Chevrolet Malibu 2010 Owner's Manual page 56

Q:
What is wrong with this?
A:
The belt is behind the body.
2-24
WARNING:
{
You can be seriously injured by not wearing the
lap-shoulder belt properly. In a crash, you would
not be restrained by the shoulder belt. Your body
could move too far forward increasing the chance
of head and neck injury. You might also slide
under the lap belt. The belt force would then be
applied right on the abdomen. That could cause
serious or fatal injuries. The shoulder belt should
go over the shoulder and across the chest.