HP 12c User Manual page 6

6 Contents
Clearing the Financial Registers .............................................. 33
Simple Interest Calculations........................................................... 33
Financial Calculations and the Cash Flow Diagram.......................... 34
The Cash Flow Sign Convention.............................................. 36
The Payment Mode ............................................................... 37
Generalized Cash Flow Diagrams ........................................... 37
Compound Interest Calculations..................................................... 39
Specifying the Number of Compounding Periods and the Periodic
Interest Rate ......................................................................... 39
Calculating the Number of Payments or Compounding Periods ... 39
Calculating the Periodic and Annual Interest Rates..................... 43
Calculating the Present Value ................................................. 44
Calculating the Payment Amount ............................................. 46
Calculating the Future Value ................................................... 48
Odd-Period Calculations ........................................................ 50
Amortization ............................................................................... 54
Section 4: Additional Financial Functions ....................... 57
Discounted Cash Flow Analysis: NPV and IRR ................................. 57
Calculating Net Present Value (NPV) ....................................... 58
Calculating Internal Rate of Return (IRR) ................................... 63
Reviewing Cash Flow Entries................................................... 64
Changing Cash Flow Entries................................................... 65
Bond Calculations ....................................................................... 66
Bond Price ............................................................................67
Bond Yield ............................................................................67
Depreciation Calculations ............................................................. 68
Section 5: Additional Operating Features ....................... 70
Continuous Memory..................................................................... 70
The Display................................................................................. 71
Status Indicators ................................................................... 71
Number Display Formats ....................................................... 71
Scientific Notation Display Format........................................... 72
Special Displays ................................................................... 73
The key ..............................................................................74
The Key..............................................................................74
Arithmetic Calculations With Constants.................................... 75
Recovering From Errors in Digit Entry ....................................... 75
File name: hp 12c_user's guide_English_HDPMBF12E44
Printered Date: 2005/7/29
Page: 6 of 209
Dimension: 14.8 cm x 21 cm