Chevrolet 2006 Malibu Owner's Manual page 26

Q:
What is wrong with this?
A:
The shoulder belt is too loose. It will not give nearly
as much protection this way.
1-20
CAUTION:
{
You can be seriously hurt if your shoulder
belt is too loose. In a crash, you would move
forward too much, which could increase injury.
The shoulder belt should fit against your body.