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HP 10bII+ User Manual Page 6

Financial calculator.
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Arithmetic with One-and Two-number Functions............................................................ 39
Last Answer ............................................................................................................. 41
Display Format of Numbers ....................................................................................... 41
Scientific Notation .................................................................................................... 43
Interchanging the Period and Comma ......................................................................... 43
Rounding Numbers................................................................................................... 43
Messages ................................................................................................................ 44
3 Business Percentages.........................................................................................................45
The Business Percentage Keys .................................................................................... 45
Percent key .............................................................................................................. 45
Margin and Markup Calculations ............................................................................... 47
4 Number Storage and Storage Register Arithmetic ...............................................................49
Using Stored Numbers in Calculations ........................................................................ 49
5 Picturing Financial Problems ..............................................................................................55
How to approach a Financial Problem ........................................................................ 55
Signs of Cash Flows ................................................................................................. 56
Periods and Cash Flows ............................................................................................ 56
Simple and Compound Interest................................................................................... 56
Interest Rates............................................................................................................ 57
Two Types of Financial Problems ................................................................................ 58
Recognizing a Cash Flow Problem ............................................................................. 59
6 Time Value of Money Calculations .....................................................................................61
Using the TVM Application ........................................................................................ 61
The TVM Keys .......................................................................................................... 61
Begin and End Modes............................................................................................... 62
Loan Calculations ..................................................................................................... 62
Savings Calculations................................................................................................. 67
Lease Calculations .................................................................................................... 71
Amortization ............................................................................................................ 74
Interest Rate Conversions ........................................................................................... 79
Resetting the TVM Keys ............................................................................................. 82
7 Depreciation .....................................................................................................................83
The Depreciation Keys .............................................................................................. 83
Resetting the TVM Keys ............................................................................................. 86
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