick Start Guide Edition 1 HP Part Number: F2230-90201...

  • Page 2

    Hewlett-Packard Company shall not be liable for any errors or for incidental or conse- quential damages in connection with the furnishing, performance, or use of this man- ual or the examples contained herein.

  • Page 3: Table Of Contents

    Table of Contents Welcome to your HP 12c Financial Calculator ......1 The Keys................1 Customizing the Calculator ............2 Storage Registers and Continuous Memory ........ 7 Reverse Polish Notation (RPN) Mode......... 7 Keys and Functions ............... 10 Basic Financial Calculation Example ........18 Warranty and Contact Information .........

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  • Page 5: Welcome To Your Hp 12c Financial Calculator, The Keys

    Getting Started Welcome to your HP 12c Financial Calculator This booklet is intended to get you started quickly with the basic features of your 12c Financial Calculator. Use it for quick reference. For more detailed information about the 12c Financial Calculator, refer to the HP 12c Financial Calculator User’s Guide.

  • Page 6: Customizing The Calculator

    • To specify the primary function printed on the upperface of a key, press the key alone. • To specify the alternate function printed in gold above a key, press the gold prefix key , then press the function key. •...

  • Page 7

    are included for reference. Refer to these pages of the user’s guide for more information. Table 1- 1 Basic Functions Functions Display/Description Turn calculator on/off (page 16). Turns calculator on. Pressing again turns the calculator off. The calculator turns off automatically 8 to 17 minutes after it was last used.

  • Page 8

    Table 1- 1 Basic Functions Functions Display/Description Digit separator (page 17). 1. The default separator is a comma (see above). 2. Turn the calculator off first by pressing 3. Press and hold and then press and release to change the digit separator from a comma to a point.

  • Page 9

    Table 1- 1 Basic Functions Functions Display/Description Calendar format. Month- day-year (M.DY) or day- Press to set the date format. month-year The default setting is M.DY. The screen above shows (D.MY) December 3, 2010 in M.DY format. (pages 29-31, 175, and 187). 1.

  • Page 10

    Table 1- 1 Basic Functions Functions Display/Description Compound interest (pages 39-53, 186). Press followed by dates separated by to specify the compound interest option for odd- period calculations of interest (i), Present Value (PV), Payment (PMT), and Future Value (FV). Note the “C” indicator appears.

  • Page 11: Storage Registers And Continuous Memory, Reverse Polish Notation (rpn) Mode

    Storage Registers and Continuous Memory Numbers (data) are stored in memories called “registers.” Special regis- ters are used for storing numbers during calculations, the “stack” regis- ters, and the “Last X” register, which is used for storing the last number in the display before operations are performed in RPN mode.

  • Page 12

    The result, 3.00, is calculated and displayed immediately. There are four special registers used for storing numbers during calcula- tions, which are stacked on top of one another. Called “the stack,” these registers are designated X,Y, Z, and T. X is on the bottom, and T is on the top.

  • Page 13

    Table 1-2 RPN Example Keys Display/Description Enters numbers and operation from the first set of parentheses. The sum, 7, is displayed and stored in the X-register. 5R6; Enters the numbers and operation from the second set of parentheses. The sum, 1 1, is stored in the X- register and displayed, and 7 moves up to the Y- register.

  • Page 14: Keys And Functions

    Keys used to rearrange the stack: • Pressing the key exchanges the numbers in the X-and Y-registers (pages 74 and 172) • Pressing the key performs a roll down of the stack, where each number in the registers is copied into the register below, and the number formerly in the X-register is copied into the T-register (page 172)

  • Page 15

    Table 1-3 Keys and Functions Key(s) Description and Page Number in the User’s Guide Changes sign of number or exponent displayed in the X-register (page 17). Change sign For very large or very small numbers. Enter the mantissa. After pressing, , the next numbers keyed in are exponents of 10 (page 18).

  • Page 16

    Table 1-3 Keys and Functions Key(s) Description and Page Number in the User’s Guide PREFIX After , or , cancels that key (page 17). Cancel Press and key in the register number (0-9 for registers R 0-9 for registers R. ) to Store store displayed number in a specified storage...

  • Page 17

    Table 1-3 Keys and Functions Key(s) Description and Page Number in the User’s Guide Key in start date and press . Key in the number of days from entered date (if date is in the past, Calculates date press ). Press .

  • Page 18

    Table 1-3 Keys and Functions Key(s) Description and Page Number in the User’s Guide Calculates factorial of number displayed in the X- register (page 83). Factorial Natural antilogarithm. Raise e to power of the number displayed in the X-register (page 83). Calculates natural logarithm (base e) of the number in the displayed X-register (page 83).

  • Page 19

    Table 1-3 Keys and Functions Key(s) Description and Page Number in the User’s Guide Calculates simple interest (page 33). Simple interest Stores or calculates number of compounding periods in financial problems (page 35). Compounding periods Multiplies a number in displayed X-register by 12 and stores the value in the i-register (page 39).

  • Page 20

    Table 1-3 Keys and Functions Key(s) Description and Page Number in the User’s Guide Stores or calculates the future value (final cash flow) of a financial problem (pages 32, 36). Future value Amortizes x number of periods using values stored AMORT , and the display.

  • Page 21

    Table 1-3 Keys and Functions Key(s) Description and Page Number in the User’s Guide Calculates depreciation using straight-line method (page 68). Depreciation PRICE Calculates bond price, given desired yield to maturity (page 67). Bond price Calculates yield to maturity, given bond price (page 67).

  • Page 22: Basic Financial Calculation Example

    Basic Financial Calculation Example Table 1-4 illustrates how easily you can perform financial calculations using the HP 12c Financial Calculator. For more examples and informa- tion on financial problems, including cash flows and using cash flow diagrams, refer to section three of the HP 12c Financial Calculator User’s Guide, titled, Basic Financial Functions.

  • Page 23

    Keys Display/Description Enters the annual interest rate in terms of the basic compounding period (6.9% divided by 12 months per year). Enters the number of monthly compounding periods (n) for a 30-year loan (12 payments per year x 30). Enters the present value of the loan. Enters the future value of the loan after is has been paid off (0.00).

  • Page 24: Warranty And Contact Information, Replacing The Batteries, Hp Limited Hardware Warranty And Customer Care

    Keys Display/Description Calculates monthly payment amount. Note the sign is negative; it is money you pay out. Warranty and Contact Information Replacing the Batteries The calculator uses two, 3 Volt CR2032 Lithium batteries. The low battery symbol (*) appears when battery power is nearly exhausted. Use only fresh batteries when replacing the battery.

  • Page 25: Limited Hardware Warranty Period, General Terms

    sive description of your limited warranty entitlements. In addition, you may also have other legal rights under applicable local law or special written agreement with HP. Limited Hardware Warranty Period Duration: 12 months total (may vary by region, please visit for latest information).

  • Page 26

    plied by HP, (c) unauthorized modification or misuse, (d) operation outside of the published environmental specifications for the product, or (e) improper site prepa- ration or maintenance. HP MAKES NO OTHER EXPRESS WARRANTY OR CONDITION WHETHER WRIT- TEN OR ORAL. TO THE EXTENT ALLOWED BY LOCAL LAW, ANY IMPLIED WAR- RANTY OR CONDITION OF MERCHANTABILITY, SATISFACTORY QUALITY, OR FITNESS FOR A PARTICULAR PURPOSE IS LIMITED TO THE DURATION OF THE EXPRESS WARRANTY SET FORTH ABOVE.

  • Page 27: Customer Care

    Customer Care In addition to the one year hardware warranty your HP calculator also comes with one year of technical support. If you need assistance, HP customer care can be reached by either email or telephone. Before calling please locate the call center nearest you from the list below.

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    Country Hotline Phone Country Hotline Phone Cayman Island 1-800-71 1-2884 Chile 800-360-999 China 010-58301327 Columbia 01-8000-51-4746- 8368 (01-8000-51- HP INVENT) Costa Rica 0-800-01 1-0524 Croatia support Curacao 001-800-872-2881 Czech Republic 296 335 612 + 800-71 1-2884 Denmark 82 33 28 44 Dominica 1-800-71 1-2884 Dominican...

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    Country Hotline Phone Country Hotline Phone Ghana Greece 210 969 6421 support Grenada 1-800-71 1-2884 Guadelupe 0-800-990-01 1; 800-71 1-2884 Guatemala 1-800-999-5105 Guyana 159 ; 800-71 1- 2884 Haiti 183 ; 800-71 1- Honduras 800-0- 1 23 ; 800- 2884 71 1-2884 Hong Kong...

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    Country Hotline Phone Country Hotline Phone Montenegro Montserrat 1-800-71 1-2884 support Morocco Namibia support support Netherland 001-800-872-2881 Netherlands 020 654 5301 Antilles ; 800-71 1-2884 New Zealand 0800-551-664 Nicaragua 1-800-0164; 800- 71 1-2884 Norway 23500027 Panama 001-800-71 1-2884 Paraguay (009) 800-541- Peru...

  • Page 31

    Country Hotline Phone Country Hotline Phone St Kitts & Nevis 1-800-71 1-2884 St Lucia 1-800-478-4602 St Marteen 1-800-71 1-2884 Suriname 156 ; 800-71 1- 2884 Swaziland Sweden 08 5199 2065 support Switzerland 022 827 8780 Switzerland 01 439 5358 Switzerland 022 567 5308 Taiwan...

  • Page 32: Product Regulatory & Environment Information

    Modifications The FCC requires the user to be notified that any changes or modifications made to this device that are not expressly approved by Hewlett-Packard Company may void the user’s authority to operate the equipment. Declaration of Conformity for products Marked with FCC Logo, United States Only This device complies with Part 15 of the FCC Rules.

  • Page 33

    • Compliance with these directives implies conformity to applicable harmonized European standards (European Norms) which are listed on the EU Declaration of Conformity issued by Hewlett-Packard for this product or product family. This compliance is indicated by the following conformity marking placed on the...

  • Page 34

    This marking is valid for EU non- products and EU harmonized Telecom harmonized Telecom products. *Notified products (e.g. Bluetooth). body number (used only if applicable- refer to the product label). Hewlett-Packard GmbH, HQ-TRE, Herrenberger Srasse 140, 71034 Boeblingen, Germany Japanese Notice Korean Notice 30 Getting Started...

  • Page 35

    Disposal of Waste Equipment by Users in Private Household in the European Union This symbol on the product or on its packaging indicates that this product just not be disposed of with your other household waste. Instead, it is your responsibility to dispose of your waste equipment by handing it over to a designated collection point for the recycling of waste electrical and electronic equipment.

  • Page 36

    32 Getting Started...

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