LG L1100 Manual page 134

reference
9.6.2 For the avoidance of doubt the administration fee is
not refundable.
9.7 You may terminate Orange Care on or after the minimum
term by giving not less than 10 days notice before a bill
date. As a concession, if you are also terminating your
Orange account then you may terminate Orange Care
within the minimum term and it will not be necessary for
the notice to expire on your bill date but in such event you
will not be entitled to a refund of any premiums paid.
9.8 Orange will negotiate renewals of the Insurance policy on
your behalf and may change Insurer. The Insurer and
Orange may vary the terms of the policy from time to time
but will give you 90 days notice of any such changes. If
your rights under the policy are restricted or removed you
may terminate Orange Care on giving not less than 10
days notice ending on an invoice date. If you do not give
notice within one month of notification of any changes
you will be taken to have accepted the changes.
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10 term and payments – pay as you go Service Plan
10.1 When you are connected to a pay as you go service
plan which requires Orange Care to be purchased as
an optional extra the premium must be paid in advance.
10.2 The policy only applies to approved and branded
Orange pay as you go phones and may be purchased
for any phone within the current pay as you go range. If
you pay by credit card or debit card the policy will
come into force 24 hours after your call to request
cover. If you pay by cheque then the policy will come
into force within 24 hours of clearance of your cheque.
The Insurance and warranty within the policy will each
have a term of 12 months. Your confirmation of
Insurance cover will be sent to you within 30 working
days after the end of the month in which cover
becomes effective.