Document Design; Check Document Content; Security Features - Xerox 6100BD - Phaser Color Laser Printer Fundamentals

Check document content

Security features

Generic MICR Fundamentals Guide
4.

Document design

Although other applications are possible, a MICR document is
typically a negotiable document, very often a check. However, all
types of MICR documents must be produced in accordance with
the standards and methods that have been established for
checks, in order for the automated payment systems to process
them.
A check is an unconditional order in writing that:
• Is addressed by a person or legal entity to another person or
legal entity.
• Is signed by the person giving it.
• Requires the bank to pay, on demand, a sum of money, after
a specific date.
The design of a check should enable anyone to quickly and
easily enter and extract the necessary information.
A blank check normally has the characteristics that are
described in the following sections. An issued check has the
same characteristics, plus the variable data: payee, date,
amounts, and signature.
Security should be present on all negotiable documents to
protect against tampering and duplication. They may be
incorporated at the time the paper is manufactured or can be
part of the preprinted form, and a given sheet may include
features from both sources. Form production considerations are
discussed in chapter 3, "Paper facts." Issues related to document
design are discussed in the next section.
For additional information on security paper and tampering
methods, refer to "Security" chapter.
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